Davies Wealth Management

Davies Wealth Management Davies Wealth Management specializes in strategies to maximize your wealth and financial

09/01/2026

Why Millennials and Gen Z are Taking Micro-Retirements—and How You Can Too
Let’s connect and talk about the latest insights in the industry!

New video from Davies Wealth Management!"Beneficiary Designation Mistakes to Avoid (2025 Guide)"Watch: https://www.youtu...
09/01/2026

New video from Davies Wealth Management!

"Beneficiary Designation Mistakes to Avoid (2025 Guide)"

Watch: https://www.youtube.com/watch?v=JSRy2WbRvNc

For educational purposes only. Not investment advice. Davies Wealth Management.

New episode of The 1715 Treasure Coast Financial Wellness Podcast is live!"Beneficiary Designation Mistakes That Could C...
09/01/2026

New episode of The 1715 Treasure Coast Financial Wellness Podcast is live!

"Beneficiary Designation Mistakes That Could Cost Your Family Everythin"

Have you ever wondered if that beneficiary form you filled out years ago could quietly unravel everything you've worked for? In this episode, we uncover one of the most overlooked mistakes in retirement and financial planning — outdated beneficiary designations. Unlike your will, these forms bypass ...

Listen: https://www.buzzsprout.com/2047761/episodes/19735567

For educational purposes only. Not investment advice. Davies Wealth Management.

For decades, the retirement planning conversation at big wirehouse firms was almost entirely about one thing: growing th...
08/31/2026

For decades, the retirement planning conversation at big wirehouse firms was almost entirely about one thing: growing the pile.

How much you'd accumulate. What rate of return to project. How big the number would be at 65.

What rarely came up? How much of that pile the IRS would take first.

That's something our team thinks about differently — and it starts with a window many pre-retirees don't even know they have.

The years between retirement and age 73 (when Required Minimum Distributions begin) can be one of the most tax-efficient windows you'll ever see. Income is often lower. Brackets may be temporarily favorable. And depending on your situation, Medicare IRMAA surcharges may not yet be a factor.

For many people, this is the ideal time to explore Roth conversions — moving money from a traditional IRA into a Roth, paying tax now at a potentially lower rate, so future distributions are tax-free.

It's not right for everyone. It depends on your bracket, your timeline, and your overall income picture. But it's absolutely worth exploring with your advisor before RMDs arrive and take that flexibility away.

Our free guide walks through how Roth conversions and Medicare surcharges interact — so you can go into that conversation informed.

👉 https://tdwealth.net/medicare-irmaa-guide/



⚠️ Educational only. Not investment advice. Davies Wealth Management is a registered investment advisor. Past performance ≠ future results.

08/31/2026

US Families Weigh New Child Accounts | Markets move. Your plan shouldn’t. Watch how we build resilient income for the years ahead.

Here's a question worth sitting with this Sunday morning ☀️Is your retirement account working *against* you at tax time ...
08/30/2026

Here's a question worth sitting with this Sunday morning ☀️

Is your retirement account working *against* you at tax time — and would you even know if it was?

Most people in their 60s draw from whatever account feels most logical. Usually a traditional IRA or 401(k). It makes sense on the surface.

But pulling from the wrong account in the wrong year can quietly push you into a higher tax bracket, trigger Medicare surcharges, or shrink the Social Security check you actually keep after taxes.

There's a concept called tax bracket management — intentionally choosing *which* account to draw from each year based on your full income picture. Social Security, RMDs, pension, investment income — all of it, mapped out together.

For some retirees, this one decision makes a meaningful difference in lifetime taxes. It's not complicated. But it does require someone looking at the whole board, not just one piece.

Curious how IRMAA surcharges factor in? We put together a free guide on exactly that 👇
https://tdwealth.net/medicare-irmaa-guide/

What questions do you have about how your withdrawals will be taxed in retirement? Drop them below — we're happy to point you in the right direction.



⚠️ Educational only. Not investment advice. Davies Wealth Management is a registered investment advisor. Past performance ≠ future results.

The Florida dream is real. No state income tax, warm winters, waterfront living — it's hard not to fall in love with the...
08/29/2026

The Florida dream is real. No state income tax, warm winters, waterfront living — it's hard not to fall in love with the Treasure Coast.

But we see the same thing happen often: the lifestyle part of the move gets all the attention, and the financial paperwork quietly gets pushed to "later."

A few things worth reviewing if you moved to Florida in the past year — or if you're planning to:

✅ The Homestead Exemption application window (easy to miss if you're not watching the calendar)
✅ Declaration of Domicile — this is how Florida officially recognizes you as a resident
✅ Updating your estate documents to reflect Florida law

None of these are complicated. But timing matters — and "we'll get to it" has a way of turning into a costly delay.

If you're not sure where you stand, our Florida Relocation Guide walks through exactly what needs to happen and when.

👉 tdwealth.net/florida-relocation-guide/

Happy Saturday from Stuart — we're always here if you have questions. 🌴



⚠️ Educational only. Not investment advice. Davies Wealth Management is a registered investment advisor. Past performance ≠ future results.

The biggest missed opportunity in retirement planning isn't flashy. It's a window most families don't even know exists.H...
08/28/2026

The biggest missed opportunity in retirement planning isn't flashy. It's a window most families don't even know exists.

Here's what we've observed after 30+ years in wealth management:

When you retire, your income often drops significantly — sometimes for the first time in decades. Social Security hasn't fully kicked in. RMDs haven't started yet. For a brief window, you may be sitting in a lower tax bracket than you've seen in years.

That's the Roth conversion window.

A Roth conversion doesn't eliminate the tax — it repositions it. You pay at today's potentially lower rate. Future withdrawals from that Roth account come out completely tax-free.

And here in Florida? No state income tax means the math often looks even better than it would in other states.

The challenge is that window closes. Once RMDs begin pushing income back up, the opportunity shrinks — sometimes dramatically.

Before year-end is a smart time to run the numbers with your advisor and see if your situation makes sense for a conversion.

We put together a guide specifically on this topic — how Roth conversions interact with Medicare surcharges and your income timeline in retirement.

👉 Grab it here: https://tdwealth.net/medicare-irmaa-guide/



⚠️ Educational only. Not investment advice. Davies Wealth Management is a registered investment advisor. Past performance ≠ future results.

New video from Davies Wealth Management!"Executive Retirement Income Distribution: 5 Steps That Work"Watch: https://www....
08/28/2026

New video from Davies Wealth Management!

"Executive Retirement Income Distribution: 5 Steps That Work"

Watch: https://www.youtube.com/watch?v=yFXarspjJXg

For educational purposes only. Not investment advice. Davies Wealth Management.

Address

684 Southeast Monterey Road
Stuart, FL
34994

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Davies Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Davies Wealth Management:

Shortcuts

Share

Category