S & J Insurance Group, Inc.

06/23/2026

📢 Service Update

Good news! Our internet and phone services have been restored, and S & J Insurance Group is fully back up and running.

We appreciate everyone’s patience and understanding while we worked through the outage and thank those who reached out through alternative methods during the disruption.

If you’ve been waiting to hear back from us, please don’t hesitate to reach out. We’re working through messages and getting caught up as quickly as possible.

Thank you for your continued trust and support.

🌴 S & J Insurance Group

Local People. Local Service. Florida Strong.
772-286-2572

06/22/2026

📢 Service Update

Following the severe storms that moved through our area over the weekend, S & J Insurance Group is currently experiencing an outage affecting both our internet and phone systems.

At this time, we have not received a confirmed cause from our service provider, but we continue working toward a resolution and exploring temporary alternatives to minimize disruption to our clients.

If you are unable to reach us by phone, please email us or send us a Facebook message and a member of our team will respond as soon as possible.

We apologize for any inconvenience and appreciate your patience while service is restored.

Thank you for your continued support.

🌴 S & J Insurance Group

Local People. Local Service. Florida Strong.

[email protected]

06/22/2026

Happy Father’s Day from all of us at S & J Insurance Group! 💙

Today we celebrate the dads, grandfathers, stepdads, guardians, mentors, and father figures who show up every day for the people they love.

Whether it’s teaching life lessons, coaching ball games, fixing things around the house, working long hours, or simply being there when it matters most, fathers play an important role in helping families grow strong.

A special Happy Father’s Day to my husband, Hunter, who works hard every day for our family and never hesitates to put us first.

Wishing all the dads and father figures in our community a wonderful Father’s Day weekend from the keys!

🌴 S & J Insurance Group

Local People. Local Service. Florida Strong.

06/19/2026

A quick office update for our clients and friends!

Our team will be closing early at 12:30 PM on Friday, June 19th and will reopen on Monday, June 22nd at 8:30 AM.

If there’s anything we can help you with before the weekend, please don’t hesitate to reach out.

Thank you for trusting S & J Insurance Group. We appreciate the opportunity to serve you and your families throughout Florida.

🌴 Local People. Local Service. Florida Strong.
Sandjinsurance.com
772-286-2572

06/18/2026

🌴 Florida Market Snapshot

📍 Jupiter, Florida

🏠 Built: 2006
🏗 Frame Construction
🛡 Coverage A: $686,000
💰 Premium: $3,745/year

⭐ Featured Underwriting Factor:
30+ Day Coverage Lapse After Purchase

Many homeowners assume they can purchase a home and “get insurance later.”

The reality? The longer a home goes without coverage after closing, the fewer carrier options may be available.

In this case, despite a coverage lapse, favorable inspections, opening protection, and overall property condition helped keep quality coverage options on the table.

Every home tells a different story. That’s why details matter.

Real Florida Homes. Real Florida Premiums. Real Florida Insights.

🌴 S & J Insurance Group

Local People. Local Service. Florida Strong.

772-286-2572
Sandjinsurance.com

06/17/2026

Sometimes in the middle of hurricane season, busy schedules, work deadlines, and everything else life throws at us, it’s important to slow down and appreciate the simple things.

This little gardenia bloom was a reminder for me today.

At S & J Insurance Group, we talk a lot about protecting homes, cars, businesses, and belongings. But the truth is, those things matter because of the people and memories behind them.

The smell of a flower in bloom.
A family dinner.
A favorite chair on the porch.
The place your kids call home.

Those are the things that make life beautiful.

What is one simple thing you’re grateful for this week?

🌴 S & J Insurance Group

Local People. Local Service. Florida Strong.
Sandjinsurance.com

06/11/2026

🌴 FLORIDA MARKET UPDATE 🌀

This Florida frame home was insured with approximately $430,000 in dwelling coverage for around $2,700 per year. 1980s Build.

One factor helping this homeowner? Wind mitigation credits.

Interestingly, this home did not have impact windows or hurricane shutters.

Many Florida homeowners assume they won’t qualify for credits unless they have full opening protection, but other construction features can also influence insurance premiums.

Every home is different, which is why comparing premiums without comparing the home itself rarely tells the whole story.

That’s also why we often recommend homeowners obtain an updated wind mitigation inspection when appropriate.

772-286-2572

🌴 S & J Insurance Group
Local People. Local Service. Florida Strong.

06/05/2026

🌴 Florida Hurricane Season Starter Pack 🌴

Hurricane season is officially underway, and now is the time to prepare before a storm is on the radar.

A few essentials every Florida household should consider having ready:

💧 Water
🔋 Batteries
🔦 Flashlights
📂 Important Documents
⛽ Extra Fuel
⚡ Generator Supplies
📞 Emergency Contacts

Preparation doesn’t have to happen all at once. Even taking a few small steps each week can make a big difference when a storm is approaching.

One item that’s often overlooked? Your important documents.

Take a few minutes this weekend to make sure you know where your insurance policies, identification, medical information, and emergency contacts are stored.

The best time to prepare is before you need to.

Stay safe, stay prepared, and here’s hoping for a quiet hurricane season. 🌀

🌿 S & J Insurance Group, Inc.
Relax! You’re Covered.
Sandjinsurance.com

06/04/2026

🚨 Hurricane Season Also Means Scam Season 🚨

Most Floridians know how to prepare for a storm.

What many don’t realize is that some of the biggest risks can come after the storm has passed.

Unfortunately, every hurricane season brings an increase in:
⚠️ Unlicensed contractors
⚠️ High-pressure door-to-door sales tactics
⚠️ Assignment of Benefits (AOB) pitfalls
⚠️ Requests to sign documents before fully understanding them

The best way to protect yourself is to slow down, ask questions, verify credentials, and understand what you’re signing before agreeing to repairs or claim-related services.

We’ve put together a quick guide covering some of the most common hurricane claim scams Florida homeowners should watch for this season.

📖 Read the full blog here: https://sandjinsurance.com/education-center/f/florida-hurricane-claim-scams-every-homeowner-should-know

As always, if you’re one of our clients and something doesn’t feel right after a storm, call us first. We’d rather answer questions upfront than help untangle a problem later.

🌴 S & J Insurance Group, Inc.
Local People. Local Service. Florida Strong
772-286-2572

Hurricane Claim Scams Are Rising in Florida: What Homeowners Need to Know Before You File a Claim

06/03/2026

Most Florida homeowners know they have a hurricane deductible…

But many couldn’t tell you what that number actually is until they need it.

And unfortunately, that’s usually after a storm.

I’ve had conversations with homeowners who thought their deductible was $1,000 only to discover it was actually a percentage of their home’s insured value.

That’s why one of the best things you can do at the start of hurricane season is pull out your declarations page and take a quick look.

Not because we’re expecting a storm tomorrow.

Because it’s a lot less stressful to understand your coverage now than when a hurricane is headed our way.

Have you checked yours recently?

Sandjinsurance.com
772-286-2572