Cheryl Cloke Agency

Cheryl Cloke Agency Cheryl is licensed in PA, NJ, NY, DE and VA. Confused about what plan is right for you? Let's Find it together!

She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

Physical therapy and occupational therapy can play an important role in injury recovery, mobility, pain management, and ...
06/24/2026

Physical therapy and occupational therapy can play an important role in injury recovery, mobility, pain management, and day-to-day function, but whether or not they are covered under Original Medicare or Medicare Advantage can vary. Swipe for more information.

If you are looking to start physical or occupational therapy and have questions about how your coverage works or want help reviewing your options, contact our office. We are here to help you make the most of your benefits.

Here’s the scoop: It’s time to celebrate Father's Day! We wanted to shout out all of the dads, grandfathers, and father ...
06/21/2026

Here’s the scoop: It’s time to celebrate Father's Day!

We wanted to shout out all of the dads, grandfathers, and father figures who make our lives special. We hope that this Father’s Day is filled with quality time, well-deserved rest, and maybe even a couple of dad jokes.

Managing diabetes takes daily attention, but your Medicare coverage may help support you along the way. During Diabetes ...
06/19/2026

Managing diabetes takes daily attention, but your Medicare coverage may help support you along the way.

During Diabetes Awareness Week, our team is sharing how Medicare Parts B and D can help with supplies, medications, preventive services, and education. From blood sugar monitors and insulin to diabetes self-management training and prevention programs, there are important benefits available that many people overlook. Swipe for more information.

We are here to review your coverage and answer any questions you may have. If you would like guidance tailored to your situation, we encourage you to connect with our team.

Life does not always follow a schedule, and neither do the moments that change your health coverage needs. If you have r...
06/17/2026

Life does not always follow a schedule, and neither do the moments that change your health coverage needs.

If you have recently experienced a major life change, you may have a limited window to update or enroll in a new health plan outside of open enrollment. Swipe through to see which life events qualify for a Special Enrollment Period and which ones do not.

If you have questions about whether or not a recent change in your life qualifies for a special enrollment period, don’t hesitate to reach out to our team. We are here to help you.

06/16/2026

Hope your summer is off to a great start! Whether you’re enjoying the weather, hitting the beach, or setting off on a summer adventure, we hope this season brings some well-deserved relaxation.

If you have any insurance questions or would like to schedule a policy review, do not hesitate to give us a call. We're here to help!

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. T...
06/15/2026

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. The right next step depends on various factors, and missing the timing or misunderstanding how your current coverage works with Medicare can lead to penalties, gaps in coverage, or both.

Swipe to see the key Medicare considerations to keep in mind if you are about to turn 65.

If you are approaching 65 and want help understanding what to do next, don’t hesitate to reach out to our team. We are here to help guide you.

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, ...
06/14/2026

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, we might not know all of the history behind this symbol.

To celebrate, we wanted to share a few fun facts about the history of the flag that might surprise you:

🔹 The current 50-star design was created by a 17-year-old. Robert G. Heft of Lancaster, Ohio, submitted the design as a high school project in 1958. It was chosen by President Eisenhower out of more than 3,000 submissions in 1960.

🔹 There have been 27 official versions of the flag. Twenty-five of those changes were solely to update the number of stars every time a new state joined the Union. The star additions were admitted on July 4th, and, together, they give us a rich visual history of the country's growth over time.

🔹 The colors for the flag have taken on their own meanings over the years. Charles Thomson, secretary of the Continental Congress in 1774, suggested that red represents hardiness and valor, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

🔹 Six American flags have been planted on the moon. Neil Armstrong and Edwin E. “Buzz” Aldrin were the first, but five additional Apollo missions have also left a flag on the lunar surface.

🔹 The current design is the longest-running version in history. No new states have been added since Hawaii joined the union in 1959, making this the most enduring flag design the country has ever had.

Wishing you a wonderful Flag Day filled with pride and appreciation for the history behind the flag we share.

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you...
06/10/2026

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you can switch or adjust your coverage and when you may need to wait for the next enrollment window. Swipe for more information.

We hope you find this information helpful. As always, if you have any questions about your coverage, don’t hesitate to reach out to us. We are here to help you make the most of your coverage.

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial respo...
06/04/2026

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial responsibilities, and the potential need for additional life insurance coverage.

Life insurance is designed to protect against financial risk tied to income, debts, and long-term obligations. When those factors change, coverage may need to be reassessed. Swipe for a brief overview of why income changes matter for your life insurance coverage.

If you’ve recently experienced an increase in income and are interested in a quick coverage check, feel free to contact me. We would be happy to review your current policy and help determine whether any adjustments make sense for your situation.

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision c...
06/02/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

Address

103 N 7th Street, Suite 101
Stroudsburg, PA
18360

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15708146046

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