Synergy Insurance Group, Inc.

06/01/2026

Hurricane season starts today, and it's not too late for an insurance checkup.

Here's what actually happens when you call Synergy Insurance Group. We review your current coverage, identify gaps, shop multiple carriers, and walk through the tradeoffs, so you can make an informed decision. No pressure, no jargon. Just clarity on one of the most important financial decisions you make as a Florida homeowner.

That's the value of working with an independent agent.
👉 https://hubs.li/Q04jx8Rg0

05/28/2026

The 30-day clock starts today.
NFIP flood policies have a 30-day waiting period before coverage kicks in. With hurricane season starting Monday, June 1, a policy you start today wouldn't be active until late June.

Getting your quote going now is the best way to make sure you're covered when you need it most. The Synergy Insurance Group team is here to help you get started whenever you're ready.
Don't wait: https://hubs.li/Q04j9zkh0

05/25/2026

Today we pause to remember the brave men and women who gave their lives in service to our country.

Their sacrifice is the foundation of every freedom we hold dear.
We honor them today, and every day.
🇺🇸

— The Synergy Insurance Group Family

05/19/2026

🌀 Buying hurricane supplies in May? You're not paying tax on most of them.
Here's something a lot of South Florida homeowners still don't know. As of August 2025, Florida made the sales tax exemption on disaster prep supplies permanent. The old two-week tax holiday is gone. These items are now tax-free 365 days a year.
What's permanently exempt:
🔋 Batteries (AA, AAA, C, D, 6V, 9V)
⚡ Portable generators (10,000 watts or less)
⛽ Gas cans (5 gallons or less)
🚨 Smoke and carbon monoxide alarms
🧯 Fire extinguishers
🛡️ Waterproof tarps (1,000 sq ft or less)
🦺 Life jackets, sunscreen, insect repellent
🔗 Ground anchors and tie-down kits
A few items that used to qualify during the old tax holidays no longer count. Flashlights, candles, and pet supplies are back on the taxable list. Worth checking before you assume.
Stocking your kit early matters. The first 72 hours after a storm are the hardest. Stores close. Power goes out. The supplies you bought in May are the ones you'll actually have.
Full list at the Florida Department of Revenue → https://hubs.li/Q04h5SHc0

05/14/2026

Myth: 'My home insurance covers everything storm-related.'

What it DOES cover: wind damage, roof damage from a named storm, temporary housing if your home is uninhabitable.

What it does NOT cover: flood damage, storm surge, rising water from any source.

For full storm protection in South Florida, you need to check your coverage. Questions? DM us or visit the link in bio.
https://hubs.li/Q04gFJ9P0

05/12/2026

17 new insurance carriers have entered Florida. Here's what that means for homeowners.

Two years ago, carriers were fleeing Florida. Today, 17 new companies have entered the market, Citizens' policy count has dropped from 1.4 million to under 340,000, and rates are falling. At Synergy Insurance Group, we're seeing the most competitive quoting environment in years.

If you haven't reviewed your coverage recently, this is the time to do it. Get a New Quote from us today!

https://hubs.li/Q04gkfy-0

05/08/2026

True or false: 'I'm not in a flood zone, so I don't need flood insurance.'

FALSE — and this misconception costs homeowners thousands. Over 25% of flood claims come from low-to-moderate risk areas. Storm surge, heavy rain, even a neighbor's drainage issue can flood your home. Synergy Insurance Group can check your actual risk in minutes.

Start here:

Let’s talk about flood insurance. Even if you think you already have some, now’s the time to review your exact coverage.

05/04/2026

Did you know one inspection could save you hundreds on your home insurance every year?
A wind mitigation inspection costs around $100 to $175. An inspector comes to your home and checks things like your roof, windows, and storm shutters. That report can get you 20 to 30% off your premium. On a $4,000 policy, that's up to $1,200 back in your pocket.
If your home was built after 2002, you probably already qualify. Most homeowners just don't know it yet.
We put together a simple guide that walks you through the whole thing.
Check it out: https://hubs.li/Q04fgChH0
Have questions? Give us a call or send us a message. We are happy to help.

A wind mitigation inspection equals Florida savings of 20–30% on your premium. Here's what homeowners need to know before scheduling one.

04/30/2026

True or false: 'I'm not in a flood zone, so I don't need flood insurance.

FALSE — and this misconception costs homeowners thousands. Over 25% of flood claims come from low-to-moderate risk areas. Storm surge, heavy rain, even a neighbor's drainage issue can flood your home. Synergy Insurance Group can check your actual risk in minutes.

Start here: https://hubs.li/Q04f2S4h0"

04/27/2026

Your homeowners policy probably has 4 coverage gaps. Here's what they are.

1. Flood isn't covered — ever.
2. Hurricane deductibles are percentage-based, not a flat dollar amount.
3. Your personal property limit may be too low.
4. 'Actual cash value' pays a lot less than 'replacement cost' at claim time.

Knowing these before a storm hits could save you tens of thousands. Full breakdown at the link in bio.

Link in bio → synergyinsurancegroup.net/what-does-homeowners-insurance-cover-florida/