Cheryl Cloke Agency

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Cheryl Cloke Agency Cheryl is licensed in PA, NJ, NY, DE and VA. Confused about what plan is right for you? Let's Find it together!

She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 durin...
10/20/2026

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 during the Medicare Annual Enrollment Period (AEP). During this time, Medicare beneficiaries can:

✅ Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
✅ Change from one Medicare Advantage plan to another.
✅ Add, change, or drop Medicare Part D prescription drug coverage.

This is also a good time to assess whether your current plan still meets your needs. Costs, covered medications, provider networks, pharmacies, and plan benefits can change from year to year, so even if you were happy with your coverage last year, it's worth taking a fresh look.

If you have any questions about your current plan, please don't hesitate to reach out to our team. We are here to be a resource for you.

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring th...
10/15/2026

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring that Medicare Advantage remains a popular choice among beneficiaries. So, to help you fully understand your options, we wanted to share a breakdown of key features of Medicare Advantage. Swipe for more information.

If you have questions about Medicare Advantage, please don't hesitate to reach out to our team. We are here to help.

Fall has a way of sneaking up on us. Between the cooler temperatures and the shorter daylight hours, so many things are ...
10/15/2026

Fall has a way of sneaking up on us. Between the cooler temperatures and the shorter daylight hours, so many things are beginning to change this time of year. But one thing that will never change is that we are always here for you.

Whatever questions or needs come up this fall, we are right here. Give us a call anytime. We are always happy to help.

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the mo...
10/13/2026

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the most of your healthcare coverage. Swipe for a few important steps to help you find providers that work with your Medicare plan.

If you have questions about your Medicare coverage, provider networks, or choosing a plan that fits your needs, contact us today. We're here to help you navigate Medicare with confidence.

Affordable Care Act (ACA) Marketplace open enrollment is set to begin on November 1st. Whether you're choosing Marketpla...
10/13/2026

Affordable Care Act (ACA) Marketplace open enrollment is set to begin on November 1st. Whether you're choosing Marketplace coverage for the first time or reviewing your current plan, now is the time to start thinking ahead.

Have questions or need help? Contact us to find coverage that fits your needs and budget.

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional ...
10/07/2026

Medicare coverage includes more than doctor visits, prescriptions and hospital stays. There are a variety of additional services and preventive benefits that may be available, depending on your coverage and medical needs. Swipe through to learn more.

If you have questions about what your Medicare coverage may include, contact us today. We are here to help you better understand your options and benefits.

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in...
10/06/2026

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in Medicare or preparing to use your coverage for the first time, swipe through for some important ways to maximize your benefits and avoid common mistakes.

If you have questions about your Medicare coverage or would like help reviewing your options, contact us today. We're here to help you make confident, informed Medicare decisions.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/01/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

Trying to make sense of Medicare coverage options and costs? You're not alone. With so many different parts and plan cho...
09/23/2026

Trying to make sense of Medicare coverage options and costs? You're not alone. With so many different parts and plan choices, understanding how Medicare works can feel overwhelming at first.

With that in mind, we have put together a simple breakdown of the main parts of Medicare and what they typically help cover. Swipe through to learn more.

If you have questions about Medicare or want help reviewing your options, contact us anytime. We're here to help.

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverag...
09/17/2026

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverage in ways that aren't always obvious at the moment.

Some life events trigger a Special Enrollment Period, a 60-day window before or after the event during which you can enroll in or update your coverage outside the standard Open Enrollment Period. If any of the following have happened in your household over the past year, it may be worth a conversation:

🔵Getting married, divorced, or welcoming a new child into your family
🔵Moving to a new ZIP code, county, or state
🔵Turning 26 and coming off a parent's plan, or losing job-based coverage
🔵Changes in your income or household size
🔵Turning 65 and becoming eligible for Medicare, or becoming a U.S. citizen

If anything on that list sounds familiar, we'd love to connect to see how we can help you during a Special Enrollment Period. Give our team a call, and we can get started.

Address

103 N 7th Street, Suite 101
Stroudsburg, PA
18360

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15708146046

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