John A. Gergely Loan Officer

John A. Gergely Loan Officer My #1 priority is to assist you in determining the right mortgage product for your purchase or refinance transaction.

I pride myself on my product knowledge so you can be assured you are in the right mortgage based upon your needs and not mine.

08/21/2025

🎉 In Contract! 🎉
📍 49 Smugglers Path, Jamesport, NY 11947

This stunning North Fork parcel didn’t last long! With potential water views and an unbeatable location near beaches, vineyards, and farm stands, it’s no surprise this rare opportunity is now in contract.

Congratulations to our clients on the next step toward their dream on the East End! 🌊🏡

📞 John A. Gergely
Licensed Real Estate Salesperson
📱 C: 631.223.6615 | 🏢 O: 631.751.2117
📧 [email protected]

✨ Signature Premier Properties

#11947

💰🏡 Thinking of Moving, Refinancing, or Investing? Let’s Talk Loans.Whether you're relocating, upgrading, or just trying ...
07/14/2025

💰🏡 Thinking of Moving, Refinancing, or Investing? Let’s Talk Loans.

Whether you're relocating, upgrading, or just trying to make your mortgage make more sense—I’m here to guide you through it.

✅ Get pre-approved and shop with confidence
✅ Refinance to lower your monthly payment
✅ Explore loan options that match your goals
✅ Understand your equity and how to use it wisely
✅ Work with someone who actually picks up the phone

I’m not just here to crunch numbers—I’m here to get you closed, get you moving, and get it done right.

📍 John Gergely | NMLS #2048788
📞 Call/Text: 631-223-6615
🔑 Loan Officer | Real Results | Trusted Local Expert

💸 Mortgage Rates Move Fast—Let’s Make Sure You Move Smarter.Whether you're buying your first home, upgrading, or refinan...
05/28/2025

💸 Mortgage Rates Move Fast—Let’s Make Sure You Move Smarter.
Whether you're buying your first home, upgrading, or refinancing, today’s mortgage market is changing by the minute.

I help my clients:
✅ Understand their financing options clearly
✅ Lock in competitive rates at the right time
✅ Navigate the entire process with confidence

Don’t get stuck guessing when it comes to your loan.
Let’s build a personalized plan that works for YOU.

John A. Gergely | Loan Officer | NMLS #: 2048788
📍 US Mortgage Corp | Corp. NMLS #3901
201 Old Country Road, Suite 140, Melville, NY 11747
📞 Call/Text: 631-223-6615

🏡 Looking to Finance Your Dream Property? Let’s Make It Happen—Together.Whether you're buying your first home, upgrading...
05/20/2025

🏡 Looking to Finance Your Dream Property? Let’s Make It Happen—Together.
Whether you're buying your first home, upgrading for more space, or exploring investment opportunities—having the right mortgage plan matters.

📉 With mortgage rates constantly changing, you need someone who understands the market and puts your goals first.

As your trusted Loan Officer, I’m here to help you:
✅ Navigate rate fluctuations with confidence
✅ Understand your loan options clearly
✅ Secure a financing strategy that fits your life
✅ Move forward with clarity, speed, and expert guidance

Let’s make your next move a smart one.

📍 John A. Gergely | Loan Officer | NMLS #: 2048788
🏢 [Insert Correct Mortgage Company Name Here] | Corp. NMLS #3901
📬 201 Old Country Road, Suite 140, Melville, NY 11747
📲 Call/Text: 631-223-6615

📉 Mortgage Rates Just Dropped – But Will It Last? 🕒As of this week, 30-year mortgage rates are averaging around 6.75% an...
04/07/2025

📉 Mortgage Rates Just Dropped – But Will It Last? 🕒

As of this week, 30-year mortgage rates are averaging around 6.75% and 15-year rates are near 5.84%—the lowest in weeks!

Why the dip? 📉
Global market uncertainty and new tariffs have driven investors to seek safer ground, causing rates to drop. BUT… experts say this might not last. Trade tensions and inflation could send rates climbing again soon.

