Alison Herman - Outdoor Hospitality Insurance

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Alison Herman - Outdoor Hospitality Insurance

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Tailored Insurance solutions for RV Parks, campgrounds & outdoor hospitality

11/11/2026

Every Veterans Day, I have a very personal reason to be thankful.

That’s my sister right there in the doorway of this Navy helicopter. ❤️ A pretty incredible photo, and one that makes me especially proud of her and her time serving.

To every Veteran who answered the call, and to the families who stood beside them, thank you for your service, sacrifice, and commitment to our freedom.

Happy Veterans Day ❤️🤍💙

11/10/2026

🚲⚡ E-bike rentals are growing in popularity, but are your safety procedures keeping up?

If your business rents e-bikes, consider:

✅Rider orientation before every rental
✅Helmets and age requirements
✅Waivers and rental agreements
✅Routine brake, tire, and battery inspections
✅Safe battery charging and storage
✅Clear riding boundaries and rules
✅Insurance specifically written to include the rental exposure

💡 Insurance tip: If you're considering e-bike rentals, Class 1 and Class 2 bikes are typically the sweet spot for insurance. Higher-speed Class 3 e-bikes may significantly narrow your carrier options.

11/06/2026

“I don’t have employees. I have work campers.”

I hear this often from campground owners.

The same goes for: “They’re 1099, so they aren’t employees.”

But simply calling someone a work camper or issuing a 1099 doesn’t automatically make them an independent contractor. The actual working relationship matters.

If someone is performing work at your campground in exchange for pay or other benefits, make sure you understand how they should be classified for Workers’ Comp.

The worst time to discover a worker was misclassified is after an injury.

10/30/2026

Halloween just hits differently at a campground 🎃🏕️

Campfires glowing, pumpkins outside the RVs, decorated golf carts cruising through the park, and kids trick-or-treating from campsite to campsite. 👻🍬

These are the traditions and little moments that make campground communities so special.

And while a few Halloween scares are all part of the fun, unexpected surprises at your campground are a little less exciting. 😉

Here’s to a Halloween filled with happy campers, safe festivities, plenty of treats, and just the right amount of spooky.

Happy Halloween from Leavitt Recreation & Hospitality Insurance! 🎃🧡

10/29/2026

“I’m not a tech company. Why would I need cyber insurance?”

Because cyber liability isn’t really about what industry you’re in. It’s about how you do business.

Do you accept online reservations?
Process credit cards?
Use email?
Store customer or employee information?
Depend on computers or reservation systems to keep your business running?

If the answer is yes, cyber risk should be part of the insurance conversation.

For campgrounds, RV parks, resorts, and other hospitality businesses, one cyber event can quickly become an operational problem, not just an IT problem.

Ask me how I know. 👀

10/28/2026

10/28/2026

10/23/2026

🍂 Cooler nights, warm campfires, and fall camping just seem to go together. 🔥🏕️

As temperatures drop, campfires become an even bigger part of the camping experience. For campground and RV park owners, it’s a good time to take another look at your fire-prevention practices:

🔥 Inspect fire rings and pits for damage or unsafe placement
🔥 Clear dry leaves, brush, and other combustible debris around campsites and fire areas
🔥 Review and clearly communicate your campground’s campfire rules with guests
🔥 Make sure fire extinguishers and other fire-suppression equipment are accessible and ready for use
🔥 Monitor weather conditions and local burn restrictions before allowing campfires
🔥 Remind staff what to do and who to contact if a fire gets out of control

A cozy campfire is one of the best parts of fall camping, but good fire prevention starts before the match is ever lit.

A little preparation can help protect your guests, your property, and the camping experience everyone came to enjoy. 🍁🏕️

10/16/2026

🍂 It's Friday, cooler fall weather is moving into North Carolina, so let's stir the pot a little. 😂

In the spirit of keeping things light this Friday...

Let's hear your unpopular campground opinion. 👀

🔥 Not every campground needs to become a "resort."
🔥 More amenities don't automatically mean a better guest experience.
🔥 Wi-Fi doesn't have to reach every square inch of the property.
🔥 Bigger sites > more sites.
🔥 There is absolutely such a thing as trying to offer too much.

Campground owners and campers, what's yours?

Have a great fall weekend! 🍂🏕️

Address

942 14th Street
Sturgis, SD
57785

Telephone

(605)4234359

Website

https://www.leavitt.com/lrh/staff/alison-beasley, https://www.linkedin.com/in/alison-herman-6514a6239?utm_source=share_v

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