Matlock Mortgage Team, NMLS 1650081

09/08/2026

A mortgage payment is more than just the price of the home.

For many buyers, the monthly payment can feel confusing at first because it is usually made up of a few different parts working together. Principal goes toward paying down the loan itself, interest is the cost of borrowing, taxes help cover property taxes, and insurance helps protect the home.

Understanding these pieces can make the homebuying process feel a lot less overwhelming. Instead of only looking at the listing price, it helps to understand what the full monthly payment may look like and how each part fits into the bigger picture.

That’s why mortgage education matters. The more you know before you buy, the more confident you can feel when it’s time to make decisions.

The Matlock Mortgage Team is here to help break down the numbers, answer your questions, and make the process easier to understand from the start.

09/07/2026

5.0 star review received on Experience.com for Desiree Matlock by Alice C - Overall an excellent experience. Communication was always prompt and everything was explained clearly. I would recommend.

Click to see all 389 reviews of Matlock Mortgage Team, Sr Mortgage Consultant | NMLS # 1650081

09/04/2026

VA loans can come with a lot of questions and sometimes, a lot of misconceptions.

Some buyers hear that they need 20% down, that VA loans take too long, or that they can only use their VA loan benefit once. Others may think VA loans are only for first-time buyers or that there are strict income limits.

The truth is, VA loans may offer more flexibility than many people realize. For eligible veterans, active duty service members, and qualifying buyers, these loan options can help make the path to homeownership feel more possible and less overwhelming.

That’s why it’s important to start with the facts instead of letting myths hold you back.

If you’ve served our country and have questions about VA loan options, the Matlock Mortgage Team is here to help you understand the process, clear up confusion, and see what may be available to you.

You’ve earned the benefit. Let’s help you understand how it may work for your path home.

09/04/2026

🏡 Good news for manufactured home financing!

A manufactured home that’s been moved before? That used to be a major roadblock when it came to conventional financing — but that’s changing.

Freddie Mac recently updated its guidelines to allow financing on qualifying manufactured homes that have previously been moved.

That means more homes may now have financing options available, giving buyers more possibilities, sellers a larger pool of potential buyers, and Realtors more options when working with manufactured homes.

There are still requirements the home will need to meet, but a previous move doesn’t necessarily mean conventional financing is off the table anymore.

Have a manufactured home you’re considering buying or listing? Send it our way! The Great Plains Bank Home Lending team can help determine what financing options may be available. 🏠

09/03/2026

Wondering who may be eligible for a VA loan?

VA loan options may be available for eligible veterans, active duty service members, and some surviving spouses. These loan programs were created to help those who have served, or are currently serving, take steps toward homeownership with benefits that may make the process more accessible.

If you’re not sure whether you qualify, that’s completely okay. Eligibility can depend on your service history, documents, and overall situation, which is why asking questions early can make a big difference.

The Matlock Mortgage Team is here to help you understand where to start, what information may be needed, and what options could be available to you.

You served with commitment. Your path home should start with support, clarity, and a simple conversation.

08/31/2026

For those who served, the path to homeownership may look different and a VA loans is a very powerful loan program.

VA loans are designed to help eligible veterans, active-duty service members, and qualifying military families take meaningful steps toward owning a home. Depending on your situation, they offer 0% down payment, competitive financing, and support created specifically for those who have served.

If you’re not sure where to start, that’s completely normal. The first step is simply understanding what options may be available to you and what the process could look like.

Matlock Mortgage Team is here to help answer your questions and walk you through the process.

Thank you to all who have served!

Apply now: https://matlockmortgageteam.net/

08/28/2026

Wondering if you may be ready to buy a home?

For a lot of people, the decision doesn’t happen all at once. It starts with small signs, steady income, savings in place, healthier credit habits, and the feeling that you’re ready to put down roots somewhere long-term.

You don’t have to have every detail figured out before you ask questions. In fact, that’s usually where the process begins.

A simple conversation can help you understand what may be possible, what steps you may need to take, and whether now could be the right time to start preparing for homeownership.

If buying a home has been on your mind, contact us today, Matlock Mortgage Team is here to help you start with clarity and confidence.

08/26/2026

Building equity is one of the biggest reasons many people choose homeownership.

When you rent, your monthly payment gives you a place to live, but once it’s gone, it’s gone. When you own a home, part of your payment goes toward principal which in turn builds equity.

That’s what makes homeownership more than just having a place to live. It also becomes a way to create stability, invest in your future, and put your money toward something that’s yours.

If you’ve been wondering whether homeownership could make sense for you, Matlock Mortgage Team is here to help you understand your options and take the next step with confidence.

08/25/2026

5.0 star review received on Experience.com for Desiree Matlock by James B - Easy people to talk with

Click to see all 388 reviews of Matlock Mortgage Team, Sr Mortgage Consultant | NMLS # 1650081