S & J Insurance Group, Inc.

S & J Insurance Group, Inc. Local roots. Elevated service. S & J Insurance Group is a boutique, mother-daughter insurance agency proudly rooted in Sewall’s Point and Stuart, FL.
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A boutique, mother-daughter insurance agency in Sewall’s Point—delivering high-touch, personalized protection for Florida families, coastal homes, luxury properties, and small businesses. We believe insurance should feel personal, transparent, and human — not transactional. With decades of combined experience and deep local knowledge, we specialize in protecting coastal homes, luxury properties, F

lorida families, and small businesses with elevated, high-touch service. Our agency was built on referrals, integrity, and genuine relationships — because when you’re our client, you’re part of the family.

We aren't here to scare anyone—just educate.🌊 Flood Insurance Myth #1One of the biggest misconceptions we see every yea...
06/02/2026

We aren't here to scare anyone—just educate.

🌊 Flood Insurance Myth #1
One of the biggest misconceptions we see every year is that flood insurance is only for homes in flood zones.

The reality is that water doesn't always stay where it's supposed to.

Whether it's heavy rain, storm surge, drainage issues, debris buildup, or rising water, flooding can happen in places many homeowners never expected.

Hurricane season officially started this week, and now is the perfect time to understand your coverage before a storm is on the radar.

Questions? Give us a call. We'd much rather have a conversation today than help explain a coverage gap after a loss.

🌴 S & J Insurance Group, Inc.
Relax! You're Covered.
772-286-2572
Sandjinsurance.com

Local People. Local Service. Florida Strong.

🌀 Hurricane Season Officially Begins Today 🌀As Floridians, we know the routine.The batteries.The bottled water.The gas l...
06/01/2026

🌀 Hurricane Season Officially Begins Today 🌀

As Floridians, we know the routine.

The batteries.
The bottled water.
The gas lines.
The spaghetti models.
And somehow convincing ourselves we'll prepare "next weekend." 😅

While we can't control the weather, we can prepare before a storm is on the radar.

Now is a great time to:
✔ Review your insurance coverage
✔ Understand your hurricane deductible
✔ Check your flood insurance
✔ Save copies of important documents
✔ Update emergency contacts and supplies

Our team is here to help answer questions and review your coverage before hurricane season ramps up.

Stay safe, stay prepared, and here's hoping for a quiet season ahead. 🌴

— S & J Insurance Group, Inc.
Relax! You're covered.
772-286-2572
sandjinsurance.com

🇺🇸 Memorial Day Notice 🇺🇸This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate...
05/25/2026

🇺🇸 Memorial Day Notice 🇺🇸

This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate sacrifice for our country and our freedom. ❤️🤍💙

Our office will be closed on Monday, May 25th in observance of Memorial Day and will reopen Tuesday, May 26th at 8:30 AM.

As always, we hope everyone has a safe and meaningful holiday weekend spent with family, friends, and loved ones.

— S & J Insurance Group, Inc.
Relax! You’re covered.

05/22/2026

🇺🇸 Memorial Day Reminder 🇺🇸

Our office is open today during regular business hours until 4:30 PM.

Please note our office will be closed on Monday, May 25th in observance of Memorial Day as we honor and remember those who made the ultimate sacrifice for our country. ❤️🤍💙

We will reopen Tuesday morning at 8:30 AM.

Wishing everyone a safe and meaningful holiday weekend!
— S & J Insurance Group, Inc.

High-value homes require more than just a “cheap quote.”We recently helped secure coverage for a luxury Florida home wit...
05/20/2026

High-value homes require more than just a “cheap quote.”

We recently helped secure coverage for a luxury Florida home with over $5 million in dwelling coverage — while still finding the most competitive option available in today’s market.

Properly insuring higher-value homes means understanding:

✔ reconstruction costs
✔ policy form differences
✔ water damage limitations
✔ personal property coverage
✔ carrier strength & claims handling
✔ Florida-specific underwriting challenges

In many cases, the cheapest option can leave major gaps in coverage — especially on luxury or custom homes.