What’s the smart move?
💡 Call John Gergely.
✅ Get personalized advice
✅ Lock in a rate while it’s still low
✅ Explore your refinance or purchase options

📞 Call or text John Gergely today at 631-223-6615
📍 Loan Officer | NMLS #: 2048788

Don’t wait for rates to rise again—this could be your moment!

🏡 Thinking about buying a home?🛑 Stop guessing. Stop stressing over articles, headlines, and what your cousin’s friend s...
04/04/2025

🏡 Thinking about buying a home?
🛑 Stop guessing. Stop stressing over articles, headlines, and what your cousin’s friend said about rates.

Here’s the truth:
👉 Your situation is unique — and that’s all that matters.

📞 Give me a call and I’ll break it down for you:
✔️ What you can afford
✔️ What your real numbers look like
✔️ And how to get you pre-approved so you’re ready when the right home shows up

No guesswork. No confusion. Just answers.
Let’s make this easy.

John Gergely
📲 Loan Officer
📞 631-223-6615
NMLS #: 2048788

⸻

🏠 Ready to Buy a Home? Let’s Talk About the Mortgage FIRST!Before you fall in love with a house, make sure your financi...
03/27/2025

🏠 Ready to Buy a Home? Let’s Talk About the Mortgage FIRST!

Before you fall in love with a house, make sure your financing is in order—because the right mortgage makes all the difference.

✅ Know What You Can Afford
✅ Strengthen Your Offers with Pre-Approval
✅ Explore the Best Loan Options for Your Situation
✅ Get Personalized Guidance Every Step of the Way

Whether you’re a first-time buyer or planning your next move, I’m here to simplify the process, answer your questions, and help you feel confident from day one.

📞 Call/Text: 631-223-6615
📍 John A. Gergely | Loan Officer | NMLS #: 2048788

💡 Did You Know? A Better Mortgage Rate Could Be One Conversation Away! 💬If you haven’t checked your mortgage options rec...
03/25/2025

💡 Did You Know? A Better Mortgage Rate Could Be One Conversation Away! 💬
If you haven’t checked your mortgage options recently, you could be leaving money on the table every month. Whether you’re buying your first home or thinking about refinancing, having the right loan strategy makes all the difference.

✅ Lower Your Monthly Payments
✅ Lock in a Better Rate
✅ Tap into Home Equity
✅ Finance Renovations or Big Life Events

📉 Rates are shifting—don’t miss the window to make a smart move! Let’s talk about your goals and see what makes the most sense for you.

📞 Call/Text: 631-223-6615
📍 John A. Gergely | Loan Officer | NMLS #: 2048788

🏡 Long Island Mortgage Market Update – March 2025💰 Mortgage Rates Are Holding – What’s Your Next Move? 💰📈 30-Year Fixed ...
03/10/2025

🏡 Long Island Mortgage Market Update – March 2025

💰 Mortgage Rates Are Holding – What’s Your Next Move? 💰

📈 30-Year Fixed Rate: 6.84% (NY State Average)
🏠 Home prices are still climbing, and inventory remains low – making financing more important than ever! Whether you’re buying, refinancing, or just exploring your options, now is the time to strategize.

🔹 Homebuyers:
✔️ Get Pre-Approved Now – Competitive markets demand strong offers!
✔️ Find the Right Loan Program – First-time buyer? Low down payment? Jumbo loan? Let’s customize the best option for your situation.
✔️ Act Before Rates Shift – Locking in a mortgage now could save you thousands over time!

🔹 Homeowners:
✔️ Refinancing? If you haven’t checked your rate in a while, let’s see if a refi makes sense for you.
✔️ Cash-Out Equity? Home values are up 10.1% in Long Island – that’s more equity in your pocket for investments, debt consolidation, or home improvements.

📞 Let’s Talk! Ready to buy, refi, or explore your mortgage options? I’m here to guide you through every step.

👋 John A. Gergely – Loan Officer | NMLS #2048788
📲 Call/Text: 631-223-6615
📩 DM Me Anytime for a Free Consultation!

Address

Stony Brook, NY

Telephone

+16312236615

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