Hollister Insurance, Inc.

07/03/2025

As we celebrate our nation’s independence, we want to thank you for trusting us with your insurance needs. We wish you and your family a safe and joyful holiday filled with pride, celebration, and unforgettable moments.

Enjoy the fireworks, the freedom, and the time with loved ones!

— Your friends at Hollister Insurance, Inc.

07/03/2025

🌟 We had an incredible experience at this year’s convention with the National Association of Benefits and Insurance Professionals, NABIP! 🌟

It was a valuable opportunity to connect with industry peers, forge new relationships, and engage in meaningful conversations that inspire growth and innovation in our field.

From insightful presentations to impactful discussions with vendors and speakers, we’re walking away energized and full of fresh ideas to better serve our clients and community.

One of the true highlights was hearing from an amazing lineup of speakers, including:

💊 Mark Cuban, Entrepreneur & Co-Founder of Mark Cuban Cost Plus Drug Company, PBC
👩‍⚕️ Jessica Shepherd, MD, MBA, FACOG, Chief Medical Officer at hims and hers
🗣️ Vani Hari, the food activist behind Food Babe
🏛️ Peter Nelson, Deputy Administrator & Director of the Center for Consumer Information and Insurance Oversight (CCIIO)

…as well as many other inspiring voices who are shaping the future of healthcare and insurance.

We’re leaving with fresh insights, new relationships, and excitement for what’s ahead! 🙌

06/18/2025

06/17/2025

Your health matters—don’t skip your annual wellness visit, especially when it can cost you $0 with an in-network provider. ✅

We’re here to help you prioritize your health by being insured. 💪

05/20/2025

We’re proud to have been a sponsor at the Main Street Fort Pierce annual Golf Tournament this past weekend!

It was a pleasure to support our community and connect with like-minded professionals. Plus, golf is always something we’re happy to do ⛳️

Thanks to our friends for joining!

04/08/2025

Worried about rising healthcare costs?

You don't have to figure it out alone. Let us help you find the right coverage at the right price.

Call us today — peace of mind is just one conversation away!

Call now to connect with business.

03/11/2025

Did you know.....

Special enrollment conditions for health insurance allow you to enroll in or change your health plan outside of the regular Open Enrollment Period if you experience a Qualifying Life Event (QLE).

Some common QLEs include:

1. Loss of Health Coverage

- Losing employer-sponsored insurance (e.g., job loss, reduction in work hours)
- Aging out of a parent's plan at 26
- Losing Medicaid or CHIP eligibility
- Losing COBRA coverage

2. Household Changes

- Marriage or divorce
- Having a baby, adopting a child, or placing a child for adoption/foster care
- Death of a family member that changes your eligibility

3. Change in Residence

- Moving to a new ZIP code or county
- Moving to or from a shelter or transitional housing
- A student moving to or from school
- Seasonal workers moving for work

4. Other Special Circumstances

- Becoming a U.S. citizen or gaining lawful presence
- Leaving incarceration
- Changes in income that affect eligibility for subsidies
- Employer plan changes that make coverage unaffordable

In most cases, you have 60 days from the event to enroll in a new plan. If you miss this window, you may have to wait until the next Open Enrollment Period.

Would you like help finding a plan that fits your needs?

03/10/2025

Some of the most frequent questions we are asked relate to the following health insurance terms, it's important you understand how they interact when purchasing health insurance. Sometimes the lowest premium is not your most cost effective option !

Deductible – The amount you must pay out of pocket for healthcare services before your insurance starts covering costs. For example, if your deductible is $2,000, you must pay this amount first before your plan covers services (except for preventive care, which may be covered without meeting the deductible).

Copay (Co-payment) – A fixed amount you pay for specific healthcare services, such as doctor visits or prescriptions. For example, a $30 copay for a specialist visit means you pay $30, and insurance covers the rest. Co-pays often apply even after meeting your deductible.

Max Out-of-Pocket (MOOP) – The maximum amount you will pay for covered healthcare services in a year, including deductibles, co-pays, and coinsurance. Once you reach this limit, insurance covers 100% of covered services for the rest of the year.

Premium – The amount you pay for health insurance coverage, usually monthly. This is separate from out-of-pocket costs like deductibles and co-pays. Even if you don’t use medical services, you still have to pay your premium to keep coverage active.

Please give us a call if you need assistance with your health insurance decision.

03/07/2025

Meet the founder, CEO, and President of Hollister Insurance.....Debbie Hollister.

For the past 15 years Debbie has traveled to Washington, DC to meet with Congressional members to educate them on some of the challenges the health insurance industry faces, and how certain changes would benefit their constituents.

Thank you Debbie !

03/05/2025

What’s your biggest concern about health insurance?

We'd like to know.....

03/04/2025

True story....

One of our large group health insurance clients was presented with a 23% renewal increase in their monthly premium from their insurance company !

Working with our client, the insurance company, and the insurance company underwriters Hollister Insurance was able to help reduce the increase to a little over 9% !

If your group health insurance agent isn't doing similar for you perhaps it's time to give Hollister Insurance an opportunity to earn your business !

03/03/2025

Were often asked "Why should I purchase health insurance ?" Here's why.......

Health insurance is essential because it provides financial protection against unexpected medical expenses, ensuring access to necessary healthcare without overwhelming costs. It covers doctor visits, hospital stays, medications, and preventive care, helping individuals maintain their well-being while reducing the burden of out-of-pocket expenses. Additionally, having health insurance encourages early detection and treatment of illnesses, leading to better health outcomes and improved quality of life.