Koehler Insurance Solutions- Rachel Nelson - That Medicare Gal

03/19/2026

Hey all citizens of the US 😉
If you’re concerned about having the proper documents to vote, give my office a call and I’ll help you obtain what you need. 📄 🪪
Let’s be proactive!

12/22/2025

Let’s get the 💊💉prices lowered!! 🙌🏼

Amgen, Boehringer Ingelheim, Bristol Myers Squibb, Genentech, Gilead, GSK, Merck, Novartis and Sanofi have agreed to drug pricing deals.

12/21/2025

👍🏼👍🏼👍🏼
I’m attending a webinar this Tuesday about transparency of EOBs and facility charges and billing. Good stuff, especially after seeing what Essentia and Aspirus are doing in regards to billing.
I’ll keep you all in the loop!

11/04/2025

Big thanks to our community so far!
Remember, drawing for 2 $100 Kwik Trip gifts cards is on Sunday, 11/9
I’ll post live.
You can still drop off 2 food items or more for the Salvation Army for an entry, as well as 2 or more baby/kid items for The Life Care Center in Superior for an entry. Double your chances by giving 😉
Ive already made one delivery to the Salvation Army
Good job, Superior 👏🏻🫶🏼

11/02/2025

👏🏻👏🏻👏🏻 👏🏻👏🏻👏🏻
This is happening in every state, making it difficult for agents to enroll beneficiaries in the best plan according to their needs.
I’m so glad states are pushing back.

“PacificSource had limited online enrollment options, discouraged agents from selling certain MA products, and attempted to remove compensation on policies signed after Nov 1 2025. Regulators ruled these actions violated Idaho Code § 41-1321, ordering the insurer to immediately cease limiting product access, creating agent disincentives, or withholding commissions.

The ruling reinforces that insurers must treat filed products and agent compensation transparently—and cannot manipulate availability or commissions to influence agent behavior or consumer choice.”

👏NABIP applauds the Delaware Department of Insurance and Commissioner Trinidad Navarro for issuing a strong consumer protection bulletin yesterday, stating that limiting access to Medicare products or altering producer compensation are unfair trade practices that may also violate federal Medicare protections.

This important action follows Idaho’s earlier bulletin and aligns with NABIP’s recent letter to the National Association of Insurance Commissioners (NAIC), calling for consistent nationwide policies that protect both seniors and the professionals who serve them.

We encourage agents and brokers across the country to contact their state Departments of Insurance and urge them to follow Idaho and Delaware’s lead in ensuring fairness, transparency, and accountability in the Medicare market.

Read DDOI's bulletin here:https://insurance.delaware.gov/wp-content/uploads/sites/15/2025/10/DF-No-162-and-PA-No-39.pdf

10/29/2025

Starting today, 10/29/2025, Koehler Insurance is sponsoring two different drives for the Superior Community.

The 1st is a food drive: pastas, sauces, peanut butter, bread, apples, bananas, oranges, potatoes, butter, things like pancake mix and syrup, honey, canned tuna, salmon, or chicken, boxed meals, rice, canned soups, olive oil, etc.

The 2nd is baby and small child items: diapers (all sizes), wipes, formula, new clothes with tags, jarred or pouch baby food, healthy snacks, etc.

If you bring two or more items you will be entered into a drawing for $100 Kwik Trip gift card for each drive, the opportunity to win $200. Drawing will be held on Sunday, November 9th @ 2pm.

You can leave all donations at 1215 Tower Avenue in Superior between 10a- 5p Mon-Fri.

Believers are called to be the hands and feet of Jesus, and we are here to serve.

Drives will benefit the Salvation Army and the Life Care Center

10/16/2025

Big changes ahead! Make sure to check your networks.
Cost Plans are the way to go if they’re available in your area!

Neither the clinic nor insurers explained the changes for 2026, which come as seniors are facing higher premiums and finding fewer choices.

10/11/2025

To any Medicare recipients: If you feel it is important and valuable to work directly with an
agent for your healthcare insurance needs and concerns. The best thing you can do to ensure you will have an agent in the future, is to fill out this survey. Scroll down to agent/client survey provided by NABIP- National Association of Benefits and Insurance Professionals.

I am keeping all appointments to review plans and still accepting new clients. With that said, compensation of servicing clients has been terminated by MOST insurance carriers for 2026, (layman’s term, I’m not getting paid 😳) so please be patient with me as I try to figure out the best way to take care of my family and still provide service to you. I don’t know what the future looks like as far as how much involvement I will have with your rx issues and claims, but I will be transparent along the way.

This is a fine line of helping people with very real concerns and needs, and educating people on how to work through some of this directly with the carriers, and continuing to provide for myself and my family. I promise to do my best to navigate all of these changes.

The best thing you can do to ensure you will have an agent in the future, is to fill out this survey/testimonial regardless who your agent is. We all want to continue to help our community the way we have been.

Medicare beneficiaries, we need your help!The National Association of Benefits and Insurance Professionals (NABIP) represents over 100,000 licensed health insurance agents, brokers, general agents, consultants, and employee benefits specialists...

10/05/2025

Ready for the Medica client meetings tomorrow and Tuesday! ✨ All stocked up on treats and coffee 🍪 ☕️

09/19/2025

To my dear clients in WI and MN:

I want to inform you that the 2026 Medicare & You book lists UCare Medicare Advantage Plans. However, please note that this information was printed before UCare exited the Medicare market, and these plans will not be available for renewal or new enrollment in 2026.

Additionally, Anthem and United Healthcare plans have also exited from certain counties, which means you may need to select a new plan.

This is a great opportunity to look at/ enroll in a Cost Plan, or a Medicare Supplement without needing to answer medical questions. We can discuss the differences between Med Supps, Cost Plans, and Advantage plans.

The Annual Enrollment Period runs from October 15 to December 7, with coverage beginning on January 1, 2026.

If you have any questions, I recommend scheduling an appointment with the office to review your options.

You should have received a letter from me regarding your Annual Notice of Change from your insurance carrier. If you haven’t received it yet, please consider booking a spot on my calendar. We can always cancel the appointment if you are comfortable with the changes made to your plan benefits and premiums.

Feel free to share this information with family and friends who may need guidance regarding these changes.

I quote directly from Medicare.gov website, so you do see all of the plans available in your county, however...see below

Disclaimer per Medicare Rules and Regulations:
We do not offer every plan in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

09/05/2025

Hey y’all!
If you’re my client, you know how informal I am, ha! I think that’s the charm of the agency! “Getting it done while having some fun” should be part of my branding. With that said, I’m also compliant, and that is worth weight in gold. UCare made the public aware yesterday of the decision to terminate Medicare plans in 2026, so I want to share:

To my UCare Medicare members, please read!
Please reach out and make an appointment with me to find a plan that best fits your needs. Don’t hesitate. This calendar is filling up so fast.

Tell your friends. I’m here for you!

The insurer, which provided at least 158,000 of the plans this year, said the move is necessary as it looks to maintain financial stability.