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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

NOVA Home Loans - Joe Raquiza Team

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United States
Tacoma, WA
NOVA Home Loans - Joe Raquiza Team

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Also licensed by the CA-DFPI under the CFL #6036566.

Joe Raquiza, VP/Branch Manager - Producing, NMLS #114206 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Loans made or arranged pursuant to a California Financing Law License. | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |

Chad Sorenson, Loan Officer Associate, NMLS # 2321966 | Nova Financial & Investment Corporation, dba NOVA® Home Loans, NMLS #3087 | BK 0902429 | Equal Housing Opportunity

Amy Shick, Loan Officer, NMLS 2424461 | Nova Financial & Investment Corporation, dba NOVA® Home Loans, NMLS #3087 | Equal Opportunity

03/24/2026

Deals don’t usually fall apart because of the buyer. It’s usually something on the loan side that wasn’t fully dialed in from the start.

Pre-approvals that weren’t really solid, numbers changing halfway through, or something popping up last minute that throws everything off.

And then you’re the one stuck trying to keep the deal together and manage your client’s expectations.
That’s the part people don’t really talk about.

If you’ve ever had a deal feel shaky… you know exactly what I mean.

My team isn’t here to be another lender in your phone. We’re here to make your job easier and get your deals to the finish line.

If that’s something you want in a lending partner, let’s connect.

11/12/2025

Thinking about buying a place for your college student instead of paying rent? 👀

Parents can buy a home for their student with only 3% down, rent out extra rooms, build equity, and even keep it as a long-term rental after graduation.

This program is one of the most underrated strategies out there.

Want to see if it’s a fit for your family? DM me.

07/10/2025

Making an offer on a home is exciting—but don’t be surprised if the seller comes back with a counteroffer! 🔁 It’s a normal part of the process, and having your financing prepped and ready gives you an edge when it’s time to negotiate. I’ll help you get preapproved so you're ready to move quickly and confidently. Have questions about your buying power? Let’s connect !

07/02/2025

Owning a home isn't just a financial goal—it’s a personal one too 💛 Whether you're dreaming of a place that’s all your own or hoping to live closer to loved ones, I’m here to guide you through the financing process. Let’s make a plan that works for your lifestyle and budget! 🏡 Ready to get started? Reach out today for a free preapproval chat!

06/20/2025

Dreaming of a spa-like bathroom in your future home? 🛁 Whether it’s a steam shower or heated floors, I can help you explore financing options that fit both your budget and your wish list. Let’s figure out what you can comfortably afford so those luxury upgrades don’t just stay on your Pinterest board. 💸 Ready to talk home loans? Send me a message today!

06/17/2025

🏡 Another happy homeowner!

Huge shoutout to Simon K. for the kind words 🙌
Our team takes pride in making the home buying process smooth, fast, and stress-free, and closing ahead of schedule is always the goal!

Ready to make your move? Let’s talk!

06/12/2025

Before you fall in love with that dream home, let’s make sure the numbers love you back! 💸 I’ll help you get a clear picture of what you can comfortably afford, so you can house hunt with confidence and make strong, informed offers. Think of me as your behind-the-scenes guide to stress-free home financing. 🧭 Ready to take the first step? Let’s chat!

06/06/2025

Thinking about buying a home? 🏡 Previously owned properties can offer incredible value—not just in price, but in personality too! From charming details to established neighborhoods, they often come with perks new builds just can’t match. I can help you explore your financing options and get preapproved so you're ready when the right one comes along. Let’s get you closer to owning a home you love—send me a message to get started!

06/05/2025

🏡💸 What is HOPER?
It’s a game-changer for homebuyers 👇

HOPER is a innovative grant program that helps FHA buyers & refinancers earn up to $13,000 toward closing costs—with NO rate increase, NO repayment, and NO income limits. 🙌

🔑 What You Get:
✅ $13K toward closing costs
✅ Pre & post-close financial education
✅ Discounted solar system with your home
✅ 30% Federal Solar Tax Credit
✅ Ongoing energy savings

💡Education + solar + thousands toward closing = major win for buyers.

📲 DM me or tap the link in bio to learn how to qualify!

05/30/2025

Buying a home comes with a lot of new terms—“contingency” is one you’ll definitely hear! 🤔 It’s basically a built-in safety net that protects you during the buying process. Whether it’s tied to financing, inspections, or other conditions, I can help you understand how contingencies affect your loan and timeline. Got questions? Let’s chat and make sure you're fully prepared!

Address

3555 Market Place W Suite 7, University Place
Tacoma, WA
98466

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12533150020

Website

http://joeraquiza.novahomeloans.com/

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