BC Insurance of Texas

01/01/2026

The Year of the Horse is all about forward motion.
Tell us—what’s your New Year’s resolution?

No matter where this year takes you, BC Insurance is here to protect what matters most and ride alongside you every step of the way.

12/30/2025

Before the year wraps up, take a quick walk around your property and look for any changes that might impact your insurance coverage, such as:

▪️New or expanded barns, shops, or fencing
▪️Equipment purchases or upgrades
▪️Hay stack changes or new storage
▪️Livestock changes — quantity or type

BC Insurance offers strong protection for property, livestock, equipment, and large per-stack hay limits through our farm and dairy programs. A quick review now can help you avoid coverage gaps this winter.

Need help? Let’s walk through it together: www.bcinsurancetx.com

12/26/2025

December 26th is National Homeowners Day, a timely opportunity to highlight the importance of well-rounded coverage for your home.

While homeowners insurance covers many risks, it doesn’t cover everything. Here are a few areas where standard policies may leave gaps:

⭕ Flood damage - Rising water from heavy rain or overflowing rivers isn’t included in most homeowners policies.
⭕ Earthquakes - Standard coverage usually leaves a home unprotected from earthquake damage.
⭕ Sewer or drain backup - Even small backups can lead to expensive cleanup and repairs, which are typically only covered with optional protection.
⭕ High-value items - Jewelry, fine art, collectibles, and other expensive items often exceed standard policy limits.

For coverage in these areas, separate policies may be necessary. If you want to explore whether additional coverages are needed, give us a call today. We’re here to help ensure your home is properly protected.

12/25/2025

12/23/2025

🎄 Holiday Hours Update 🎄

As we celebrate the season, our office hours will vary over the holidays. Please reference the schedule below and plan accordingly. Our team at BC Insurance Group of Texas will be closed on select dates as we spend time with family and reflect on a season of gratitude.
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Thank you for trusting and supporting us this year—we are truly grateful for our community. Wishing you and your loved ones a joyful, safe, and peaceful holiday season. ✨
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Happy Holidays from BC Insurance Group of Texas!

12/22/2025

🎄 Holiday Hours Update 🎄

As we celebrate the season, our office hours will vary over the holidays. Our team at BC Insurance Group of Texas will be closed on select dates as we spend time with family and reflect on a season of gratitude.
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Thank you for trusting and supporting us this year—we are truly grateful for our community. Wishing you and your loved ones a joyful, safe, and peaceful holiday season. ✨
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Happy Holidays from BC Insurance Group of Texas!

12/18/2025

Heading out of town for the holidays? Before you hit the road, it’s a good idea to prepare your home for your absence. Take a look at five pre-travel steps that can help prevent costly claims this holiday season.

If you have any questions about your homeowner’s insurance coverage during the busy travel season, don’t hesitate to give us a call.

12/18/2025

A festive tree brings joy to the season, but it also introduces real fire risks if not set up carefully. From proper placement to safe electrical use, following a few key precautions can keep your holiday both beautiful and safe. Swipe through to learn more ➡️

Wishing each of you a wonderful season. As always, give us a call with any questions or needs.

12/18/2025

As holiday celebrations begin, here’s your friendly reminder to celebrate responsibly. Whether you're toasting at a party or hosting at home, a few mindful choices can help keep everyone safe:

🔵Plan a safe ride if you’re drinking
🔵Look out for friends and loved ones
🔵Pace yourself and know your limits
🔵Offer nonalcoholic drinks if you're hosting

Let’s keep the season safe for everyone on the road. Cheers to a happy and responsible holiday!

12/16/2025

Winter brings its own set of risks for businesses, but the good news is that many of the claims we see during this season can be prevented.

Here are some of the most common winter weather insurance claims and how you can reduce the risk of needing them:

🔵 Roof damage - Clean gutters and downspouts, trim nearby trees, and get a roof inspection soon if you haven’t had it checked in a while.
🔵 Slip-and-fall accidents - Keep walkways salted, shoveled, and well-lit to reduce hazards for employees and visitors.
🔵 Frozen pipes - Insulate pipes in vulnerable areas, and keep indoor temperatures consistent to help prevent bursts.

Call our office today if you have commercial insurance-related questions or needs. Our team is here to help.

12/15/2025

Most homeowners policies are designed for personal residences. But if your property also includes barns, livestock, equipment, or other agricultural operations, that may not be enough.

Farm and ranch policies are different. They protect your home and your working ag operation, including:
▪️Barns and outbuildings
▪️Equipment and hay
▪️Livestock and fencing
▪️Farm liability exposures

At BC Insurance, we don’t just write these policies — we live this life. Many of our team members are actively involved in ag, so we understand what real protection looks like.

Not sure if your current policy fits your operation? Let’s take a look together: www.bcinsurancetx.com