Russ Humphrey Charleston Mortgage Lender

04/21/2026

Found "The One" but the rate is playing hard to get?? 💍🏠

If you’ve found your dream home but current rates have you feeling a little non-committal, it’s time to talk about the '3-2-1 Buydown' strategy!!

At RM - Lending, we’re teaming up with the Mark & Natasha Metz Team at KW Connections to show you how to 'Marry the House and Date the Rate.' 🥂

Here is the breakdown of how it works:
✅ Year 1: Your interest rate is 3% LOWER than the note rate.
✅ Year 2: Your interest rate is 2% LOWER.
✅ Year 3: Your interest rate is 1% LOWER.
✅ Year 4+: You move to the original note rate.

This gives you THREE full years of significantly lower payments while you wait for the perfect moment to refinance when rates drop!! It’s all about getting you into the home you love NOW without the sticker shock.

Don't let a temporary rate stop a long-term dream!! 🚀

Reach out to Mark & Natasha Metz or the team at RM - Lending to see if this is the right fit for your move.

Company NMLS #2659351 | Russell Humphrey NMLS #322797
Equal Housing Opportunity 🏠

Mark & Natasha Metz Team | KW Connections

03/21/2026

SUMMERVILLE PRIDE!! 🏠🌳

When it comes to building a life in the Lowcountry, local roots matter. That’s why RM - Lending is so proud to be part of the Summerville community alongside other amazing local pros like Coastal Kitchens & Floors!! 🛠️✨

We don't just work here: we live here, we shop here, and we’re obsessed with helping our neighbors find (and finish) their dream homes. Whether you’re looking for the perfect mortgage or that stunning modern farmhouse kitchen from the team at Coastal Kitchens & Floors, you’ve got the hometown experts in your corner!!

Why choose local??
✅ Personalized service that actually cares.
✅ Deep knowledge of the South Carolina market.
✅ A commitment from teams like ours and Coastal Kitchens & Floors to see our community thrive.

IF YOU COULD HELP SOMEONE YOU KNOW... would you?? We’re here to make the home buying and home renovation process effortless and fun. 🚀

Check out their incredible work here: https://www.coastalkitchensandfloors.com/

Let's get you pre-approved in seconds!! DM me or visit our website to get started today.

Company NMLS #2659351
Russell Humphrey NMLS #322797
Equal Housing Opportunity

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Loving the updates here?? Make sure you’re following the official RM - Lending business page for even more tips, local highlights, and mortgage advice! See you there!!

03/20/2026

Coastal Kitchens & Floors

Ever walk into your kitchen and think... "We really need to fix this??" 🤨🍳

If you’ve been dreaming of that perfect Lowcountry remodel, you know the biggest hurdle isn’t just picking the tile: it’s the financing!!

That’s why we love teaming up with local pros like Coastal Kitchens & Floors in Summerville. While the Coastal Kitchens & Floors crew is busy transforming your space with those gorgeous wide-plank floors and custom cabinets, we handle the heavy lifting on the numbers. 🛠️🏡

Why keep it local??
✨ Personal connection with experts who know the Lowcountry style.
✨ Seamless communication between the Coastal Kitchens & Floors designers and your lender.
✨ Custom loan solutions tailored to your renovation goals.

At RM - Lending, we’re all about making your home journey effortless: whether you’re buying new or making your current spot your forever dream home with Coastal Kitchens & Floors!!

Ready to start your walkthrough?? Let’s chat!! 📞

Explore their showroom: https://www.coastalkitchensandfloors.com/

👉 For more local tips and home buying tools, make sure to follow our official business page: rmlendingnow.com

Coastal Kitchens & Floors
Company NMLS #2659351 | Russell Humphrey NMLS #322797 | Equal Housing Opportunity

03/20/2026

Ever walk into your kitchen and think... "We really need to fix this??" 🤨🍳

If you’ve been dreaming of that perfect Lowcountry remodel, you know the biggest hurdle isn’t just picking the tile: it’s the financing!!

That’s why we love teaming up with local pros like Coastal Kitchens & Floors in Summerville. While the Coastal Kitchens & Floors crew is busy transforming your space with those gorgeous wide-plank floors and custom cabinets, we handle the heavy lifting on the numbers. 🛠️🏡

Why keep it local??
✨ Personal connection with experts who know the Lowcountry style.
✨ Seamless communication between the Coastal Kitchens & Floors designers and your lender.
✨ Custom loan solutions tailored to your renovation goals.

At RM - Lending, we’re all about making your home journey effortless: whether you’re buying new or making your current spot your forever dream home with Coastal Kitchens & Floors!!

Ready to start your walkthrough?? Let’s chat!! 📞

Explore their showroom: https://www.coastalkitchensandfloors.com/

👉 For more local tips and home buying tools, make sure to follow our official business page: rmlendingnow.com

Coastal Kitchens & Floors
Company NMLS #2659351 | Russell Humphrey NMLS #322797 | Equal Housing Opportunity

03/08/2026

Hey everyone! I’ve loved sharing my life and mortgage tips here on my personal page, but as RM Lending grows, I want to make sure you’re getting the absolute best tools and insights available.

I'm officially moving the "deep-dive" mortgage content: including our new Rate Browsing tool, Rent vs. Buy calculators, and real-time market updates: over to the RM Lending Business Page.

If you're an agent partner or a homebuyer, that’s where the real magic happens. I’ll still be here for the personal stuff, but for everything mortgage, give our business page a follow! It’s the best way to stay ahead of the market and see how we’re saving clients money every day.

Head over and hit that follow button so you don’t miss out on the latest tools and rate drops. See you there!

RM Lending Company NMLS #2659351
Russ Humphrey NMLS #322797

03/08/2026

Wait, I thought I was saving money by waiting for rates to drop? That’s the most common thing I hear right now. But here’s the 'aha!' moment most people miss: while you’re waiting for the perfect market, you’re paying 100% interest to your landlord. When we run the numbers with our Rent vs Buy Calculator, the truth usually comes out. Even with today's rates, the equity you build and the appreciation you gain often far outweigh the 'savings' of a slightly lower future rate. Plus, when rates do drop, competition: and home prices: usually skyrocket. Buying your dream home in South Carolina or Ohio isn't just about the monthly payment: it’s about the long-term cost of being on the sidelines. Let’s look at your unique financial picture together and see if now is actually your best time to jump in. Give me a shout or check out our calculators on the site to see your own 'aha' moment! RM Lending Company NMLS #2659351 Russ Humphrey NMLS #322797

02/06/2026

Proud to receive this honor as a top producing 1st year broker.

I want to give a big thank you to all of you who have trusted R M Lending - Mortgage Lender with your mortgage transactions.

Making the transition from Retail Mortgage to Self-Employed Mortgage Broker has been a challenge, but at the same time, extremely rewarding! Also, a bit scary!!

The loyalty of clients, referral partners, and friends and family means more to me than words can ever express.

RM Lending will continue to provide a high level of service and professionalism you have come to expect. Thank you so much for your support.

10/23/2025

Come out tomorrow for the FREE family fun event!! RM Lending is a proud sponsor so make sure you come by to see us!!
Pumpkin Carving, bounce house, petting zoo, and so much more!!
Come get in our CASH CUBE to redeem what you catch for awesome prizes and swag.

We hope to see you there!!

4th Annual B.Y.O.P (Bring Your Own Pumpkin) Event! Follow the link for all event details! See you there! https://facebook.com/events/s/byop-bring-your-own-pumpkin/1786392258755381/