HomeTrust Financing

HomeTrust Financing Texas Mortgage Broker with 20+ years of experience.

I believe in treating people right, keeping it real, and making the home loan process as easy and stress-free as possible. The Mortgage Expert provides Mortage Financing Services, Refinance, New Purchase and Cash Out to the Sugar Land, TX area.

07/31/2026

Did you know some niche programs might have slightly higher initial rates? The advantage of an FHA loan is the future FHA streamline refinance option. This allows you to potentially lower your rate even further down the line.

07/30/2026

Homeownership is the true American dream, and you deserve the opportunity to achieve it. If you're struggling with your loan scenario, we offer a free consultation to explore your options and help you on your path to owning a home.

07/29/2026

Thinking about buying a home? FHA loans are often misunderstood. Many believe you need a high credit score, like 620 or even 580. In reality, FHA programs are designed to cater to borrowers with lower scores, offering a path to homeownership with minimal down payments.

07/28/2026

Even one recent late payment can significantly impact your credit. If you think your score is too low, it's still worth checking. We'll discuss FHA loans and more soon.

07/27/2026

Can't get approved? Banks might say no, but alternatives exist. Explore the FHA VOE program using pay stubs and a manager's verification. Don't let one 'no' stop your dream home.

07/24/2026

Service industry professionals, especially those earning significant cash tips, might face challenges showing traditional income. FHA loans offer a solution, often not requiring extensive W-2 verification. Explore how this can help you achieve homeownership.

07/23/2026

Manual underwriting means lenders scrutinize your credit if your score is low. They look for a rebuilding credit history, perhaps clean for the last 12 months, with good employment.

07/22/2026

Thinking you need a perfect credit score to own a home? FHA loans offer a lifeline, even for scores as low as 550 with some lenders. Life happens, and if past issues impacted your credit, a manual underwrite might consider your rebuilding efforts, consistent payments, and reserves.

07/21/2026

Discovering lenders who work with credit scores as low as 550 is a game-changer for many. You can still put down a minimum of 3.5% and achieve homeownership. Not many banks offer this competitive edge.

07/20/2026

Self-employed individuals often think low tax income means no loan options. Think again. Beyond standard programs, FHA loans and refinancing strategies exist to help you secure financing. Explore alternative programs like bank statement or P&L loans.

Address

2245 Texas Drive Suite 300
Sugar Land, TX
77479

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

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