Jim Monninger Mortgage Consultant

05/19/2024

I'm a Very Proud uncle honored to have attended the Wing Pinning Ceremony of my nephew Mitchell, who is now an official Naval Aviator. Congratulations to the entire class of new Naval Aviators for their incredible accomplishment and service to our country!!!

10/17/2022

This infographic uses historical rates and prices to help uncover whether we can expect home prices to change and what other factors might need consideration.

With mortgage rates climbing, could housing prices drop? We explore the relationship between historical mortgage rates and house prices.

10/14/2022

The supply chain has created uncertainty for borrowers with construction loans, which often have strict budgets and time constraints. Reach out for help preventing or overcoming these hurdles.

Since the beginning of the pandemic, supply chain issues have had an impact on every aspect of consumers’ lives. The supply chain breakdown has also

10/11/2022

The short answer is yes -- in fact, if you want to buy land and build your own home, you have a few options for financing. Here's what you should know about construction loans.

Learn how construction loans work and the different options available.

10/08/2022

The newsletter gives helpful tips and useful things to know about mortgages, homebuying, homeownership and more.

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10/06/2022

A garage is a great place to keep clutter out of sight. But if you're tidying up and getting ready to sell your home, you might benefit from clearing out the garage too.

Looking for tips to sell a home faster? Better Homes and Gardens® Real Estate explains why decluttering a garage can help attract more buyers.

10/03/2022

Some experts think that our housing market is in or nearing a recession. Find out what this means for buyers, sellers and homeowners (and how it differs from an economic recession).

While home sales last month were down more than 20% from a year earlier, prices are up more than 10% and demand remains strong despite a slowdown.

09/30/2022

Staging can help showcase home features to potential buyers. But it's important to know how staging tricks can be used to hide things too -- and how you can spot them.

These common staging tricks may not all be deal breakers, but it's good to recognize any red flags before you move forward in buying a home.

09/27/2022

When lenders assess risk for a mortgage, this includes the home you'd like to buy. Here are four potential property risks that lenders look out for and buyers should know.

As a buyer, you should look out for these features.

09/24/2022

Having a trained eye can help you identify and evaluate these important property and construction factors before you buy.

Flipping a house is exciting but requires careful analysis of the home itself, so don't bypass this essential step.

09/22/2022

Fixer-uppers can allow people to become homeowners when turnkey properties aren't an affordable option. Another lesser-known fact is that they can be financed -- reach out to learn more.

Not sure where to buy a fixer-upper? Here's how much a fixer-upper costs in the 50 biggest cities and how much you're saving when buying one.

09/19/2022

Recent decreases in mortgage rates and the ongoing cooldown of pandemic demand have created more favorable conditions for buyers.

According to the MBA’s Purchase Applications Payment Index, national median mortgage payments applied for decreased for a second month in a row.