09/04/2026
Been there. Done captive. Built independent.
When Patrick and I left the captive space and started our own independent agency, we knew we wanted ownership, choice, and control over the business we were building.
But we also knew independence came with real responsibility — carrier relationships to build, operations to run, teams to lead, systems to choose, and risk to own.
As we explored the options available, many models felt like another version of what we had just left: support with too many controls, ownership with too many restrictions, and independence that did not feel fully independent.
That recognition became part of the genesis of State Insurance Group.
We built SIG differently — for agency owners who want to be independent without being isolated.
Many SIG agency owners came from the captive space too. They understand what it feels like to wonder if there is another way to build.
At SIG, the agency you build is yours.
Yours to grow.
Yours to shape.
Yours to lead.
Yours to eventually pass down or sell.
And with the right partnership, you do not have to build it alone.
Explore what agency ownership could look like with SIG