MG Financial

10/18/2026

MYTH: You need 20% down to buy a home. ❌
FACT: Many programs start at 3–3.5% down, and some buyers may even qualify for down payment assistance.

Let's find yours. DM us "DOWN" to see your options.



Subject to program guidelines and borrower eligibility. NMLS #2649404 · Equal Housing Opportunity

10/17/2026

What's holding you back from buying? 🤔

A) Rates feel too high
B) Saving for the down payment
C) Not sure my credit is ready
D) Self-employed income

Comment A, B, C or D. We'll answer every one.



NMLS #2649404 · Equal Housing Opportunity

10/17/2026

Need a pre-approval this weekend? We're here. 🏡

Found a home you love at an open house? Don't wait until Monday. Start your pre-approval now, so you know your budget and you're ready to make an offer.

✔️ Call us at (832) 600-7132
✔️ Comment READY and we'll DM you
✔️ Apply anytime at mg.financial

Comment READY and we'll get yours started today.



Pre-approval is not a commitment to lend. Subject to credit approval and underwriting. NMLS #2649404 · Equal Housing Opportunity

10/10/2026

Under contract? Don't do these until you close:
✖ Open new credit cards
✖ Finance a car or furniture
✖ Change jobs without telling your lender
✖ Move large sums without a paper trail
Lenders often recheck your credit and employment right before closing. Protect your approval.

DM us "CLOSE" with any question before you sign.

(832) 600-7132 | mg.financial
NMLS #2649404 | Equal Housing Opportunity
Subject to eligibility and program guidelines.

10/09/2026

Budget for more than the down payment. Closing costs typically run 2–5% of the purchase price. On a $300,000 home, that's roughly $6,000–$15,000 for things like the appraisal, title and escrow, lender fees, and prepaid taxes and insurance. Seller concessions may help cover them.

DM us "COSTS" for an estimate on your price range.

(832) 600-7132 | mg.financial
NMLS #2649404 | Equal Housing Opportunity
Example for illustration only. Actual costs vary by loan, location and lender. Subject to eligibility.

10/08/2026

House hunting soon? Get these ready before you apply for pre-approval:
✔ Pay stubs from the last 30 days
✔ W-2s from the last 2 years
✔ 2 months of bank statements
✔ Photo ID
Self-employed? Add 2 years of tax returns.

Comment "READY" and we'll send you the full list.

(832) 600-7132 | mg.financial
NMLS #2649404 | Equal Housing Opportunity
Document requirements vary by loan program.

10/07/2026

Investors: let the rent qualify the loan. A DSCR loan compares the property's monthly rent to its full payment (principal, interest, taxes, insurance and HOA dues) instead of your personal income or tax returns.

DM us "DSCR" to see if your property fits.

(832) 600-7132 | mg.financial
NMLS #2649404 | Equal Housing Opportunity
Example for illustration only. Minimum DSCR varies by lender and program. Subject to eligibility.

10/06/2026

Still saving for 20% down? You may not need to. Many loan programs start at 3 to 3.5% down, and some buyers qualify for down payment assistance.

Comment "READY" and we'll help you find your program.

(832) 600-7132 | mg.financial
NMLS #2649404 | Equal Housing Opportunity
Example for illustration only. Subject to program guidelines and borrower eligibility.

10/06/2026

10/05/2026

Buying a home is a big move, and who you work with matters. Here's why families choose MG Financial: we shop lenders for you, offer programs built for real life, keep you updated every step, and never push. We're with you from pre-approval to keys, and after. 🏡
Comment READY and we'll DM you, or apply at mg.financial.
NMLS #2649404 · Equal Housing Opportunity