Cynthia Scott Insurance Agency

Cynthia Scott Insurance Agency Insurance Agency.

08/26/2026

Hit and Runs Sucks!

08/26/2026

“Nobody saw you hit that parked car…
Are you leaving a note or LEAVING? 👀”

Caption

Be honest. You accidentally hit a parked car and nobody saw it happen.

What do you do?

For the owner of that damaged vehicle, a hit-and-run can mean dealing with an insurance claim and potentially paying a deductible or other costs depending on their coverage and whether the other driver is identified.

Doing the right thing matters—even when nobody is watching.

Coach C Tip: Know how your auto policy handles hit-and-run damage before you’re the person walking back to a damaged car.

👇🏽 Be honest: Are you leaving your information? YES or NO?

Coverage, deductibles, uninsured-motorist provisions and claim handling vary by policy, carrier, state and circumstances.

08/21/2026

A lot of people assume:

“If I raise my deductible from $500 to $1,000, my insurance should get MUCH cheaper.”



But have you ever actually asked your agent to run the numbers?

Depending on the carrier and policy, the premium difference may be smaller than you expected.

And here’s the question I want you to think about:

Would you rather have an extra $500 available after an accident… or save the premium difference?

For example, if increasing your deductible by $500 only saves you a relatively small amount over the policy term, you need to decide whether taking on that additional out-of-pocket risk makes sense for you.

Coach C Tip: Don’t automatically raise your deductible because someone told you it lowers your insurance.

Ask your agent:

“Show me the price at $500 AND $1,000.”

Then make the decision with the actual numbers in front of you.

08/19/2026

Here’s something former to***co users may not think about.

To***co use can significantly affect life insurance underwriting and premiums.

If you purchased coverage while using to***co and have since quit, don’t automatically assume your existing premium classification changed with you.

Depending on the carrier, policy and how long you’ve been to***co-free, there may eventually be options worth discussing—but qualification isn’t automatic.

Coach C Tip: If your health or lifestyle has improved since you purchased your life insurance, it may be worth reviewing your coverage and available options.

Don’t cancel existing coverage while exploring alternatives. Make sure any replacement coverage is approved and in force first.

Rates, to***co classifications, eligibility, replacement considerations and underwriting vary by policy, carrier, health history and state. ***coFree FamilyProtection FinancialProtection InsuranceEducation InsuranceTips CoachC

08/14/2026

Watch, follow, and discover more trending content.

07/08/2026

This is something people assume all the time — and it can become a real problem.

You buy a new car, the dealership tells you they’ll take care of the insurance part, and you leave thinking everything is done.

But here’s the truth:
Just because the dealership says they sent the information does not mean the vehicle was actually added to your policy.

I get calls about this more than you would think.

Sometimes the paperwork was never sent.
Sometimes the information was incomplete.
Sometimes it was sent, but no one followed through.
And sometimes the customer finds out too late — after a claim, a lender request, or a notice from the insurance company.

Insurance Tip: Never depend on the dealership alone to update your policy. Call your insurance company or agent yourself and confirm:

* the vehicle was added
* the coverage is correct
* the lienholder is listed
* the effective date is right

Bottom line: Don’t assume. Verify.

Coverage, effective dates, lender requirements, and policy changes vary by carrier, state, and underwriting.

02/11/2026

Most employer life insurance is a group benefit—and it usually doesn’t follow you when you leave that job. Protect your family with a policy you own and can keep anywhere you go.

02/11/2026

Most employer life insurance is a group benefit—and it usually doesn’t follow you when you leave that job. Protect your family with a policy you own and can keep anywhere you go.

Address

114 W Ogeechee Street
Sylvania, GA
30467

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

(912) 564-2425

Website

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