I'm With Amanda

10/16/2026

Social Security announced the 2027 Cost of living increase… 3.6%. 🌻

10/12/2026

Effective Immediately, our team at I’m With Amanda Medicare Education and Solutions CANNOT provide any stand alone part D recommendations. (This would be paired with Medicare A&B + Medigap). Every one of the 9 available plans have decomissioned, but more so we cannot enroll you or service the plan once you have it. It is a liability to provide recommendations on coverage we can’t service. You can find guidance on my website… check out Episode 13 of my podcast when I teach you, step by step, exactly how to do it! imwithamanda.com.

If you are in a Medicare Advantage plan with Part D we can service and enroll in those plans, and our team would be happy to help you. 🌻

10/08/2026

Important update: phone calls are coming in quickly for appointment requests. Amber is working hard to return calls as soon as possible. Please give 24 hours for a call back! The team has a lot of availability to meet with you.

If you’re in a plan that is terminating you have until 12/31 to select your new plan. Don’t wait that long, but also keep in mind that Dec 7th is NOT your deadline this year. If your plan IS still offered next year you do have the Dec 7th deadline. We are here to help anyone who is losing their plan and needs guidance! 🌻

10/08/2026

So far we’ve presented NINE informational seminars, and we have FOUR left. 2 in Ithaca today (10/8) and my final 2 in-person seminars in E. Syracuse on 10/13 at 10:00 and 2:00.

If you’re curious about the Medicare plan offerings for next year this will fill you in!! My team is also available to schedule individual meetings to review your personal needs and get you set for 2027. 🌻

Send me a message if you’d like to attend

10/05/2026

We have our first public seminar today, (Monday October 5) at 4:30! We have about 20 seats left if anyone would like to join us.
This seminar is especially pertinent to people who have received their Excellus Medicare advantage termination letter as I’m going to review the 3 new Excellus options for 2027, but there is a lot of other helpful information. Text 315-876-7917 for the exact E. Syracuse location. Coffee, tea and some baked treats provided. 🌻

09/29/2026

I believe Medicare guidance is an educational business, best done face to face. Not a “sale” by a stranger over the phone. CNY is lucky to have a lot of good professionals, and I try hard to be one of them. My upcoming seminars will explain some Medicare economics, cover the biggest changes for our service area and give you all the updates to the Medicare A,B,C,Ds for 2027! Check out my “@ your service” interview… 🌻

Medicare plans in 2027 will experience a few changes, including a rollback in benefits. Amanda McLaughlin's advice is to watch what comes in the mail, because M

09/25/2026

I have another piece of good news! Those two part D plans that hadn’t announced 2027 premium rates (previous post below) have finally released rates and they BOTH are much lower than what other carriers will charge next year. This is a win for 2 important reasons: it gives two affordable monthly premium options and a fully subsidized plans for folks with “extra help”. At my seminar I’ll tell you about all 10 options, and how to price your rxs accurately! 🌻

09/22/2026

Here’s a piece of good news: 2027 will bring in 15 more Medicare negotiated drug prices! That means common medications reducing in retail price by 38%-71%. Drugs I know people take like Trelegy ( decreasing from $654 to $175/mo… 71%) and Ozempic/Wegovy (Decreasing from $959 to $274/mo…71%). This WILL help! I’ll tell you about all 15 at the seminar!

Source: cms.gov

09/22/2026

I am not a pessimist or a negative person, but here are a few realities that Medicare beneficiaries are going to have to contend with for 2027:

(please note Medicare’s marketing guidelines forbid us from detailing any 2027 specific plan info until 10/1. I am not intending to be vague, but also need to be compliant.)

1. Plans/costs are changing, and not for the better, unfortunately. Particularly in Part D RX costs… most plans will see an increase in part D deductibles from $615/yr to $700/yr (+$85/yr) and RX Max out of pocket from $2,100 to $2,400 (+$300). This is Medicare’s decision, as they set required parameters Part D plans must follow, and is already public knowledge. (*If you have “extra help” you will not be nearly as affected by this.)

2. We will see more Medicare Advantage plan terminations in CNY than ever before… that means action is required. Termination Notices will arrive no later than October 2nd. Hint: if you have not yet received an Annual Notice of Change then your plan may be terminating. An ANOC notes all updates from this plan year to next… if your plan is terminating there are no changes to update bc the plan won’t exist.

3. Stand alone Part D premiums are trending up more than I expected. I am still waiting for announcements from two popular part D carriers, but the ones who have published rates have shown increases. Fingers crossed those two companies give us good news.

4. Clients are going to have to think hard about how to prioritize needs vs wants. No option is going to give you everything you want. Decisions will have to be made about provider access (especially outside of the CNY area), monthly cost, ancillary benefits (dental, vision, etc).

5. It is imperative that you invest time into learning how your Medicare coverage is going to work. Attend a seminar, even if “Seminars aren’t your thing.” It is important to me that people are informed. Information is Power.

6. Brokers are being cut out by some carriers through their decisions to decommission plans. Those decisions were not easy for carriers, I’m sure. This may not matter to you, but brokers are not allowed to charge you a fee to help you. If enough carriers decommission there will be none of us left to help you. That means figuring this all out on your own. I pray we never get there because I truly love my work, but to say that us professional Medicare brokers are facing unprecedented pressure is an understatement.

You deserve an explanation of WHY things are evolving this way, and what the most important considerations are for next year’s coverage. This is what my upcoming seminars will provide to you. RSVP today! 315-876-7917 *You will have a chance to schedule an individual meeting with a member of my team at the end of the seminar, but if you don’t want to you won’t be contacted by us. Attendance does NOT give us permission to contact you without consent.*
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