Josephine Race - Mortgage Loan Originator NMLS #2433202

06/14/2026

5.0 star review received on Experience.com for Josephine Race by Melissa J B

Click to see all 72 reviews of Josephine Race | Mortgage Loan Officer | Granite Bank, Loan Officer

06/13/2026

5.0 star review received on Experience.com for Josephine Race by Lanie D - Working with Josephine was an incredible experience from start to finish. She was knowledgeable, responsive, and always took the time to explain every step of the process. She made everything feel manageable and stress free! I cannot recommend her highly enough. If you’re looking for a loan officer who is trustworthy and hardworking Josephine is your girl! We are so grateful for everything she did for us and couldn’t have asked for a better experience!

Click to see all 71 reviews of Josephine Race | Mortgage Loan Officer | Granite Bank, Loan Officer

06/13/2026

Getting pre-approved gives you a clear budget to shop with and shows sellers and agents that you’re a serious buyer. In a competitive market, that can make all the difference.

If you’re ready to take the next step toward homeownership, contact me today to get started.

06/12/2026

Rates moved higher during the week ending June 12, 2026, after data showed increases in both wholesale and consumer inflation. Granite Bank is an Equal Housing Lender.

Markets in a Minute

06/10/2026

What if putting less down could save you more money? Homeownership can be expensive - let’s get creative and make it less expensive for you!

06/09/2026

5.0 star review received on Experience.com for Josephine Race by Cynthia H

Click to see all 69 reviews of Josephine Race | Mortgage Loan Officer | Granite Bank, Loan Officer

06/09/2026

The home buying process can feel intimidating, especially for first-time buyers. However, you don't have to know everything upfront. I'm here to guide you along the way and help you make a plan that suits your life and your goals. Contact me today to get started.

06/09/2026

SIGNED. SEALED. KEYS DELIVERED. 🗝️ So lucky to be a part of this milestone - congratulations Abbi & Ethan!

06/08/2026

Home is more than just a place--it represents safety, security, and comfort. If you're looking for a new place to call home, I'm here to help. Bank

06/07/2026

Thinking about an upgrade? A HELOC could allow you to access available home equity to make improvements to your home or other eligible purchases, which may include funds for a down payment on your next purchase.
If you're ready to discuss your options, contact me today.