Shelter Insurance - Terri Frerking

Shelter Insurance - Terri Frerking Shelter Insurance® opened in 1946, our mission was simple: to provide affordable auto insurance to Insurance Agent

Insurance doesn’t have to feel overwhelming, it should feel like a conversation.At the end of the day, it’s about helpin...
03/31/2026

Insurance doesn’t have to feel overwhelming, it should feel like a conversation.

At the end of the day, it’s about helping you understand your coverage, feel confident in your choices, and know you have someone in your corner when it matters most.

Have questions about your coverage? Let’s sit down and walk through it together. Call Terri at (417) 736-6091.

03/30/2026

We plan for the expected, but what about the what-ifs?

Life can change in an instant, and the right life insurance coverage helps make sure your family is still protected, supported, and taken care of no matter what comes your way.

We'll help make sure you’re covered. Call Terri at (417) 736-6091 to review your options.

When it comes to insurance, having the right team on your side makes all the difference. Terri and Leslie are here to he...
03/27/2026

When it comes to insurance, having the right team on your side makes all the difference. Terri and Leslie are here to help you understand your coverage, answer your questions, and make sure you’re protected.

Have questions about your coverage? Give Terri a call at (417) 736-6091 and let’s make sure you’re covered.

Life insurance is about protecting the people who depend on you. If the unexpected happens, the right policy can help co...
03/26/2026

Life insurance is about protecting the people who depend on you. If the unexpected happens, the right policy can help cover everyday expenses, mortgage payments, childcare, and other financial responsibilities so your family has one less thing to worry about.

Have questions about life insurance or want to explore your options? Call Terri at (417) 736-6091 to start the conversation.

Learn more here: https://www.shelterinsurance.com/insurance/lifeinsurance/

03/25/2026

Your insurance agent wishes you knew this: your policy shouldn’t be something you set once and forget.

Life changes, vehicles change, and your coverage should keep up with those changes. A quick review can help make sure you’re protected the way you think you are.

📞 Call Terri at (417) 736-6091 to review your coverage.

Auto insurance is one of those things people often set up once and forget about—but that can lead to some costly mistake...
03/24/2026

Auto insurance is one of those things people often set up once and forget about—but that can lead to some costly mistakes.

Taking a few minutes to review your policy could help make sure you’re properly covered if something unexpected happens.

Not sure if your coverage is where it should be? Call Terri at (417) 736-6091 for a quick policy review.
Learn more here: https://www.shelterinsurance.com/insurance/autoinsurance/

Auto insurance isn’t just about having a policy, it’s about having the right coverage when you need it most.Not sure if ...
03/23/2026

Auto insurance isn’t just about having a policy, it’s about having the right coverage when you need it most.

Not sure if your current coverage is the right fit? Let’s review your policy together! Call Terri at (417) 736-6091.
Learn more: https://www.shelterinsurance.com/insurance/autoinsurance/

Did you know?If someone else hits your car but doesn’t have insurance, or enough coverage, your own policy may need to s...
03/20/2026

Did you know?
If someone else hits your car but doesn’t have insurance, or enough coverage, your own policy may need to step in. That’s why having the right coverage matters more than most people realize.

If you’re not sure what your policy includes, I’d be happy to review it with you!
📞 Call Terri at (417) 736-6091

Learn more here: https://www.shelterinsurance.com/insurance/autoinsurance/

03/19/2026

3 mistakes people make with auto insurance👇

1. Assuming “full coverage” means everything is covered.
Policies still have limits, deductibles, and exclusions.

2. Not reviewing their policy regularly.
Life changes—new drivers, new cars, new commutes—and your coverage should keep up.

3. Choosing the cheapest option without understanding the coverage.
Lower premiums can sometimes mean less protection.

The good news? These are easy to fix with a quick coverage review.

📞 Call Terri at (417) 736-6091 and let’s make sure your auto insurance is working for you.
Learn more: https://www.shelterinsurance.com/insurance/autoinsurance/

Terri and Leslie are here to help make insurance simple, whether you’re reviewing your coverage, getting a quote, or jus...
03/18/2026

Terri and Leslie are here to help make insurance simple, whether you’re reviewing your coverage, getting a quote, or just have questions. Our goal is always to make the process easy and stress-free.

📞 Call Terri at (417) 736-6091 if you’d like to connect.

Wishing everyone a little extra luck this St. Patrick’s Day! ☘️While luck is great to have, the right insurance coverage...
03/17/2026

Wishing everyone a little extra luck this St. Patrick’s Day! ☘️

While luck is great to have, the right insurance coverage helps give you peace of mind every day. If you’ve been thinking about reviewing your coverage, I’d be happy to help.

📞 Call Terri at (417) 736-6091

03/16/2026

Let’s talk about your auto insurance for a second.

Do you know what your policy actually covers if something unexpected happens? A quick review can help make sure you have the protection you think you do when you’re out on the road.

📞 Call Terri at (417) 736-6091 to review your coverage.
Learn more here: https://www.shelterinsurance.com/insurance/autoinsurance/

Address

101 East Pine Street
Strafford, MO
65757

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+14177366091

Website

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