Cecilia Peña, LUTCF

04/05/2026

Wishing everyone a beautiful and joyful Easter filled with love, laughter, and colorful blooms! 🐣

04/01/2026

Welcome April! 💐🌺

03/20/2026

As spring begins, I’m wishing you renewed energy, fresh perspectives, and a season full of good things. 🌺

Capital Financial Services LLC

12/01/2025

The Medicare Annual Enrollment Period ends soon — December 7th is just around the corner.

Now is the time to make any changes to your Medicare health or prescription drug coverage for the upcoming year. This unique window is open to all Medicare beneficiaries, unlike other enrollment periods with more limited eligibility.

Need guidance? Our team is here to help you navigate your options. Don’t wait — contact us before the deadline!

11/21/2025

📣Important Reminder📣

The Medicare Annual Enrollment Period has officially begun. From October 15th to December 7th, Medicare beneficiaries can:

✅Switch from Original Medicare to a Medicare Advantage Plan (or vice versa).
✅Enroll in, switch, or drop a Medicare drug plan if you’re enrolled in Original Medicare.
✅Review current coverage and make updates based on changes to your needs or plan details.

This is your once-a-year opportunity to make sure your plan still works for you in 2026. Not sure where to start? We’re here to help you review your options and make confident choices. Reach out today.

11/18/2025

Winter can make it harder to stay active because of the weather, shorter days, increased risk of exposure to seasonal illnesses, and other factors complicating daily exercise. But even small steps can have a big impact on your health and well-being.

That’s why we’ve put together simple, practical ways to keep moving this winter. Swipe to learn more.

Have questions about your Medicare coverage? Call our office today. We’re here to guide you!

(209) 762-5929
(877) 842-2785

11/12/2025

We’re officially halfway through the Medicare Annual Enrollment Period, which runs from October 15th through December 7th.

This is a crucial window for Medicare beneficiaries, offering the opportunity to review your current plan and make any changes for the year ahead. Unlike other enrollment periods that offer more limited eligibility, this one is open to all Medicare recipients.

Have questions or need help reviewing your options? Our team is ready to guide you every step of the way. Reach out today!

11/11/2025

11/10/2025

Medicare Annual Enrollment is in full swing, and it’s Medicare enrollees’ main opportunity to adjust coverage to fit current needs.

Whether you're reviewing options for yourself or a loved one, here are some important dates to know:

✅ December 7th - Deadline to enroll and make changes to the upcoming year. Be sure your enrollment form for a chosen plan is received by this date.

✅ January 1st - New coverage starts, and any changes made in annual enrollment take effect. If you kept your plan the same, updates to costs or benefits also begin today.

Medicare can be complex, but you don’t have to figure it out alone. Contact us with any Medicare questions or needs. We’re here to help!

11/07/2025

If you’ve received a notice about a Medicare Advantage Service Area Reduction, here’s what it means for you or a loved one:

✅Your current Medicare Advantage plan will no longer serve your area.
✅As a result, your current coverage will end on December 31st.
✅You’ll need to choose a new plan to keep your benefits.
✅During Annual Enrollment (October 15th-December 7th), you can enroll in a new plan.
✅You may also qualify for a Special Enrollment Period through the end of February to give you extra time to switch

The right Medicare plan can make all the difference — let’s find yours. Call us today to get started.

10/13/2025

📢 Please listen (read) up.

📢 Here is your roadmap to building generational wealth while also protecting your loved ones after your passing.

Need help?
📞 (877) VGC-2785 / (877) 842-2785

The benefits of using life insurance as a tool to create multi-generational wealth—while ensuring your loved ones can move forward financially after your passing—can be priceless.