VG Capital Financial Services LLC

06/24/2026

Oil prices are moving markets—but what should investors actually do about it? With ongoing geopolitical tension and supply uncertainty, volatility has picked up—but reacting emotionally may not be the answer.

The key idea: focus on understanding the bigger picture, review your exposure, and avoid knee-jerk decisions during short-term swings. A timely reminder that staying disciplined often matters more than trying to predict the next move.

Traders and speculators are already executing their respective plans. Here's what investors can do about the energy shock.

06/21/2026

Today, we celebrate the dads, grandfathers, mentors, and father figures who lead with love, sacrifice, and dedication.

The lessons they teach, the values they pass down, and the example they set can have a lasting impact for generations to come.

From all of us at VG Capital, we wish you and your family a Happy Father's Day!

06/19/2026

Are fixed-rate annuities worth considering again? With interest rates up, some fixed annuities offer guaranteed returns over 6%, outperforming traditional savings.

However, higher yields often mean less liquidity and longer commitments. Sitting in cash feels safe but may come with opportunity costs today. This breakdown helps decide when to consider investing.

Along with CDs, fixed-rate annuities often pay more than money market funds and savings accounts. If you’re nervous about them, here’s one way to test the water.

06/17/2026

A variable annuity can be a valuable retirement planning tool, but it's not the right fit for everyone.

Before investing, it's important to understand how variable annuities work, including their potential for growth, associated fees, market risk, and how they align with your long-term financial goals.

The right strategy depends on your unique situation, retirement timeline, and income needs. Taking the time to evaluate your options can help you make more informed decisions about your financial future.

Questions about whether a variable annuity makes sense for your retirement plan? VG Capital can help you explore your options and determine what fits your goals best.

06/15/2026

What if you've done everything “right” financially but struggle to spend in retirement? This Kiplinger case study follows a 67-year-old couple with $5.8M saved, debating a $300K home renovation and new car.

The takeaway: the challenge is mindset, not math. Shifting from saving to spending can be tough. A must-read for those looking to use their wealth! 📊✨

We lived frugally for years to build our nest egg. Our home is dated and cramped. How do I get my wife to say "yes"?

06/12/2026

How much does the average Social Security check pay, and how does age impact it?

Kiplinger highlights that benefits vary based on when you claim—early, full retirement age, or delayed filing.

Timing significantly affects long-term income. If Social Security is part of your retirement plan (which it often is), it's essential to understand this!

Compare your average Social Security check with others of your age, and plan for the future.

06/11/2026

See how the markets performed in May 2026 and year-to-date.

06/10/2026

The latest issue of Market Month is available.

06/10/2026

Retirement planning doesn't have to be overwhelming.

Whether retirement is years away or just around the corner, having a clear strategy can help you feel more confident about your future. From determining how much you'll need to save to choosing the right investment and retirement accounts, every step plays an important role in building the retirement lifestyle you envision.

This simple 5-step guide can help you create a roadmap toward your financial goals and make informed decisions along the way.

Ready to take the next step toward retirement with confidence? VG Capital is here to help you build a plan tailored to your goals and future.

06/09/2026

Value investing was defined more than 75 years ago, but it's still a fundamental concept to pursue investment goals.