Kristen Smith with TowneBank Mortgage

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Suffolk, VA
Kristen Smith with TowneBank Mortgage

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Equal Housing Lender
NMLS # 306103 The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience.

It's my job to offer my knowledge and resources to assist you in finding the best loan to meet your individual home buying needs.

09/11/2026

5.0 star review received on Experience.com for Kristen Smith by Mellissa L - Very knowledgeable and understanding

Click to see all 350 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

09/05/2026

5.0 star review received on Experience.com for Kristen Smith by Angela M R - The transparency, communication and ease were amazing. Everyone we dealt with was top notch. Thank you for making this such and easy process for us.

Click to see all 346 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

08/12/2026

5.0 star review received on Experience.com for Kristen Smith by Travis W D - You guys keep me up on everything and you didn't take it easy on me I had to do exactly what you wanted me to and trusted you guys and you lead me in the direction thank yall for everything

Click to see all 344 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

07/30/2026

5.0 star review received on Experience.com for Kristen Smith by Michelle L J - Kristen was wonderful and offered expert guidance throughout this experience!

Click to see all 343 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

07/26/2026

5.0 star review received on Experience.com for Kristen Smith by Ronald K S - easy process

Click to see all 341 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

06/19/2026

5.0 star review received on Experience.com for Kristen Smith by Keena P W - and her group were very helpful. a first time homebuyer was very stressful for me. But they made it happen.

Click to see all 340 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

05/21/2026

5.0 star review received on Experience.com for Kristen Smith by Holly L F - Kristen was accessible, knowledgeable, patient and kind. She treated me like a valued client and was aware of every detail!

Click to see all 338 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

05/10/2026

5.0 star review received on Experience.com for Kristen Smith by Michael A M J - The portal makes it easy to upload documents

Click to see all 335 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

04/06/2026

5.0 star review received on Experience.com for Kristen Smith by Nicole L B - Kristen was helpful, responsive, and a pleasure to work with .

Click to see all 333 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

03/27/2026

5.0 star review received on Experience.com for Kristen Smith by Nicole L K - Towne Bank and Kristin and her team walked me through every step. They handled everything immediately and communicationed every step of the way.

Click to see all 332 reviews of Kristen Smith, VP/Mortgage Loan Officer | NMLS # 306103

Address

5806 Harbour View Boulevard Ste. 100
Suffolk, VA
23435

Website

https://townebankmortgage.com/officers/kristen-froehlich/

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