Penny Lane Financial

Penny Lane Financial When asked what we do, our response is simple: Essential financial services with a twist

We're a local, trusted company providing advice and education to assist you in realizing your financial goals. With smart and insightful planning we'll help answer your questions about Retirement strategies, Life Insurance, Annuities, Home/Auto/Umbrella Insurance, Mortgage Services, Investment Advice, Long-Term Care and more.

Many retirees planned carefully…but inflation changed the math.A pension booster strategy using annuities may help creat...
06/01/2026

Many retirees planned carefully…
but inflation changed the math.
A pension booster strategy using annuities may help create additional guaranteed income on top of retirement benefits when monthly expenses start stretching further than expected.
Retirement planning today looks very different than it did 20 years ago.

Nobody talks about how expensive “fixed income” can feel when everything else keeps changing.Property taxes rise.Groceri...
05/28/2026

Nobody talks about how expensive “fixed income” can feel when everything else keeps changing.

Property taxes rise.
Groceries rise.
Insurance rises.

For many homeowners a reverse mortgage can help turn part of their home equity into usable retirement cash flow — while still allowing them to stay in the home they love.

Sometimes peace of mind was already there… just locked inside the house.

Thank you for your service, sacrifice, and legacy. 🫡
05/25/2026

Thank you for your service, sacrifice, and legacy. 🫡

Market downturns feel different when you’re no longer earning.Withdraw too much during a bad year and it can permanently...
05/19/2026

Market downturns feel different when you’re no longer earning.

Withdraw too much during a bad year and it can permanently impact your long-term portfolio.

Certain types of annuities are designed to provide income regardless of market performance.

They’re not for everything.
But for the right piece of a retirement plan, they can create stability when volatility shows up.

Without structure, retirement can feel uncertain.With the right strategy in place, you can gain:• More predictable incom...
05/15/2026

Without structure, retirement can feel uncertain.

With the right strategy in place, you can gain:

• More predictable income
• Reduced financial stress
• Coordinated withdrawal strategies
• Protection against market volatility
• A clearer legacy vision

At Penny Lane Financial, we work with you to design retirement income solutions tailored to their goals and risk tolerance.

If you’re in Tacoma, Washington and want to strengthen your retirement outlook, we offer thoughtful, personalized financial guidance.

By your mid-50s, financial life can feel scattered.Old 401(k)s.Multiple IRAs.Insurance policies.Different statements.Com...
05/13/2026

By your mid-50s, financial life can feel scattered.

Old 401(k)s.
Multiple IRAs.
Insurance policies.
Different statements.

Complexity creates confusion — and sometimes costly gaps.

One of the most valuable things we do at Penny Lane Financial is simplify. We help Tacoma clients organize accounts, clarify beneficiaries, align income sources, and reduce unnecessary overlap.

Sometimes the goal isn’t more — it’s clearer.

If your financial life feels fragmented, let’s streamline it.

Reverse mortgages are often misunderstood. For homeowners 62+, they allow access to home equity without monthly mortgage...
05/11/2026

Reverse mortgages are often misunderstood. For homeowners 62+, they allow access to home equity without monthly mortgage payments.

They can provide supplemental income, help fund home improvements, or support retirement goals. But they’re not for everyone. Decisions should be based on facts, not fear. If you are curious to know if you are elegible for a reverse mortgage, use our reverse mortgage calculator, it is easy and fast.

One of the most common questions we hear from homeowners in their late 50s:“Should I pay off my mortgage before I retire...
05/07/2026

One of the most common questions we hear from homeowners in their late 50s:

“Should I pay off my mortgage before I retire?”

The answer depends on cash flow, liquidity, tax considerations, and overall income structure.

For some, eliminating a monthly payment provides peace of mind.
For others, maintaining flexibility may be more valuable.

There isn’t a universal answer — only a strategic one.

Before sending that final payment, it may be worth running the numbers.

Pools. Trampolines. Dogs. Rental properties.The things that make life fun can also increase liability exposure.If a gues...
05/05/2026

Pools. Trampolines. Dogs. Rental properties.
The things that make life fun can also increase liability exposure.

If a guest is seriously injured on your property, costs can quickly exceed standard policy limits.

Umbrella insurance is designed for exactly that gap — when “enough coverage” suddenly isn’t enough.

It’s one of the most affordable ways to protect high-value assets.

Many people in their mid-50s aren’t dreaming of yachts.They just don’t want to feel forced to work forever.The real ques...
04/29/2026

Many people in their mid-50s aren’t dreaming of yachts.

They just don’t want to feel forced to work forever.

The real question becomes:
“Do I have the option to step back if I want to?”

That answer depends on income structure — not just account balances. It’s about understanding what your monthly income could look like, when you can realistically transition out of full-time work, and how to bridge the gap before Social Security begins.

At Penny Lane Financial in Tacoma, WA, we help individuals evaluate whether work is a necessity — or a choice.

Sometimes clarity changes everything.

If you’re wondering when you can slow down, let’s look at the numbers together.

Address

1804 W Union Avenue Suite 202
Tacoma, WA
98405

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

+12533271177

Website

https://linktr.ee/pennylanefi

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