Fraser Agency, Inc., an Independent Insurance Agency

08/31/2026

🍂 Fall Fun & Safety First! 🍁

Fall isn’t just a time for flannel. It’s also the time for football, festivals, fairs, and more. While these traditions are a fun part of our culture, they may have sneaky insurance risks that should be considered.

If you’re not sure what to look out for during your Fall fun, check out these events and situations so you can be ready for one of life’s audibles:

🏈 Tailgate Smarts: Tailgates are great, but they are also prone to auto accidents, grill fires, and alcohol-related shenanigans.

⛺ Pop-Up Tents: Many events use temporary tents as covers. These can blow away or collapse in bad weather or due to improper installation.

🎡 Rides and Attractions: It’s the one time of year people pay to sit in hay. Take care on rides, farm equipment, or unfamiliar trucks.

Remembering to be safe can help keep the party going, the tent from blowing, and the rides a-rolling. Stay safe and have a great Fall! 🍃

08/31/2026

Thinking of volunteering in retirement? Some considerations.

For many, retirement includes contributing their time and talents to an organization in need.

08/28/2026

Happy Labor Day! Fraser Agency will be closing at 12 pm September 4th, 2026 and will reopen September 8th at 8am.

Thank you!

08/28/2026

Ever had to file an insurance claim? This vocab definition might teach you something.

Do you know what a Claim is?

08/27/2026

🏡 Protect What Matters Most: Understanding Your Homeowners Insurance 🛡️

Your home is one of your most valuable possessions, so you need a powerful policy to help protect it. A homeowners policy is a versatile collection of coverages designed to support you through various challenges. Here's a quick overview of common coverages you should know about:

🏠 Dwelling Coverage: Protects the home itself based on the cost to rebuild, not market value.

🏡 Other Structures: Covers buildings not attached to the primary home, like sheds and detached garages.

📦 Personal Property: Helps cover damage to your belongings, such as furniture and clothing. High-value items may have limits and need separate scheduling.

⚖️ Liability Coverage: Crucial for covering legal risks, like a visitor getting injured on your property and filing a lawsuit.

These coverages may vary based on your needs, insurance carrier, or state regulations. Coverage limits can also differ depending on home factors and personal preferences.

Homeowners insurance is essential in today's world. Understanding your policy can be invaluable if something happens to your home. If you have questions, we're here to help! 🌟

08/26/2026

After losing a stay-at-home partner, surviving parents can find themselves stuck covering the expenses of their partner’s day-to-day duties. From transportation to education, child care, housekeeping, and more, the cost of supplementing those services can become a massive, unexpected expense. Every family is different, but an insurance agent can help you decide the best plan for your family’s future.

08/26/2026

If you don't understand Life Insurance, you're not alone. Here are the five key things to know so you can handle Life confidently.

While price is a big factor, there are other important factors to consider when choosing the right life insurance policy for you.

08/24/2026

If you assume your off-road vehicle is already covered by your existing home or auto insurance policies, you’re in for a big surprise. Contact us today to learn more about off-road vehicle insurance so you can enjoy your toys on the trail knowing you’re covered!

08/24/2026

An ILIT could play a role in your estate strategy.

Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

08/21/2026

You’ve heard Medicare Parts A, B, C, & D referenced, but what do they mean—and what do they cover? Find out more here:

Medicare is broken down into four specific parts—but what do they mean? This article will help you understand each piece.