Pat Ardern Money Help

09/18/2023

Take the How Money Works Challenge at howmoneyworks.com/patardern

09/05/2023

If you’re looking for financial advice that has some kick, How Money Works-Stop Being a Sucker, Start Being a Student is the book for you.
Also just released: How Money Works for Women.
www.howmoneyworks.com/patardern

08/31/2023

wealthwave.com/patardern

08/25/2023

No One Has Money May 25, 2023 Millennials Wealth Financial Literacy No one has money. You may think other people have money, but they don’t. For each generation, it’s the same. They don’t get taught how money works from K-12. High school graduates head off to college. They don’t learn how mo...

07/31/2023

https://howmoneyworks.com/patardern/blog/is-your-cash-flowing

Is Your Cash Flowing? July 27, 2023 Cash Flow How much cash do you have left at the end of the month after you’ve covered the essentials AND treated yourself? (I’m guessing not much.) Wish your paycheck went a little further? You’re not alone—not by a long shot. Most Americans are living pay...

07/27/2023

EMPOWER YOUR FINANCIAL FUTURE: 5 STEPS TO BUILDING WEALTH 💡💼

"Ready to secure your financial future? Here are five essential steps to build wealth:

1️⃣ Establish Clear Goals: Define your financial aspirations and set specific goals. Having a clear vision will guide your financial decisions.

2️⃣ Create a Budget: Track your income and expenses to create a budget. Allocate funds for savings, investments, and essential expenses.

3️⃣ Reduce Debt: Prioritize paying off high-interest debt and develop a plan to become debt-free. Eliminating debt will free up more resources for saving and investing.

4️⃣ Invest Wisely: Explore different investment options based on your risk tolerance and financial goals. Consider mutual funds, real estate, or other opportunities.

5️⃣ Seek Professional Advice: Consult with a financial advisor for personalized guidance and strategies tailored to your unique situation.

By following these steps, you'll pave the way to a prosperous financial future! 💰✨

"

07/26/2023

https://howmoneyworks.com/patardern/blog/knowledge-is-not-power

Knowledge is Not Power July 6, 2023 Financial Literacy Your financial education must include both knowledge AND what steps to take. It must teach you wealth building concepts AND wealth building strategies. If you’re lacking knowledge, it’s impossible to start your journey to financial independe...

06/15/2023

https://howmoneyworks.com/patardern/blog/the-knowledge-gap

The Knowledge Gap May 18, 2023 Financial Literacy Knowledge separates those who take advantage from those who are taken advantage of. Why? Because knowledge translates to action. This is especially true when it comes to money. Think about it. The Sucker “knows” just a few things about money… ....

05/11/2023

https://howmoneyworks.com/patardern/blog/will-your-savings-become-wealth

Will Your Savings Become Wealth? May 4, 2023 The Rule of 72 Inflation Wealth Saving Not sure if you’re on track to become wealthy? The Rule of 72 can help! The Rule of 72 is a simple mental math shortcut that estimates how long it could take your money to double. This is what it looks like… 72 ....

04/20/2023

https://wealthwave.com/patardern/blog/passive-income-requires-work

“But what exactly is passive income?” they asked. A simple Google search revealed thousands of articles with a common theme—passive income is money you make while you sleep!

04/17/2023

https://howmoneyworks.com/patardern/blog/the-scandal-of-the-american-financial-education-system

The Scandal of the American Financial Education System April 13, 2023 Financial Literacy Education The scandal of the American financial education system is that there is no American financial education system. It doesn’t exist. And millions are suffering for it. As it stands, only 21 states requi...

04/07/2023

https://www.financial-planning.com/news/almost-half-of-americans-cash-out-their-retirement-savings-when-changing-jobs
April is Financial Literacy Month. Knowing basic financial concepts can help
job changers make better decisions about their retirement savings.

wealthwave.com/patardern

More than 41% of U.S. workers drain their retirement savings when they quit or get fired, according to a new study. Why?