Pardridge Insurance Agency, Inc.

05/25/2026

Our office will be closed Monday in observance of Memorial Day.

As we enjoy time with family and friends, we pause to remember and honor those who gave their lives in service to our nation.

05/06/2026

🚘 Think your auto policy covers everything? It might not.

Coverage can vary, and it’s important to understand what you have before you ever need to use it. 📋

💬 Questions about your policy? We’re here to help.

04/22/2026

Learn about some of most common reasons why life insurance matters if you have certain expenses and responsibilities.

04/02/2026

🌿 Holiday Hours Notice 🌿

In observance of Good Friday, our office will be closing early tomorrow.

🕒 Hours: 8am-2pm

Happy Easter!

04/01/2026

🚨Auto Coverage Gap : State Minimum Auto Limits

Illinois minimums are LOW

👉 Serious accident = you could be personally liable

Higher limits are often more affordable than expected.

We can check it and provide quotes 👍

☎️ Give us a Call - 815-758-4447

03/30/2026

🚨 Homeowners Coverage Gap - Water Backup NOT Covered

Sump pump fails → basement floods

👉 Standard policy = NOT covered

This is one of the most common spring claims

Small add-on… big protection.

We can check it and provide quotes 👍

☎️ Give us a Call - 815-758-4447

03/27/2026

🚨 Homeowners Coverage Gap - % Deductibles

Many Illinois homeowners have a 2% wind/hail deductible and don’t realize it.

👉 Example: $300,000 home = $6,000 out of pocket

Most think it’s $1,000… until a storm hits.

👉 Do you know what yours is?

We can check it and provide quotes 👍

☎️ Give us a Call - 815-758-4447

03/26/2026

🚨 Homeowners Coverage Gap - Property Value Underinsured

👉 Your home is underinsured—and you don’t know it.

We recently reviewed a policy where the home was insured for $280,000…

But the actual rebuild cost today?
👉 Closer to $400,000

If there was a total loss (fire, tornado, etc.)…
That homeowner would be over $100,000 short.

This happens more than you think.

Why?

Construction costs have gone up
Policies haven’t been updated
People assume “market value = coverage” (it’s not)

✔️ Do you know your replacement cost?
✔️ Has your policy been updated in the last 1–2 years?
👉 We'll review it for you and provide quotes —no cost, no pressure

☎️ Call us at 815-758-4447

01/22/2026

Brrr! 🥶 With the extreme cold weather, the Pardridge Insurance team is working from home on Friday to keep everyone safe. All services remain uninterrupted - please contact us by phone or email and we’ll be happy to help!

Thank you for your understanding and stay warm!

815-758-4447

12/31/2025