Kelly Baca - Insurance and Financial Services Agent

Kelly Baca - Insurance and Financial Services Agent Home Auto Life Health Commercial Flood Financial Services Stop by in person, reach out online or call to get a free quote today.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the Sugar Land, TX area since 2005, I can help you understand your coverage options so you can protect what matters most to you.

09/21/2025

From the sermon this morning on how to have JOY in your life.

Do’s for Experiencing Joy
Do stay close to God’s presence (Psalm 16:11)
Do practice gratitude (1 Thessalonians 5:16–18)
Do obey God’s Word (John 15:10–11)
Do rely on the Holy Spirit (Galatians 5:22)
Do share your faith & serve others (Philippians 1:3–5; Acts 20:35)
Do remember eternity (Hebrews 12:2; 1 Peter 1:6–9)

Don’ts that Steal Joy
Don’t chase happiness in circumstances (Philippians 4:11–13)
Don’t live in unconfessed sin (Psalm 51:12)
Don’t isolate yourself (Hebrews 10:24–25; Philippians 2:2)
Don’t compare yourself to others (Galatians 6:4–5)
Don’t let bitterness or unforgiveness take root (Hebrews 12:15)
Don’t forget your identity in Christ (John 16:22; Romans 8:16–17)

If you are like me, your pets are like family. They give lots of love to the family. They in turn need to be loved and c...
06/19/2025

If you are like me, your pets are like family. They give lots of love to the family. They in turn need to be loved and cared for. Pet insuranced is one way to make sure you are able to give your pet the medical care they deserve. Give me a call to learn more. 713-781-7600 or [email protected].

10/08/2024

Information from US Facts regarding flood insurace rates.

Public flood insurance premiums are rising
In the absence of more comprehensive public data, the National Flood Insurance Program (NFIP) provides an example of how increased losses from climate events are putting insurance programs at risk. The NFIP is a public insurance provider operated by the Federal Emergency Management Agency (FEMA) and designed to insure Americans specifically against flood damage.

According to FEMA, shifts in weather patterns have increased flood risks in recent decades, causing NFIP to suffer losses and accumulate billions of dollars of debt. According to the CRS, NFIP went from debt-free in 2004 — the year before Hurricane Katrina — to $20.5 billion in debt in 2024, even after $16 billion of debt was canceled in 2018.

The NFIP uses premiums to cover the interest on its debt to the US Treasury, not to make a profit. However, FEMA has stated that the program’s sustainability is questionable without changing that practice.

In recent years, NFIP premiums have increased in cost at higher rates than inflation, rising between 6% and 12% each year from 2015 to 2021.[1]

As a contractor, it's crucial to have the right tools for the job. However, having adequate coverage for your needs is a...
07/01/2024

As a contractor, it's crucial to have the right tools for the job. However, having adequate coverage for your needs is another tool that you may have overlooked. I can help you with specific coverage options for your business. Want to learn more? Get in touch!

Investing in the right workers' compensation coverage reflects a genuine concern for your employees' welfare and safety....
07/01/2024

Investing in the right workers' compensation coverage reflects a genuine concern for your employees' welfare and safety. I can help you with workers’ compensation coverage options that you can tailor to your business and employees. Interested in learning more? Reach out!

06/04/2024

To all realtors or any other profession that assists their clients in buying or selling a home. I am partnering with another insurance company to spread the information. Because lunch will be provided, please RSVP so we can have your lunch prepared for you.

Insurance has changed over the past years and the requirements and guidelines are getting more stringent. As you help your clients either buy or sell a home you need to be aware of these changes, so let us help you help your clients.

Please join me for an informative Q&A on insurance requirements and guidelines on:

Thursday, June 13,2024
11:00am- 1:00pm
130 Industrial Blvd- Atrium
Sugar Land, Tx 77478

Lunch will be provided

05/06/2024

Did you know that National Flood Insurance Program is not the only game in town when it comes to flood insurance. I have 3 other private flood carriers that I can quote you with. You can either call 713-781-7600 or email to [email protected]. Hope to hear from you soon.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets y...
01/04/2024

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage revie...
12/27/2023

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provid...
12/14/2023

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start...
12/07/2023

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

Address

130 Industrial Boulevard Ste 150
Sugar Land, TX
77478

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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