Owens Holdings, LLC

Owens Holdings, LLC Our goal is to teach people how to become financially free and retire early through cash flow properties and wholesaling in affordable undervalued markets.

It’s no secret that one of the many dreams of a newly married couple is to   a house together. In fact, many couples hav...
11/30/2019

It’s no secret that one of the many dreams of a newly married couple is to a house together. In fact, many couples have actually been putting off their wedding day in an effort to save for a down payment on a . Know your and don’t exceed it. Before you and your partner go looking at condos in Manhattan where the average sales price is $1.9 million for a condo in an existing building as of 2017, make sure you have your budget calculated. Don’t assume you can fix every problem. You might be tempted to try your hand at a home project, especially if you can’t find a home that’s in your budget right now. But it’s important not to in a home with the idea that it just needs a little elbow grease. If you find a home in good condition that needs some love, keep in mind that some home are more than others. A house that needs a new bathroom could potentially send you over your budget even with a good rate.

It's no secret that one of the many dreams of a newly married couple is to buy a house together. In fact, many couples have actually been putting off

If anything, the   market is unpredictable. It’s impossible to say what will happen at any given time. However, real est...
11/28/2019

If anything, the market is unpredictable. It’s impossible to say what will happen at any given time. However, real estate experts can make predictions on the housing prices for upcoming years. Learn whether or not the experts think housing prices will go down in 2020. Although prices are expected to rise, the rise is not predicted to be as significant as it has been during the past few years. In one press release from S&P Dow Jones Indices made in July of 2019, it was reported that the rate of home price had slowed down throughout the U.S. By looking at some of the past statistics, it’s possible to make an educated guess on the future. By early 2019, the economy was looking better. Unemployment was down and the real estate market was starting to balance out. It’s taking longer for to and more are being forced to make price reductions. Don’t let the nationwide predictions fool you. Every city has its own climate, and not all cities will see a decrease in the rise of home prices. For instance, home prices in Seattle decreased in 2019. Florida has always had a very unique real estate , making it difficult for you to rely on national predictions.

If anything, the housing market is unpredictable. It’s impossible to say what will happen at any given time. However, real estate experts can make

Common wisdom has it that     who rely on down payment assistance are more likely to default on their   repayments, but ...
11/27/2019

Common wisdom has it that who rely on down payment assistance are more likely to default on their repayments, but a new study has debunked that theory. Earlier studies had suggested otherwise, leading to stricter lending requirements from the HUD for government entities that offer this kind of assistance. They tracked loans that originated both in the lead up to, and following the Great in 2008. With home prices rising across the country, a number of buyers are forced to use down payment assistance in order to be able to a home. Currently, there are more than 2,000 down payment assistance programs available to buyers, including both government-sponsored and private options. Households with [down payment assistance] were as able to financially from rising as those without DPA,” the researchers wrote. “In setting around down payment , policy makers should take care not to close off to aspiring minority home buyers.

Common wisdom has it that home buyers who rely on down payment assistance are more likely to default on their mortgage repayments, but a new study has d

When you   your   during the holidays, the inventory of competing   decreases significantly. Many   remove or delay thei...
11/26/2019

When you your during the holidays, the inventory of competing decreases significantly. Many remove or delay their listings during the holiday season. This means homes remaining on the market are shown to serious that are out home shopping at this time. During the holidays, your home may not be viewed by as many prospective buyers but they will be serious buyers. Serious buyers make serious offers. If you have been considering listing your house or already have it listed for the holidays, there are many reasons to follow through with the listing or take of the season to best market your home when there is less competition. Even if you would rather wait until after the rush of the holidays, it makes sense to meet with an agent now, so you are prepared to be first to market when the holiday season ends. Rarely does a house go on the market without some important preparations, so better to know what to expect now than waiting and missing an early .

For a multitude of reasons, people hesitate or don’t bother trying to sell their house during the holidays. It could be because they are caught up in

A new survey from Freddie Mac shows that Gen Zers aged 14 to 23 on the whole are more positive about what it means to be...
11/26/2019

A new survey from Freddie Mac shows that Gen Zers aged 14 to 23 on the whole are more positive about what it means to be a than at the same age were. Gen Zers also hope to their first home earlier in their lives than millennials did, the survey found. The younger generation said they plan to own a home when they’re 30 years old, which is three years younger than the median age of first time at present. for wanting to own a include having more , and than they can have from renting. They also cited having something to be proud of, and financial . One of the biggest millennials face today is the lack of affordable starter homes. The survey also highlighted some interesting findings, most still prefer a face-to-face interaction with a professional when it comes to a home and seek the advice of agents. In general, they are more financially educated and aware than previous generations, and they appear to have a clear understanding of the offered by our nation’s market—and some of its challenges.

If you’re looking for a reason to be optimistic about the future of housing, look no further than Generation Z, the demographic that comprises the youngest

There must be   friendship.   establishes trust between you and your client. The more you get to know your client, and t...
11/23/2019

There must be friendship. establishes trust between you and your client. The more you get to know your client, and the more they get to know you, the easier the process. Building rapport means you truly care for your clients. You care about their wants, their needs, their and their . By doing this, you can not only their , but also their . Building rapport with clients also gives you the chance to further practice and your skills. You can practice your communication and social skills, marketing and abilities, logic and reasoning, critical thinking and more. Of course, building rapport with your clients can have an on your sales. This can also your confidence as a real estate agent. As you continue to build rapport among current and future clients, you continue to use and your skills and help them towards a transaction.

Building rapport is about more than just sealing a deal with a client.

