Penny Lane Financial

Penny Lane Financial When asked what we do, our response is simple: Essential financial services with a twist

Penny Lane Financial is a trusted Retirement and Financial Service Center built for the Puget Sound. Based in Tacoma, Washington, we serve clients throughout Pierce County and across Washington State, with select services in Arizona and California. Our experienced team helps retirees and pre-retirees make informed financial decisions. We specialize in Reverse Mortgages, Retirement Planning, Annuit

ies, Life Insurance, Estate Planning, and Home Loans providing clear, personalized guidance to help you build security, confidence, and peace of mind for the years ahead.

One of the most common misconceptions is that homeowners give up ownership of their home when they get a reverse mortgag...
07/23/2026

One of the most common misconceptions is that homeowners give up ownership of their home when they get a reverse mortgage.

That's simply not true.

While there are requirements that you pay the taxes and maintain homeowners insurance, you continue to be the owner of your property.

A reverse mortgage is simply another type of home loan. Like any financial decision, it's important to understand both the benefits and the responsibilities before deciding whether it's right for you.

The more you know, the easier it becomes to separate facts from myths.

If you've ever had this thought, you're not alone.Many people assume that once they reach a certain dollar amount, they'...
07/21/2026

If you've ever had this thought, you're not alone.

Many people assume that once they reach a certain dollar amount, they'll finally feel financially secure. But retirement confidence rarely comes from hitting a magic number. It comes from understanding how your savings will support your lifestyle over time.

Questions about inflation, healthcare costs, taxes, market fluctuations, and how long retirement might last can all create uncertainty—even for people who have done an excellent job saving.

That's why retirement planning isn't just about building wealth. It's about understanding how your assets, income sources, and long-term goals work together.

Sometimes, the most valuable part of a retirement strategy isn't a larger portfolio—it's greater confidence in the decisions you're making.

For years, annuities were often misunderstood—and in some cases, overlooked. Today, they're becoming part of more retire...
07/17/2026

For years, annuities were often misunderstood—and in some cases, overlooked. Today, they're becoming part of more retirement conversations as people look for ways to create dependable income in an unpredictable market.

The reality is that an annuity isn't automatically the right choice for everyone, but it can be worth exploring if your goal is to create a reliable stream of income that isn't tied to daily market fluctuations.

Like any financial tool, the key is understanding how it works, what type of annuity you're considering, and whether it fits into your overall retirement strategy.

Curious how annuities work? Learn more about the different types of annuities and whether they may fit your retirement goals by visiting our website.

Wishing you a safe, happy, and memorable Fourth of July.
07/03/2026

Wishing you a safe, happy, and memorable Fourth of July.

Most families don’t realize how quickly one emergency can affect:• Savings• Mortgage payments• Future plansLife insuranc...
06/23/2026

Most families don’t realize how quickly one emergency can affect:
• Savings
• Mortgage payments
• Future plans

Life insurance and financial protection strategies exist to help reduce that long-term financial impact on the people left behind.

Some seniors quietly cut back on comfort just to keep up financially.A reverse mortgage can sometimes help retirees use ...
06/19/2026

Some seniors quietly cut back on comfort just to keep up financially.

A reverse mortgage can sometimes help retirees use the equity they already built to support monthly cash flow while remaining in their home.

No one should feel forced to choose between comfort and bills after retirement.

Market drops affect more than investments.They affect confidence.That’s one reason some retirees use annuities as part o...
06/17/2026

Market drops affect more than investments.
They affect confidence.
That’s one reason some retirees use annuities as part of their retirement strategy — to create income designed to continue regardless of market volatility.
Peace of mind has value too.

A lot of hardworking families feel stuck between:• Rising rent• Higher home prices• Everyday billsSometimes buying a hom...
06/15/2026

A lot of hardworking families feel stuck between:
• Rising rent
• Higher home prices
• Everyday bills

Sometimes buying a home starts with finding a loan program that fits real life — not perfect credit, perfect timing, or perfect finances.

A paid-off house doesn’t always solve retirement stress.Many homeowners over 62 are discovering that a reverse mortgage ...
06/11/2026

A paid-off house doesn’t always solve retirement stress.

Many homeowners over 62 are discovering that a reverse mortgage may help convert part of their home equity into accessible funds for daily expenses, emergencies, or simply more breathing room.

Retirement should feel lighter after decades of hard work.

People spend years planning for retirement…but not always for how long it could last.Longer life expectancy can also mea...
06/09/2026

People spend years planning for retirement…
but not always for how long it could last.

Longer life expectancy can also mean:
• More medical expenses
• More inflation
• More pressure on savings

That’s why many retirees explore insurance and guaranteed income strategies designed to help create more long-term financial stability.

Address

1804 W Union Avenue Suite 202
Tacoma, WA
98405

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12533271177

Website

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