Central State Credit Union

Central State Credit Union Proudly serving California’s heartland since 1936! Federally insured by NCUA. Today, we are a Community credit union serving over 18,000 members.

Central State Credit Union was established in 1936, providing low-cost financial services to state employees in San Joaquin, Stanislaus, Tuolumne, Amador, Solano, Alpine, Merced and Mariposa counties. If you live, work or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties you can become a member of CSCU. Central State is proud to provide a full complement of quality financi

al products. As a member, you have access to the finest savings and investment products and the best in consumer and real estate loans. You'll also receive competitive savings yields and affordable loan rates. We also offer many conveniences and online services. As an employer, you can offer CSCU as an employee benefit at no cost to you. To request more information or to sign your company up to receive these valuable financial benefits, e-mail us or call (209) 444-5300 and ask for the Business Development Officer.

Today marks an exciting new chapter as Central State Credit Union officially opens the doors to our new Lodi Branch loca...
06/03/2026

Today marks an exciting new chapter as Central State Credit Union officially opens the doors to our new Lodi Branch location!

Now Open:
224 North Ham Lane, Suite 102
Lodi, CA 95242

For 90 years, we've proudly served our members and communities. Today, we're moving forward with a new location designed to continue delivering the personal service you've trusted since 1936.

✅ Convenient new location
✅ Friendly local service
✅ Checking, savings, loans & more
✅ Proudly serving Lodi and surrounding communities

Stop by, say hello, and see your new branch today!

Learn more at: Central State Credit Union


Got old paperwork piling up?Join us for Shred Day 2026 and safely dispose of sensitive documents while helping local far...
06/03/2026

Got old paperwork piling up?

Join us for Shred Day 2026 and safely dispose of sensitive documents while helping local farmworker families!

* FREE shredding (up to 3 banker boxes with a food or cash donation)
* FREE hot dogs, chips & beverages
* FREE raffle prizes

-Saturday, June 13, 2026
-10:00 AM – 2:00 PM
-919 N. Center Street, Stockton

Protect your identity, declutter your home, and give back to the community—all in one event.

Gather your boxes and join us!



Looking for a little more balance in your life? Whether you're buying your first home, upgrading, or refinancing, the ri...
06/02/2026

Looking for a little more balance in your life? Whether you're buying your first home, upgrading, or refinancing, the right home loan can help bring your goals within reach.

Worry-free home loans from Central State Credit Union with personalized service, competitive rates, and local lending experts ready to help guide you every step of the way.

✅ Affordable financing options
✅ Local decision-making and personal service
✅ Guidance throughout the home-buying process
✅ Flexible solutions tailored to your needs
✅ A trusted credit union serving members since 1936

Ready to find your balance and your next home?

Apply today or learn more at centralstatecu.org





Membership eligibility required. All loans subject to credit approval. Equal Housing Lender. Federally insured by NCUA.

Small Steps Create Big ResultsWhat if saving just $5 a day could put nearly $1,800 back in your pocket each year?The sec...
06/01/2026

Small Steps Create Big Results

What if saving just $5 a day could put nearly $1,800 back in your pocket each year?

The secret to financial success isn't earning more—it's building consistent habits.

*Build emergency savings
*Reduce financial stress
*Create future opportunities

Start your savings journey with Central State Credit Union today.

Visit your nearest branch or learn more at centralstatecu.org



For 90 years, Central State Credit Union has been proud to serve our members and communities. Beginning June 1, 2026, ou...
05/29/2026

For 90 years, Central State Credit Union has been proud to serve our members and communities. Beginning June 1, 2026, our Lodi Branch will be operating from a new location!

New Address:
224 North Ham Lane, Suite 102
Lodi, CA 95242

You'll find the same friendly team, the same personalized service, and a refreshed space to serve you better.

Easy access
Updated branch environment
Same trusted credit union

Stop by and see us beginning June 1. We look forward to welcoming you!



In 1936, the average home in Stockton cost just $3,900. As Central State Credit Union celebrates 90 years of serving the...
05/29/2026

In 1936, the average home in Stockton cost just $3,900.

As Central State Credit Union celebrates 90 years of serving the Central Valley, we're proud to have helped generations of local families achieve the dream of homeownership.

Whether you're buying your first home, moving up, or refinancing, we're here to help with competitive financing and local service you can trust.

Ready to take the next step?

Apply today:
https://centralstatecu.culending.org/



Happy Memorial Day!Here's a tip for veterans transitioning from service to civilian lifecomes with big financial decisio...
05/25/2026

Happy Memorial Day!

Here's a tip for veterans transitioning from service to civilian lifecomes with big financial decisions.

From budgeting and benefits to credit and long‑term planning, having a clear roadmap can make all the difference.

Taking the time to review your finances and understand your options can help set you up for stability and success in your next chapter.

Explore this financial checklist for veterans: https://www.greenpath.com/wellness-education/life-after-service-a-financial-checklist-for-veterans/?partner_name=central%20state%20cu



Coming together to support the next generation.We joined other local professionals and businesses at Stagg High School t...
05/23/2026

Coming together to support the next generation.

We joined other local professionals and businesses at Stagg High School to participate in mock interviews through the Business Education Alliance (BEA) program by the Greater Stockton Chamber of Commerce (California)

It was a great opportunity to help students strengthen their interview skills, build confidence, and gain real‑world experience as they prepare for their future careers.

Thank you to the Greater Stockton Chamber and BEA program for bringing the business community together to support student success.



Connecting with our community at the Stockton State of the City.We had the opportunity to attend this year’s event at th...
05/22/2026

Connecting with our community at the Stockton State of the City.

We had the opportunity to attend this year’s event at the Adventist Health Arena , coordinated in partnership with the Greater Stockton Chamber of Commerce (California) , where local city departments, schools, organizations, and resource partners came together to share valuable information and services.

From exploring vendor booths to networking over lunch and attending the main program, it was a great reminder of the collaboration and momentum driving Stockton forward.

Thank you to everyone who made this event informative and engaging.



From $750 to $50,000… 90 years of cars, progress, and Central Valley history.In 1936, the average new car cost about $75...
05/21/2026

From $750 to $50,000… 90 years of cars, progress, and Central Valley history.

In 1936, the average new car cost about $750. Today, it’s closer to $50,000. Through every decade of change, one thing has stayed consistent: Central State Credit Union has been here helping local families get on the road.

As we celebrate our 90th Anniversary, we’re proud to continue our legacy of helping members finance life’s biggest milestones with competitive auto loan rates, personalized service, and local decision-making.

Whether you’re buying your first car, upgrading your family vehicle, or finally getting your dream ride, CSCU is here to help you move forward.

✅ Competitive auto loan rates
✅ Flexible financing options
✅ Fast local decisions
✅ Trusted by the Central Valley since 1936

Apply today for a Central State Credit Union auto loan and drive into your next chapter with confidence:
https://centralstatecu.myori.com/app/ola/ola-consumer-loan-type



Address

919 North Center Street
Stockton, CA
95202

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