Becky Glevenyak at Schaffer Mortgage Corporation

09/07/2026

U.S. Mortgage Spread vs 10-Year Treasury
With 30 years in the mortgage industry, I know firsthand how crucial it is for buyers to explore every possible path to a more affordable loan. Right now, with 30-year fixed rates sitting in the mid-to-high 6% range, every percentage point matters. Many of my clients are looking at adjustable-rate mortgages—like the 7/6 ARM in the low-6% range—as a way to lower their initial payments. Of course, I always make sure everyone understands how resets and adjustments work before moving forward.

One thing I’ve seen time and again: shopping around pays off. Getting just one more lender quote can save you an average of $1,500, and those who collect five or more quotes have saved about $3,000 on average. In this market, it’s also becoming more common to negotiate seller concessions, which can help fund temporary buydowns and ease those early payments—without relying on a rate drop down the line.

Waiting for rates to fall isn’t the only solution. By comparing lenders, understanding your loan options, and negotiating strategically, you can make your home purchase more affordable today. Every borrower’s needs are unique, and I’m committed to guiding you through the process from start to finish—because if I can’t do it, it can’t be done!

09/06/2026

First-time homebuyers could soon get a new way to find $35,000 for a down payment
Let’s connect and talk about the latest insights in the industry!

09/02/2026

US HELOC and Equity Rates Explained

09/01/2026

Breaking down barriers to achieve the American dream: How first-time homeownership is possible
Think owning a home is out of reach? 🏡 Despite rising prices, nearly half of adults still dream of buying! Good news: you don’t need a 20% down payment or perfect credit. Discover programs & tips to unlock your path to homeownership—are you ready to take the first step? ✨💡
https://www.roomvu.com/agent-news/becky-glevenyak-2105854/1911839-Breaking-down-barriers-to-achieve-the-American-dream%3A-How-fi

08/30/2026

Mortgage Credit Availability Increased in July
I’m always keeping an eye on changes that could impact your loan options, and July brought some positive news: mortgage credit availability increased by 2.5%, reaching 108.4. Jumbo loans in particular saw a notable jump—up 4.2%, marking the highest level since 2020. There was also a 3.0% rise in conventional credit and a 1.8% boost in government-backed programs, while conforming credit dipped slightly by 0.2%. With 30 years in the mortgage industry, I know every borrower’s situation is unique, and I’m committed to helping you navigate these shifts to find the best possible loan for your needs. No matter the size or type of loan, you can always expect excellent service and a smooth process from start to finish.

08/28/2026

Mortgage rates ease to seven-week low as buyers return to market
I’m seeing mortgage rates reach their lowest point in seven weeks, with the 30-year fixed coming in at 6.43% and the 15-year at 5.79%. This drop is opening doors for more buyers, as improved affordability, plenty of inventory, and slower home-price growth are bringing people back to the market. With three decades of experience helping borrowers with all types of needs, I know how meaningful these shifts can be—whether you’re looking at your first home or exploring new options. My focus is always on providing excellent service and guiding you step-by-step through every stage of the process. When the market creates opportunities like this, I’m here to make sure you’re ready to take advantage.

08/26/2026

US Jumbo Mortgage Options Explained
With over 30 years in the mortgage industry, I’ve seen how jumbo mortgages can open doors for buyers seeking homes beyond standard loan limits. Whether you’re looking at a primary residence, an investment property, or something unique, these loans offer real flexibility—with both fixed and adjustable options to fit your needs. Because lenders hold onto these loans, qualifying is more demanding: you’ll typically need stronger credit, a larger down payment, and healthier cash reserves. But with the right profile, rates on jumbo loans can be just as competitive—sometimes even better—than conventional options. I always encourage my clients to compare offers from different banks, credit unions, and brokers, since your property type, loan purpose, and today’s market all play a role. My commitment is to step with you through every detail, ensuring you get the best financing for your situation. Excellent service is what you can expect—no matter the size of your loan.

08/25/2026

Mortgage Refinance!
Refinance Your Mortgage & Save on Interest!

08/22/2026

Why 6.5% mortgage rates could help buyers now
Thinking about buying a home? 🏡 With mortgage rates steady at 6.5% for 6 weeks, you can shop with less rush and more negotiating power! 📉 Is now the right time for you to find your perfect place? Let's chat! 🤔
https://www.roomvu.com/agent-news/becky-glevenyak-2105854/1775827-Why-6.5%25-mortgage-rates-could-help-buyers-now

08/18/2026

Find the Perfect Mortgage for Your New Home
Expert guidance and flexible loan options to make homeownership simple, affordable, and stress-free.

Expert guidance and flexible loan options to make homeownership simple, affordable, and stress-free.