Arredondo Risk Advisors

02/15/2023

When you start thinking about life insurance, odds are that you're thinking about protecting your family, both now and in the future. And that's a great place to start. But life insurance can do so much more. While everyone can benefit from life insurance, you may want to consider one type more than another, depending on where you are at this point in your life.

We're here to help you figure that out. Our personal guidance and flexible options make us the company to turn to when you're ready to start thinking about life insurance.

01/25/2023

As your trusted advisor, Arredondo Risk Advisors, trusts and recommends Remedy Roofing. Big storms yesterday, contact them for a FREE inspection.

Heavy rain, wind or hail can easily lead to leaks and roof damage. Let us help take the stress out of any necessary repairs by providing you with roofing services by our trusted and experienced professionals. Click here to receive your free inspection and quote: http://ow.ly/Ykho50Mzzik

10/12/2022

As we have learned, even Texas can have winter storms that can cause burst pipes and water damage. Here are some things you can do in advance to minimize your damage.
Get your chimney inspected and cleaned. Creosote buildup can start a fire.
Get your furnace inspected to ensure it’s safe and will last the winter.
Test your carbon monoxide and smoke alarms. Alarms older than 10 years should be replaced.
Seal leaks or cracks around bathroom and kitchen pipes.
Check your attic insulation for areas that need repair.
Trim trees hanging over your house and cars.
Clean the gutters.
Winterize your pool. If the temperatures dip below freezing, run the pump to keep the pipes from freezing.
Find your water shutoff valve. It’s usually under a metal lid near the street between your house and the larger manhole cover with the city water shutoff valve. Test the valve to make sure it’s not stuck and that you can shut it off in an emergency. If you can’t, contact a plumber to replace it.
TDI Texas Department of Insurance

08/25/2022

September is Life Insurance Awareness Month. Contact us today so we can help you protect your loved ones.

08/22/2022

If it can rain, it can flood. Your home insurance policy doesn't cover flood damage. To make sure your property is covered, you'll need a separate flood policy. Contact Arredondo Risk for a flood policy while we still have time. Once a named storm is located in the gulf, we can not longer issue flood polices.

05/21/2022

Surplus Lines Insurance vs. Normal Insurance
Regular insurance carriers also called standard or admitted carriers, must follow state regulations concerning how much they can charge and what risks they can and cannot cover. Surplus lines carriers do not have to follow these regulations, which allows them to take on higher risks. We'll get you covered one way or another. Contact us for any insurance need or concern you have.

05/04/2022

FYI!! For anyone that has LIGHTHOUSE as an insurance carrier in Texas. You will be receiving cancellation notices through the mail (being mailed out by Lighthouse today through Friday.) You'll need to have new coverages as of May 29! Reach out, let us get you set up quickly with another carrier.

04/13/2022

Contact us for a free policy review. We will tailor your policy to meet your needs!

03/28/2022

Knowing the different types of auto coverage can help you avoid overpaying in the future.

These are the different types of coverage you might need depending on how often you drive your car and the situations you might find yourself in:

Liability:
Liability is essential for every car. It doesn’t cover you or the vehicle, but it can keep you from going into debt if you’re the cause of an accident.

Collision:
Collision protects your car no matter which driver is at fault. Collision insurance ensures the expense to repair or replace your car doesn’t come out of your wallet.

Comprehensive:
Comprehensive insurance covers damage to your vehicle when there hasn’t been a collision.

For example, comprehensive insurance covers it if a tree branch falls on your car outside your home or a rock cracks your windshield on the freeway.

Full-Coverage:
Full coverage combines all the different types of insurance options here to ensure you’re covered no matter what.

You’re Not Bundling:
If you’re not bundling your different insurance policies, you’re likely overpaying for at least one of them.

Even if you think you’re getting a good deal from your car insurance company, you could save more by bundling it with another policy.

03/15/2022

Cybercrime is the fastest growing crime in the world, and the average cyber claim is 350k and that number is likely to increase. It's not just big businesses that are targeted by hackers. Any business of any size is at risk. Data is one of your most important assets yet is not covered by standard property insurance policies. Contact us, we'll get you covered.

03/10/2022

Umbrella insurance isn’t a stand-alone policy. It rides on existing policies like auto, home, boat, or business insurance. For this reason, you will find that umbrella insurance is pretty affordable.
* It's liability coverage
* It covers lawsuits
* Almost everyone needs umbrella insurance
* It doesn't exist on its own
You're thinking, "I have auto and homeowners insurance that covers some of these situations." True! But umbrella insurance insures you above and beyond the limits of those policies and covers some situations not covered by the other types of policies.
* The rates are less than you think!

03/09/2022

Insurance Premiums in Texas rising faster than inflation. If you experience any rate increase on your home or auto policies, give us a call. We have many A-rated carriers to choose from. Let us do the shopping for you. Our team is here to help save you $$$ along with being properly covered.