Earlier this year New Zealand—a Forbes top-ranked country for doing business—tightened the rules about who can     in th...
11/21/2019

Earlier this year New Zealand—a Forbes top-ranked country for doing business—tightened the rules about who can in the country, limiting rights to only those that were citizens, , spouses of the aforementioned or citizens of Australia and Singapore (due to existing free trade agreements). As a result, developers of newly-built large condo were allowed to apply for exemptions to sell to foreigners without requiring them to apply individually for statues. Sales have been strong ever since. But since prices are relatively low in New Zealand compared to luxury in other comparably scenic destinations the demand might quickly outstrip what is currently available, which could lead to many more - buildings dotting the city skyline than Auckland already has. For those that enjoy the untouched nature of New Zealand, let’s hope that day is a long way off.

Foreign-buyer exemptions apply to designated new luxury condo buildings. Here's a look at a few with units for sale.

  strategies take time to develop, and as the full effect of the new   rules sink in, we’re sure to see an even greater ...
11/20/2019

strategies take time to develop, and as the full effect of the new rules sink in, we’re sure to see an even greater degree of migration in coming years. Individuals should learn about how taxes and lifestyle costs might be reduced by changing . Ask your tax professional to examine your 2018 federal and state returns and compare total taxes paid to a scenario in which your primary residence is in a no-state-income-tax state like Florida. High-tax states require substantial taxes paid by the wealthy to support state government. If those leave, it can lead to a dangerous downward spiral, with the process feeding upon itself. The exodus is not just attracting wealthy ; an increasing number of financial firms are following, as well. Higher-tax states, like New York, have looked into various workarounds intended to limit the impact of the Tax Cuts and Jobs Act of 2017 and stem potential revenue loss from what appears to be a serious relocation trend.

From business leaders to hedge funders to pro athletes and CEOs, wealthy influencers are fueling their investments with a view to the future. For South Florida counties, this can only stimulate additional movement.

No place is this more clear to me than here in our   of Greater Fort Lauderdale. From   looking to   their first   to ba...
11/19/2019

No place is this more clear to me than here in our of Greater Fort Lauderdale. From looking to their first to baby boomers planning life's next act to people reminded of how they'd like to escape the north as the first blast of cold weather arrives, Fort Lauderdale offers an ideal lifestyle destination. Founded more than a century ago, Fort Lauderdale today is a dynamic market set amid a thriving regional economy. The two suit each other well. Long known by those of us who here as a great place to work, live and play, the region is becoming even more widely known for its real estate . No matter your station in life or career, Greater Fort Lauderdale offers boundless options for every demographic. Whether as your first, next or last home; a vacation getaway; or an income-generating investment, a piece of a retirement portfolio or for maximized estate appreciation, our slice of paradise can be your destination of choice.

Whether as a place to live year-round, a winter or seasonal getaway or a long-term, rental income-producing investment, Fort Lauderdale checks all the right real estate boxes.

If you’re looking for the culprit behind the   costs of new home  , look no further than lot prices, which   so fast tha...
11/18/2019

If you’re looking for the culprit behind the costs of new home , look no further than lot prices, which so fast that they outpaced inflation in 2018. That’s according to a new report from the National Association of Home , which said the average lot price that year reached $49,500, a record high. Given that the nation’s lots are getting smaller and home production is still significantly below the historically normal levels, it might seem surprising that lot values keep going up, However, the rising lot values are consistent with persistent record lot shortages that NAHB reported recently. They are also consistent with and regulatory costs that ultimately increase developments costs and lot . Therefore, it is not surprising that the typical single-family spec started in New England are built on some of the largest and most expensive lots in the nation. Overall, however, NAHB does note that while the lot price surge is a new nominal national record, lot values when adjusted for inflation have not reached the same levels yet as the boom years.

If you’re looking for the culprit behind the rising costs of new home construction, look no further than lot prices, which rose so fast that they outpaced

Before you   the land you plan to build on, here are seven things to consider.   is critical to understand when   land. ...
11/14/2019

Before you the land you plan to build on, here are seven things to consider. is critical to understand when land. If your intention is to build a , it is important that the zoning is R-1 , or a type of residential zoning that allows for single-family homes. Consult with the city or county planning department regarding these items before . Remember, zoning does not necessarily mean buildable. The ease of obtaining a permit often varies between the two and is important to know before purchasing. A good agent or architect will often know whether the city or county is preferable for development in your area. With land, are generally more willing to carry, or give seller-finance options to buyers. There are some sellers who prefer seller-financing over cash to capture the interest and possibly receive a higher sale price. Most banks don't offer residential real estate mortgages for land, but there are a few that do, so be sure to research your options.

Perform your due diligence, and you'll be on your way to building that dream home.

11/13/2019

are savvier than ever, so must stay a step ahead if their goal is to their home quickly and at the right price. Some owners proudly their with top-of-the-line finishes, the newest home technologies and modern design. . Many new developments in Manhattan work hard to set themselves apart by adding unique amenities and special features. Another pricing that sellers need to have in mind is the price difference depending on their floor and view. The algorithms that many websites use to calculate your home’s price cannot differentiate between the variations in layout. These tips are a good guide to help a find the fair market of their home by navigating the active, in-contract and sold comps in their buildings and , and adjusting for hyperlocal shifts, , special features, floor, views and layouts. Based on an owner’s specific motivations for , once a fair market value is determined, a seller can decide whether or not to increase the price and by how much, knowing that it could take longer to .

Steve Forbes talks to the CEO of the Union Pacific Railroad, who says trains are speeding back to their rightful place in the U.S. economy.

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