Lowrey Wealth Management

01/30/2026

Even as overall inflation has cooled, food costs remain a persistent pressure for many households. New data shows U.S. food prices are up nearly 19% since 2022, driven by a combination of supply constraints, higher input costs, and ongoing demand.

Some of the factors contributing to higher prices include:
➡️ Rising costs for staples such as beef, coffee, and produce
➡️ Higher labor, transportation, and utility expenses across the food supply chain
➡️ Increased costs for dining out compared with grocery purchases

The days of $5 lunches are over and as food becomes more expensive, I thought it would be helpful to share some numbers related to food costs in retirement.

Let's say you find a way to achieve an average of $5 per person per meal of a retired couple, you would still need around $273,000 to eat three meals a day for 25 years.



Source:

Food prices in December saw their biggest jump in more than three years, data shows, while the cost of eating out has also risen.

01/26/2026

What are Wall Street’s best and brightest looking for in 2026?

If you toss out the highest and lowest, you can see that the other forecasts settle into a pretty tight range for the year.

What the table doesn’t show is that there will be highs and lows during the year. There will be times when stock prices look invincible, and there will be times when you wonder why you invest in stocks at all. Feel free to reach out to me with your questions.

01/23/2026

I'm blessed to have been partnered with Kingswood since 2021 and excited to see what the future holds!

01/02/2026

The best time to invest is when you have the money available.

Lowrey Wealth Management is here to answer your questions and help you achieve your financial goals.

Have a wonderful 2026 and Happy New Year!

12/10/2025

Joy to the world!

Cheers to a wonderful holiday season!

12/09/2025

At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before. But in hindsight, 2025 was pretty ordinary. In fact, from a volatility perspective, there was nothing special about 2025 at all. In fact, through November, there were three drops of five percent and one drop of more than 20 percent. Both numbers generally line up with historical trends.

11/27/2025

Gratitude is my new attitude. 😊

Happy Thanksgiving 🍁🦃🍽

08/21/2025

Economic & Financial Indicators:
The current economic landscape is showing cooling inflation to steady job growth. Here's what financial professionals are watching as we move through 2025.

Key Highlights:
✔️Inflation trends
✔️ The labor market seems to be finding its sweet spot without overheating
✔️ Corporate earnings are showing resilience
✔️ Fed policy remains measured

The takeaway? Economic reports can give clues about the economy. What economic trends are you keeping your eye on? Share your thoughts below 👇.

08/14/2025

Pencils ✏️ Notebooks 📓 Backpacks 🎒 But what about your child's financial education?

A 2013 Cambridge University study found money habits formed by age seven! Add money smarts to your checklist this back-to-school season with these age-appropriate financial lessons. Turn everyday activities into learning experiences that will set them up for success. Which of these steps have you already taken with your kids?

06/02/2025

Credit card APRs remain elevated, even after the rule that triggered the hikes was overturned.

Last year, a proposed CFPB regulation led banks to raise interest rates and impose new fees on many retail credit cards. That rule has since been struck down, but the higher rates remain.

💳 Retail card APRs are still near 30.5%, according to Bankrate
💼 Issuers like Synchrony and Bread Financial say they have no plans to reverse the increases
🛍️ Many store cards now carry interest rates 10 percentage points higher than general-purpose cards

For those who value flexibility and efficiency in managing credit, this is a reminder that terms can shift quickly, sometimes without changing back.


Source:

Retail cards hit a record high average interest rate of 30.5% last year, and rates have stayed close to those levels this year.

05/29/2025

Thinking about retirement? You're not alone—and the numbers might give you something to think about.

From how much people rely on Social Security to what retirees actually spend, these stats highlight why it’s important to look at the full picture. It’s not about having every answer—it’s about starting a conversation that helps you feel more confident about what’s ahead.

📌 Save this post for later
📩 Share it with someone who’s thinking about their future
💬 Questions? I’m always here to talk things through

05/05/2025

Did you know that only 24% of Americans have a will, according to a 2025 study by Caring.com? And that number has decreased in recent years. Most of those Americans have children under 18. August is Make a Will Month, and it’s a great reminder to create a will for your family and those most important to you or to update it to reflect any changes in your life.

Reach out to me if you would like a referral to an attorney who can create a will and/or Trust.



https://www.caring.com/caregivers/estate-planning/wills-survey/