Rodney Shaffer Loan Officer

04/14/2022

Hopefully there is good news coming for Georgia home buyers -

The housing market remains very skewed in the seller’s favor, with a very limited supply of homes and continued robust demand from home buyers. Everyone now hears stories of what seemed like …

12/09/2021

The FHA loan limit will increase for 2022. Read more detail here. If you want to buy a home and join all those growing their net worth through home appreciation, now is a great time to buy as you can finance a higher purchase price with FHA's low 3.5% down payment.

The Department of Housing and Urban Development recently announced the increased FHA mortgage limit for 2022. In the new year, the FHA limit will go to $471,500 for single family homes in Metro Atl…

11/25/2021

Happy Thanksgiving!🦃
From my family to yours 💛😁

11/19/2021

The current flood insurance pricing methodology has been used for 50 years. The new pricing system is called “Risk Rating 2.0 – Equity in Action.”

Since we covered flood insurance basics in the last post, now we can focus on changes to the flood insurance program. The current flood insurance pricing methodology has been used for 50 years. The…

11/08/2021

Home buyers can determine their new home’s flood risk by looking up the home’s address at FloodSmart.gov. 💻

On October 1, FEMA’s National Flood Insurance Program (NFIP) began offering “more equitable and risk-informed rates.” The press release states that NFIP’s new pricing method…

10/31/2021

🧟‍♂️🧙🏼‍♂️🦹🏻‍♀️👩🏻‍🎤👻

10/28/2021

Some spooky suggestions for this weekend 👻

Atlanta is a great place to visit for Halloween, as there are tons of festivals and activities: from scary shows and haunted houses to kids parades and fright fests at amusement parks. Halloween season also offers excellent food, nature, and perfect weather for discovering Atlanta.

10/22/2021

A recent Wall Street Journal article documented an interesting new trend in home buyer demographics. 🤔🤔

A recent Wall Street Journal article documented an interesting new trend in home buyer demographics. First-time home buyers are now pooling financial resources with non-family members – frien…

10/10/2021

World Mental Health Day is an international day for global mental health education, awareness and advocacy against social stigma.🌎💚

This day, each October, thousands of supporters come to celebrate this annual awareness program to bring attention to mental illness and its major effects on peoples' lives worldwide.

09/30/2021

So how do you compete with investors making all cash offers? 🤔

A key concept in sports and business is, “Know your competition.” That concept also applies to home buyers in this very competitive market. So who are you competing with when offering o…

09/24/2021

Just wanted to highlight some great moments from this year! 🌟This definitely isn’t all of the clients I got to work with just a few.

But I wanted to say thank you again for all those that trust in me during the home buying process. I know it can get stressful but I’ll always do what I can to make it easier! 🏡