Northern Hills Federal Credit Union

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Northern Hills Federal Credit Union Local credit union located in Belle Fourche, Deadwood, Spearfish and Sturgis. Our credit union was chartered in October 1950, as Ft. Meade Federal Credit Union.

In the early days, it served only the employees of Ft. Meade Veterans Administration Hospital. In 1985, the credit union moved into a facility in Sturgis at First & Main Streets, where it is still located today. At that time, the name was changed to Meade Plus Federal Credit Union, and the field of membership was expanded to serve additional employer groups. A lot has changed since then, and today we are known as Northern Hills Federal Credit Union a name that better reflects our broad and diverse membership. With more than 65 years of experience serving members, we’re proud of our strength, stability, and history as a member-owned financial institution. Members benefit because profits are returned to them in the form of better rates, lower fees, improved services, and increased reserves to maintain our financial strength. NHFCU has kept one goal in mind — to help improve the financial state of each of its members by encouraging regular savings and responsible borrowing at fair rates. It is our philosophy — people helping people — that will lead us through the next 50 years. When you are searching for a place to put your savings or borrow money, consider Northern Hills Federal Credit Union. We’re your local credit union and we welcome the opportunity to serve you.

Gratitude is a surprisingly useful budgeting tool. Before focusing on what still needs funding, take stock of what is al...
11/02/2026

Gratitude is a surprisingly useful budgeting tool. Before focusing on what still needs funding, take stock of what is already working.

Walk through the accounts, the bills already paid this month, the roof, the heat, the pantry. Name everything that is in place. The next six weeks of spending decisions run more smoothly when the plan starts from a full picture of what you already have.

What is one thing in your financial life you are grateful for this November?

Happy Halloween from NHFCU! 👻🎃🧙🏻‍♀️
10/31/2026

Happy Halloween from NHFCU! 👻🎃🧙🏻‍♀️

🎃 This Halloween, NHFCU is offering something actually scary good: competitive rates on savings, loans, and more.No gimm...
10/31/2026

🎃 This Halloween, NHFCU is offering something actually scary good: competitive rates on savings, loans, and more.

No gimmicks. No fine print. Just real benefits for real members in the Black Hills community.

Stop by a branch and say BOO! 👻 Our team would love to see your costumes.

Happy Halloween from all of us at Northern Hills Federal Credit Union! 🕷️

Daylight saving time ends this weekend. Clocks fall back Sunday, November 1, at 2 AM. 💚The extra hour is a nice bonus, a...
10/28/2026

Daylight saving time ends this weekend. Clocks fall back Sunday, November 1, at 2 AM. 💚

The extra hour is a nice bonus, and it is also a natural checkpoint for the small money habits that quietly drift out of sight during a busy quarter. Review the automatic transfers running out of your accounts. Confirm the subscription list is only what you still use. Check that this year's savings goal is on pace with two months to go.

Ten minutes at the kitchen table with a cup of coffee tends to catch what a whole quarter of glancing at balances misses.

Which one is on your Sunday list?

Ayn Rand called money a tool. That framing sits differently in a month built around financial planning.The plan, the acc...
10/26/2026

Ayn Rand called money a tool. That framing sits differently in a month built around financial planning.

The plan, the account structure, the automatic transfer, and the honest budget conversation at the kitchen table are what really drive where the money goes. Without those, the tool drifts.

What is one financial decision you have made recently that felt like taking the wheel?

Cybersecurity Awareness Month check-in, and this one is the member tool we mentioned earlier. 💚NHFCU consumer members ha...
10/23/2026

Cybersecurity Awareness Month check-in, and this one is the member tool we mentioned earlier. 💚

NHFCU consumer members have free access to SecURe, a fraud protection service that runs in the background and does the watching most of us do not have time to do ourselves.

The core features:
• Dark Web Monitoring for your personal information
• Identity Restoration support if something is compromised
• Breach IQ steps when your information is caught up in a data breach

The tool sits at nhfcu.sontiq.com for members ready to enroll. Questions or want help setting it up? Call any location at 605-347-4527.

The snow has not started yet, but the calendar says it is coming. 💚Fall is when members finance the toys that make a Sou...
10/21/2026

The snow has not started yet, but the calendar says it is coming. 💚

Fall is when members finance the toys that make a South Dakota winter worth showing up for. Financing in October means they are ready to run when the first real weekend arrives, not still waiting on a loan approval when the neighbors are already out.

The slides walk through what members finance, how the terms match the item, and how the decision happens locally.

Call any location at 605-347-4527 when you are ready to talk it through.

Your money can do better than sit there.Earn tiered dividend rates with a Northern Hills High Yield Money Market account...
10/20/2026

Your money can do better than sit there.

Earn tiered dividend rates with a Northern Hills High Yield Money Market account. As your balance grows, your rate can grow too—reaching up to 1.60% APY.*

Make more of the money you’ve already made.

Address

1080 Main Street
Sturgis, SD
57785

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 12pm

Telephone

+16053474527

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