Douglas Insurance Agency and Middle River Agency

01/02/2026

Happy New Year!

11/12/2025

Did our 2 miles of Highway 75 this afternoon. NW MN people, you are doing better! We only had 4 bags of garbage! So much less than previous times! Thanks to Cheri & Angie for helping out today.
Oh, Busch Light was by far the most popular discarded can. A close second was Mountain Dew, both cans & plastic bottles.

11/11/2025

Thank you, Veterans!

10/31/2025

Trick or treaters stopped by the office!

09/27/2025

Another fun & successful Goosefest parade today in Middle River!

09/25/2025

Hollyhock seeds, come & get ‘em at our Stephen office! Plant them now, next year, flowers galore!

09/16/2025

08/12/2025

We have a couple of young entrepreneurs set up across the street in Stephen. Stop and grab a cookie and lemonade!

07/01/2025

Have a nice car, pickup, tractor, any vehicle that you are proud of? Want to come & join others in remembering our friend, Rick Gajeski & show off your ride just for fun? Come to Stephen on July 10th! We will have space in the lot across the street from our office ready for a Show & Shine! Enjoy our free pulled pork sandwich meal while you are here as well!

05/13/2025

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Reminder...with the chance of rain and with this miserable HOT and CRAZY winds that we are experiencing, there's some potential to replant.
If you need to replant, make sure you let us know. A notice of loss must be submitted and permission must be given by the adjuster prior to replanting.
Keep in mind, if you are replanting less than 100A of the crop/county, you can do a self-certification replant without waiting for an adjuster, but a notice of loss still must be submitted BEFORE you replant.
Also, remember the 20/20 rule applies. This mean there needs to be 20 acres or 20% of the unit to qualify. This is by crop/county. So, if you have optional units, this most often will be by section (some exceptions may apply). If you have enterprise units, this is by crop/county.
For example, if you have a 150 acre field of wheat with optional units and have 20 acres that need to be replanted, then you would qualify. If you only had 18 acres with the same scenario, you would not qualify.
If you have enterprise units and only a few acres that need to be replanted in several different sections, you can add all of them together to meet the 20 acre minimum.
This can be confusing, so don't hesitate to give us a call any time with questions.
Remember, we are always available...so call us anytime.. Time is of the essence if you need to replant.