Whether your home is $300,000 or $5,000,000+, our goal is the same:

👉 helping clients understand their options and protecting what matters most.

📍Serving Florida homeowners with personalized guidance and real market access.

🌿 S & J Insurance Group, Inc.

05/19/2026

SHARE THIS IMPORTANT INFORMATION:

SCAM ALERT: FAKE JURY DUTY WARRANT CALLS

These scams are reaching an alarming level in our community, and citizens are losing hundreds of thousands of dollars to criminals pretending to be law enforcement officers or court officials.

Scammers are again calling residents claiming they missed federal jury duty and now have a warrant for their arrest. They demand immediate payment using gift cards, cryptocurrency, wire transfers, payment apps, or even in-person cash pickups to “avoid arrest.”
THIS IS A FRAUD.

No legitimate law enforcement agency or court will ever call you demanding money to avoid being arrested.

These scammers are extremely convincing. They may spoof real phone numbers, use the names of actual judges or deputies, and create fear and urgency to pressure victims into paying immediately.

If you receive one of these calls:�• Hang up immediately�• Never provide personal or financial information�• Never send money or meet anyone to deliver payment�• Never allow anyone to come to your home to collect money

The Sheriff’s Office has worked tirelessly to educate the public, but these scams continue to target our citizens every day, especially seniors.

This weekend alone more than $40,000 of citizens hard earned money was lost due to these scams.

Please help us spread this warning. Share this information with family members, friends, neighbors, and senior citizens. Discuss it at HOA meetings, churches, community groups, and on social media.

The more people who hear about this the fewer victims these criminals will claim.

Florida homeowners insurance has become one of the most confusing parts of homeownership in today’s market.One of the bi...
05/19/2026

Florida homeowners insurance has become one of the most confusing parts of homeownership in today’s market.

One of the biggest questions we hear lately is:
👉 “What does admitted vs. non-admitted (E&S) insurance actually mean?”

There’s a LOT of misinformation online right now — and the answer is not as simple as “one is good and one is bad.”

We put together a new educational blog breaking down:
✔ What admitted insurance means
✔ What E&S/non-admitted insurance means
✔ F**A protections
✔ AM Best vs. Demotech ratings
✔ Water damage limitations
✔ Roof settlement differences (RC vs ACV)
✔ Minimum Earned Premiums (MEPs)
✔ And the important questions Florida homeowners should ask when reviewing their policy options

At S & J Insurance Group, we believe insurance decisions should be based on education, transparency, and understanding the actual policy being recommended — not fear or assumptions. 💙

Read the full blog here:
https://sandjinsurance.com/education-center/f/florida-home-insurance-admitted-vs-es-explained

Today, we celebrate the strength, love, sacrifice, and unwavering dedication of mothers everywhere. 🤍As a mother-daughte...
05/10/2026

Today, we celebrate the strength, love, sacrifice, and unwavering dedication of mothers everywhere. 🤍

As a mother-daughter team, we know firsthand the meaning of hard work, support, and building something together through every season of life. We are incredibly grateful for the opportunity to serve our community, our clients, and our families each and every day.

From our family to yours — Happy Mother’s Day from all of us at S & J Insurance Group. 💐

We hope your day is filled with love, laughter, and time with those who matter most.

Who else watched history being made?! 🏇✨The first female trainer just won the Kentucky Derby — and that is seriously ins...
05/04/2026

Who else watched history being made?! 🏇✨

The first female trainer just won the Kentucky Derby — and that is seriously inspiring.

As a woman business owner in a male-dominated industry, moments like this hit a little different.

It’s a reminder that there’s no one path — just persistence, grit, and showing up every single day.

Here’s to breaking barriers and building something of your own 👏

Did you catch it?!

Address

3727 SE Ocean Boulevard STE 204
Stuart, FL
34996

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+17722862572

Website

https://sandjinsurance.com/customer-portal, https://sandjinsurance.com/education-center, htt

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