Northern Hills Federal Credit Union

Northern Hills Federal Credit Union Local credit union located in Belle Fourche, Deadwood, Spearfish and Sturgis. Our credit union was chartered in October 1950, as Ft. Meade Federal Credit Union.

In the early days, it served only the employees of Ft. Meade Veterans Administration Hospital. In 1985, the credit union moved into a facility in Sturgis at First & Main Streets, where it is still located today. At that time, the name was changed to Meade Plus Federal Credit Union, and the field of membership was expanded to serve additional employer groups. A lot has changed since then, and today

we are known as Northern Hills Federal Credit Union a name that better reflects our broad and diverse membership. With more than 65 years of experience serving members, we’re proud of our strength, stability, and history as a member-owned financial institution. Members benefit because profits are returned to them in the form of better rates, lower fees, improved services, and increased reserves to maintain our financial strength. NHFCU has kept one goal in mind — to help improve the financial state of each of its members by encouraging regular savings and responsible borrowing at fair rates. It is our philosophy — people helping people — that will lead us through the next 50 years. When you are searching for a place to put your savings or borrow money, consider Northern Hills Federal Credit Union. We’re your local credit union and we welcome the opportunity to serve you.

Today we observe Flag Day, the day in 1777 when the Continental Congress adopted the design of our nation's flag. 💚For N...
06/14/2026

Today we observe Flag Day, the day in 1777 when the Continental Congress adopted the design of our nation's flag. 💚

For NHFCU, this day connects to our origin. We were chartered in October 1950 as Ft. Meade Federal Credit Union to serve the employees of the Ft. Meade Veterans Administration Hospital. Seventy-six years later, we continue to serve military members, veterans, and their families across South Dakota.

To everyone who has worn the flag on their uniform, and to the families who supported them, thank you. Today and every day.

Financial literacy is one of the most useful skills a young person can learn before adulthood arrives. 💚NHFCU offers Che...
06/11/2026

Financial literacy is one of the most useful skills a young person can learn before adulthood arrives. 💚

NHFCU offers CheckRight, a free online financial education course built for South Dakota teens and young adults. It covers checking account basics, budgeting, balancing a checkbook, debit card use, and the kind of practical money management that doesn't get taught in most classrooms.

If you have a teen heading into a summer job, a senior preparing for college, or a young adult who could use a foundation in personal finance, CheckRight is a great place to start. Free, online, and self-paced.

Call 605-347-4527 if you want more information about CheckRight or other youth banking programs.

Rev those engines! 🏍️🚙💨The 8th Annual Custer Off-Road Rally is June 12-14, and adventure is calling!Bring your ATV, UTV,...
06/10/2026

Rev those engines! 🏍️🚙💨

The 8th Annual Custer Off-Road Rally is June 12-14, and adventure is calling!

Bring your ATV, UTV, Jeep, or Dual Sport and hit HUNDREDS of miles of Southern Black Hills trails. Plus:
🎲 Poker Run
🎶 Live Music
🤠 Mayor's Ride & President's Ride
🍻 Happy Hour Saturday evening

Pack up and head to Custer—the trails are waiting!

Summer spending sneaks up on most households. 💚There's no single big-ticket item to blame. The damage is spread across r...
06/10/2026

Summer spending sneaks up on most households. 💚

There's no single big-ticket item to blame. The damage is spread across road trip gas, ice cream stops, the family gathering you offered to host, the kids' activities, and the new patio chairs because the old ones finally gave out.

A summer-specific budget category can be the easiest fix. Decide what you can reasonably spend on summer extras across June, July, and August. Put it in a separate line. Watch it the same way you watch your other categories. When it's gone, it's gone, and the rest of your money stays intact.

Small structure now keeps the fall from feeling like a financial recovery month.

What's your strategy for summer spending?

Shoutout to the friends who make life better! 👯‍♀️Friends make life sweeter, but it's our COMMUNITY that makes it strong...
06/08/2026

Shoutout to the friends who make life better! 👯‍♀️

Friends make life sweeter, but it's our COMMUNITY that makes it stronger. From local businesses to neighbors helping neighbors, we're grateful to be part of such an amazing place.

Tag your bestie below and tell them why they're awesome! 👇

Happy Best Friends Day from your friends at NHFCU!

Money Monday from Northern Hills Federal Credit Union. 💚Morgan Housel's argument in The Psychology of Money is that beha...
06/08/2026

Money Monday from Northern Hills Federal Credit Union. 💚

Morgan Housel's argument in The Psychology of Money is that behavior matters more than intelligence when it comes to money outcomes.

The members we see do best don't have finance degrees or sophisticated strategies. They set up automatic transfers and stopped thinking about them. Held the spending limit when life got more expensive. Left investments alone when the headlines went red.

You don't need an MBA. You need a few habits that hold when the week gets busy or the month gets tight.

Which money habit are you most proud of?

Belle Fourche is about to get FESTIVE! Riverfest is happening June 7 and it's packed with fun:🏃‍♂️ 5K River Run (Friday ...
06/05/2026

Belle Fourche is about to get FESTIVE!

Riverfest is happening June 7 and it's packed with fun:
🏃‍♂️ 5K River Run (Friday 7pm)
🛍️ Shopping vendors
🎪 FREE Kid Zone
🦆 Duck Races by Naja Shriners
🍺 Beer Garden

Bring the whole crew—there's something for everyone.

See you at the river!

Summer in South Dakota means longer days, full calendars, and the kind of family time that goes by faster than you expec...
06/04/2026

Summer in South Dakota means longer days, full calendars, and the kind of family time that goes by faster than you expect. 💚

Whatever your June looks like, we hope it's good to you. Backyard cookouts, road trips through the Hills, Saturday morning coffee on the porch, watching the kids ride bikes until the streetlights come on.

We're grateful to be part of this community. Drop a comment with what you're most looking forward to this month.

Money Monday from your Northern Hills Federal Credit Union team. 💚Warren Buffett flipped the savings order most househol...
06/01/2026

Money Monday from your Northern Hills Federal Credit Union team. 💚

Warren Buffett flipped the savings order most households default to: save first, spend what's left.

Most households treat savings as the leftover at the end of the month, and most months there isn't much left. Flipping the order changes the math. Decide what you want to save before you start spending. Move it the day your paycheck hits. Live on what's left.

It feels uncomfortable for a month or two. It also tends to be the single change that builds real savings, because the saving stops being optional.

A NHFCU savings account makes the shift simple. $25 to open, no monthly fees, and automatic transfers from your checking that you set up once.

What's one savings habit that's worked for you?

Home is where the heart is... and where the great rate is! 🏡June is National Homeownership Month, and we're here to help...
06/01/2026

Home is where the heart is... and where the great rate is! 🏡

June is National Homeownership Month, and we're here to help turn houses into homes. Whether it's your first home, dream vacation spot, or that fixer-upper project, we've got you covered.

- First-time homebuyer programs
- Vacation home loans
- New construction & land loans
- FHA, VA, RD & conventional options

Our mortgage team knows the local market and will guide you every step of the way—right through your new front door.

Ready to come home? Let's talk!

Address

1080 Main Street
Sturgis, SD
57785

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 12pm

Telephone

+16053474527

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