Nelly Melian - Senior Loan Officer-Premier Plus Lending

06/01/2026

Would you rather have Home prices drop by 10% or rates drop to 4%? What would make you more likely to buy?

05/28/2026

Helped a first-time buyer close on their first home a few months ago. When they first reached out to me, they were convinced they were at least a year away from being ready.

Turns out they had enough saved for a down payment and didn't even know it. They were waiting to hit some magic number that nobody actually told them they needed.

We ran their numbers, figured out what they actually qualified for, and they were under contract within 60 days.

This happens more often than you'd think. A lot of people are closer than they realize and they're just sitting on the sideline waiting for something that's already here.

If you're curious where you stand, I have a free quiz that walks you through it in about two minutes. Link in the comments.

05/25/2026

Crazy how many people still think you need 20% down to buy a house.

I talk to people every week who think they need to save $60,000 or $80,000 before they can even start the process. That’s a ton of money, and that number keeps them renting for years when they could have actually bought a home.

There are loan programs that let you buy with 3% down. That’s only $12,000 on a $400,000 house. Some programs let you do even less. If you’re a veteran, you can buy with zero down. The math on what you really need is probably way lower than what you’ve been assuming.

I have a free quiz that walks you through a few quick questions and tells you exactly where you stand. Takes about two minutes.

Navigating the home-buying process for the first time can be overwhelming. Here are some essential tips to get you started on the right foot:

04/27/2026

A lot of people think you need 20% down to buy a home. You don’t! That’s just one of the myths of home buying. See the rest➡️

04/20/2026

No two borrowers are the same—so why should your loan be?
With a wide range of options available, I’ll tailor your mortgage to fit your goals and walk you through every step to the finish line.
Let’s make it happen!

04/15/2026

My clients are the best!!

04/13/2026

April 13-Market Update➡️ MortgageAdvicepremierpluslending housingmarket

03/02/2026

Market Update! MortgageAdvicepremierpluslending housingmarket

02/09/2026

Market report MortgageAdvicepremierpluslending housingmarket