Lourdes Villatoro NMLS 748319

Lourdes Villatoro NMLS 748319 Senior Loan Officer Additional licensing information can be found at: https://cardinalfinancial.com/nmls-licensing/.

Lourdes Villatoro NMLS #748319

Cardinal Financial Company, Limited Partnership (NMLS ID 66247, www.nmlsconsumeraccess.org) has the following licenses: AZ Mortgage Banker License #0925883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 60

3K498; Kansas Licensed Mortgage Company .0025207; Massachusetts Mortgage Lender/Broker License MC66247; NV Mortgage Company License #3968; Licensed by the New Jersey Department of Banking and Insurance #8701663; NYS Department of Financial Services. License # LMBC 108150; Rhode Island Licensed Lender ; and is also approved to lend in: AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
08/31/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Your dog deserves a yard.And you deserve a payment that fits your budget.A buydown can help lower your monthly payments ...
08/26/2026

Your dog deserves a yard.
And you deserve a payment that fits your budget.
A buydown can help lower your monthly payments during the early years of your loan, making homeownership feel more attainable. Reach out to learn how your options could make buying a home more affordable.

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage un...
08/24/2026

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage units, double-moving costs, or financial juggling. NAF Cash cuts out the chaos:
• Straight Shot: Move directly from your current home to the new one.
• Stability: Keep the kids in their routine during the transition.
• Zero Pressure: Sell your old home when the right offer hits.

Upgrade the home. Not the stress level. Get Started.

Summer plans don't have to be put on hold. ☀️A temporary buydown could help lower your monthly mortgage payments during ...
08/21/2026

Summer plans don't have to be put on hold. ☀️
A temporary buydown could help lower your monthly mortgage payments during the first 1–3 years, giving you more breathing room while you settle into your new home.
Let's talk about whether it's the right fit for your homebuying journey.

Referral relationships are built on results. NAF Approved gives your clients a pre-approval that holds up in competitive...
08/19/2026

Referral relationships are built on results. NAF Approved gives your clients a pre-approval that holds up in competitive markets and reflects well on the agent who referred them. Let's build something together. DM me to get started.

It’s not about if you can buy, it’s about how. The right approach can make all the difference. Comment “INFO” and I’ll s...
08/17/2026

It’s not about if you can buy, it’s about how. The right approach can make all the difference. Comment “INFO” and I’ll send details.

Stop letting past credit events block future investments. With NAF Investor Express, qualify based on rental income, not...
08/14/2026

Stop letting past credit events block future investments. With NAF Investor Express, qualify based on rental income, not your history. One day seasoning. Zero income docs. Time to get back in the game.

Unlock new beginnings with ease! 🏡✨ Gear up for school and step into your dream home with one of NAF's many unique produ...
08/12/2026

Unlock new beginnings with ease! 🏡✨ Gear up for school and step into your dream home with one of NAF's many unique products and services. Purchase using cash for a straightforward buying process, get down payment assistance, or experience NAF's exclusive concierge service today! Contact me to learn more.

Summer isn't slowing down—and neither is the housing market. Whether you're dreaming of a backyard for BBQs, a pool for ...
08/10/2026

Summer isn't slowing down—and neither is the housing market. Whether you're dreaming of a backyard for BBQs, a pool for the kids, or simply a place that feels like home, now is a great time to start the conversation. If buying a home is on your summer bucket list, let's connect and build a game plan that works for you. Send me a message to get started.

Address

575 Underhill Boulevard
Syosset, NY
11791

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