Group Benefit Solutions

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Group Benefit Solutions Employee Benefit Programs and HR Support Services GBS represents a multitude of insurance companies known for their financial strength.

When you choose Group Benefit Solutions as your benefits consultant, you’ll enjoy many added resources and tools to make staying in compliance, communicating with your employees and other HR tasks easier. Any benefits broker can write your group health insurance policy, but GBS strives to become your partner, looking ahead to strategize and help you chose what makes sense for your business. This combination of both experience and the strength of the carriers enable our organization to provide a wide spectrum of products and services that guarantee competitiveness and true value added service in today’s rapidly changing insurance marketplace.

One of the biggest frustrations health plan enrollees can face is learning that care recommended by their doctor has bee...
10/16/2026

One of the biggest frustrations health plan enrollees can face is learning that care recommended by their doctor has been denied by their insurer.

Many health insurers use prior authorization, which requires approval before the plan covers certain medical services, procedures or treatments. But employees who receive a denial may not realize that they have the right to appeal the decision — and that an initial denial is not necessarily the final word.

https://gbsbenefitsgroup.com/encourage-your-staff-to-appeal-prior-approval-denials-they-may-win

Successful open enrollment requires giving every employee a meaningful opportunity to understand their options and selec...
10/06/2026

Successful open enrollment requires giving every employee a meaningful opportunity to understand their options and select coverage that fits their health care and financial needs.

That can be challenging as many employees devote surprisingly little time to one of their most consequential benefits decisions of the year. Employers and HR teams preparing for open enrollment should prioritize clear communication, decision-support tools and access to knowledgeable assistance that can help employees make the right choices for themselves.

https://gbsbenefitsgroup.com/helping-your-staff-make-better-decisions-during-open-enrollment/

As group health costs continue climbing, some employers are starting to take a second look at self-funded, or partially ...
09/29/2026

As group health costs continue climbing, some employers are starting to take a second look at self-funded, or partially self-funded plans.

These plans give employers more skin in the game and the ability to better address cost drivers and tailor their offerings to fit the needs of their employees. But while the plans can save both the employer and their workers money, they are not for every organization. Here's what you need to know if you are tired of rising premiums.

https://gbsbenefitsgroup.com/is-health-plan-self-funding-right-for-your-firm-2/

A number of surveys are predicting another year of steep group health insurance cost increases in 2027, prompting many e...
09/25/2026

A number of surveys are predicting another year of steep group health insurance cost increases in 2027, prompting many employers to rethink plan designs, pharmacy benefits and relationships with health care vendors.

Health plan costs are expected to rise between 8% and 10% in 2027 from 2026, which employers hope to reduce through these plan changes and other strategies.

https://gbsbenefitsgroup.com/employers-explore-new-strategies-as-health-plan-costs-rise/

Employers are facing an increasingly difficult benefits decision as demand for GLP-1 drugs grows: absorb the rapidly ris...
09/09/2026

Employers are facing an increasingly difficult benefits decision as demand for GLP-1 drugs grows: absorb the rapidly rising cost, restrict coverage or find another way to help employees access the weight-loss medications.

The financial pressure is significant. GLP-1 drugs prescribed for weight loss represented 11.4% of corporations' annual claims in 2025, up from 6.9% in 2023. While some employers are opting not to cover the drugs for weight loss, others are exploring different ways to help workers access them.

https://gbsbenefitsgroup.com/employers-try-different-tactics-to-cope-with-glp-1-coverage/

The IRS has increased the group health plan affordability threshold, which determines whether an employer's lowest-premi...
09/04/2026

The IRS has increased the group health plan affordability threshold, which determines whether an employer's lowest-premium health plan complies with Affordable Care Act rules, for plan years beginning in 2027.

The higher threshold will give employers more leeway in determining employees' share of health insurance premiums. What's the new affordability level? Find out here.

As Americans live longer, many of the country's workers are balancing job responsibilities with caregiving duties — cont...
08/26/2026

As Americans live longer, many of the country's workers are balancing job responsibilities with caregiving duties — contributing to higher stress, lower productivity and increased burnout.

Caregiving demands can lead to absenteeism, distraction, fatigue and scheduling conflicts, while the emotional strain of supporting loved ones may reduce engagement and increase the risk of mistakes or accidents, which can turn into costly blowback for your organization. Don't lose a key employee to this growing problem.

https://gbsbenefitsgroup.com/caregiving-demands-take-toll-on-workers-how-employers-can-help/

Individual coverage health reimbursement arrangements have attracted growing interest from employers looking for an alte...
08/14/2026

Individual coverage health reimbursement arrangements have attracted growing interest from employers looking for an alternative to traditional group health plans.

However, a new survey suggests that rising Affordable Care Act Marketplace premiums following the expiration of enhanced federal subsidies may become one of the biggest obstacles to broader adoption.

https://gbsbenefitsgroup.com/rising-aca-exchange-costs-may-slow-interest-in-ichras

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Tacoma, WA
98409

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