04/30/2026
Did you know? 🤔 If you’re working past age 65, you might not need to sign up for Medicare just yet! 🙌
As long as your employer coverage is considered creditable, you can delay enrolling in Medicare until you’re ready to retire. 🎉 Be sure to check with your HR team or benefits advisor to confirm your coverage qualifies.
⏳ About 3 months before you retire (and lose employer coverage), it’s time to start the Medicare process. Don’t forget to have your employer complete Form CMS-L564 to verify your creditable coverage! ✔️
Need help navigating it all? We’ve got you covered! 💙 Give us a call at (843)848-8844 and we’ll walk you through every step.
📌 Apply for Medicare: https://www.ssa.gov/medicare/sign-up
📄 Form CMS-L564:https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMSL564-E.PDF
If you’re still working past 65, you might not need to sign up for Medicare Part B (medical insurance) until you retire or lose your coverage through your employer — but it’s important to check! Find out when you should sign up for Medicare by answering a few questions at https://go.medicare.gov/3PQyWG4.