02/12/2026
Insurance Tips from an Agent (and a Homeowner!)
A few key things to keep in mind about home and renters insurance:
✔ Document Your Belongings – Take a video walkthrough of your home to document the items you own. This makes filing a claim after a large loss much easier.
✔ Filing a Claim? If you know it’s a total loss, contact your agent ASAP to get the claim started.
✔ Not Sure If You Should File? – If the damage isn’t severe, your agent can possibly help connect you with a contractor to assess the damage and get estimates. If repairs don’t exceed your deductible, filing a claim may not be necessary.
✔ Renters, This One’s for You – If you rent, get a renters insurance policy. It’s very affordable and covers your belongings in case of theft, fire, or other disasters. Plus, most policies include loss of use coverage, which helps pay for living expenses if your home becomes uninhabitable.
Insurance exists to protect you, but using it wisely ensures you get the most out of your coverage. Got questions? Reach out!
If you think now is the time to shop your insurance or have your policies reviewed please give us a call 📞 540-546-4646
