First Pinnacle Mortgage Corporation

First Pinnacle Mortgage Corporation Residential and business lending solutions, tailored to you. | NMLS #2390869 | nmlsconsumeraccess.org

09/01/2026

WHAT’S HAPPENING IN THE HOUSING MARKET RIGHT NOW?

Here’s the quick snapshot:

📊 Mortgage rates continue to move with the broader economy.
Instead of trying to perfectly time the market, it’s important to understand what today’s numbers mean for your budget.

🏠 Buyers have more options.
Inventory has improved, giving buyers more homes to choose from than we’ve seen in recent years.

💰 There may be more room to negotiate
Depending on the home and local market, buyers may have opportunities to negotiate price, closing costs, repairs, or other terms.

Buyers- Don’t wait for a “perfect” market. Focus on the payment and numbers that make sense for you.

Realtors- Now may be a great time to reconnect with buyers who stepped away — the market looks different than it did even a year ago.

📲 Have questions about what buying looks like today? Let’s run the numbers.

540-242-3573
[email protected]

The answer to this one might shock you ;)[Most mortgage loans require less than 5% down payment.]
08/27/2026

The answer to this one might shock you ;)

[Most mortgage loans require less than 5% down payment.]

This is so relatable it honestly hurts 😂
08/26/2026

This is so relatable it honestly hurts 😂

Some mortgage hills are worth standing on.
08/14/2026

Some mortgage hills are worth standing on.

When it comes to mortgaging your home, staying on top of interest rates is crucial — especially in this economy. So now ...
07/30/2026

When it comes to mortgaging your home, staying on top of interest rates is crucial — especially in this economy.

So now we want to ask you:

Do you know the difference between an adjustable-rate mortgage and a fixed-rate mortgage?

For those who do know the difference, which mortgage would you rather have?

Share your thoughts in the comments!

Here’s a fun financing fact for you: Mortgage pre-qualification and mortgage pre-approval are completely different thing...
07/24/2026

Here’s a fun financing fact for you:

Mortgage pre-qualification and mortgage pre-approval are completely different things!

It’s a real shocker, we know ;)

Regarding pre-qualification, applicants provide information to the lender that supports their ability to pay their bills consistently and on time. This can include income, employment status, debts, credit scores, etc.

While this information is usually enough to pre-qualify the applicant for a mortgage, it is not yet verified. This means that the applicant is not yet approved, and additional information could disqualify them from applying.

To prevent this, we encourage you to go after pre-approval. Get your information verified first and spare yourself from the hassle!

Leave a comment down below or send us a message if you have any questions or need assistance navigating the lending process — we’re more than happy to help :)

07/23/2026

REALOTRS: Do you have an investor client who keeps getting told "no" because of their tax returns?

A **DSCR Loan** may be the solution.

Instead of qualifying based on personal income, DSCR loans focus on whether the property's rental income can support the mortgage.

✅ Great for self-employed investors
✅ Perfect for growing rental portfolios
✅ No tax returns required in many cases
✅ Short-term and long-term rental opportunities

If you have a buyer who's interested in investment properties but doesn't fit conventional financing, let's talk before the deal falls apart.

📩 Send us a message or call 540-242-3573 and we'd be happy to run the numbers and see what options are available.

We want to know what you think about this one 🤔[People in Scotland paint the front door of their house red once they’ve ...
07/17/2026

We want to know what you think about this one 🤔

[People in Scotland paint the front door of their house red once they’ve finally paid off the mortgage.]

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers...
07/09/2026

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers

We couldn’t have said it better ourselves!

Investing in property is an investment in your future. So let us help you make your investment — while supplies last ;)

Happy Independence Day! 🇺🇸Today we celebrate 250 years of freedom, opportunity, and the American dream. ❤️🤍💙Whether you'...
07/03/2026

Happy Independence Day! 🇺🇸

Today we celebrate 250 years of freedom, opportunity, and the American dream. ❤️🤍💙

Whether you're spending the day with family, firing up the grill, or watching fireworks light up the sky, we hope your Fourth of July is filled with great memories.

From all of us at First Pinnacle Mortgage Corporation, thank you for allowing us to be a small part of your homeownership journey.

Have a safe, fun, and Happy Fourth of July! 🎆

Address

108 Bull Run Court
Stephens City, VA
22655

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