Nick Crichton at Prosperity Home Mortgage

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Nick Crichton at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #500873
Prosperity Home Mortgage NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 47 jurisdictions including: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Not all borrowers will qualify.

🏡 Terminology Tuesday: Mortgage Servicing!The mortgage journey doesn't end at closing! 🔑💡 Mortgage servicing is what hap...
11/03/2026

🏡 Terminology Tuesday: Mortgage Servicing!

The mortgage journey doesn't end at closing! 🔑

💡 Mortgage servicing is what happens after you get the keys, from processing monthly payments to managing escrow accounts and providing ongoing support.

At Prosperity Home Mortgage, our commitment to homeowners goes beyond closing day. 💙

Relentless in Service. Relentless in Servicing, too.

Affordability looks different in every market—and every household. 🏡Realtor.com’s latest analysis shows a wide gap betwe...
11/02/2026

Affordability looks different in every market—and every household. 🏡

Realtor.com’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state.

Those numbers highlight a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for.

We're here to help you understand those details. Together with your real estate agent’s insight into local prices and available homes, we can build a clearer picture of what may be within reach.

Let’s start with your numbers—and a plan built around your goals.

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour be...
10/31/2026

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour before bed.

Here’s to a little more time to rest, recharge, and enjoy home. 🍂🏡
https://myoc.io/fBzFpxaoZb



NMLSR ID #500873
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/31/2026

📊 The Fed hit pause. The housing market didn’t.With sellers outnumbering buyers, affordability challenges continuing, an...
10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/fBzFpxaoZb/mDe1t

5.0 star review received on Experience.com for Nick Crichton by Renee C - Nick really took the time to explain everythin...
10/28/2026

5.0 star review received on Experience.com for Nick Crichton by Renee C - Nick really took the time to explain everything and make sure my clients understood what was happening every step of the way. There were a lot of moving parts, and Nick handled it all like a champ! I truly appreciate his patience, communication, and dedication to making it all come together. Thanks, Nick!!!

Read more: https://experience.com/reviews/nick-crichton/98544ce4-5f9e-4017-9d66-4d421cbc4137?V=1793228776&utm_source=facebook&utm_medium=autopost&utm_content=13788885

Appraisal reports are getting a major update. 👀🏠Beginning November 2, the industry moves to UAD 3.6 for new conventional...
10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

Address

14430 N 60th Street
Stillwater, MN
55082

Telephone

+16512704893

Website

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