Julie Smallwood, Senior Mortgage Banker at Atlantic Bay Mortgage Group

Julie Smallwood, Senior Mortgage Banker at Atlantic Bay Mortgage Group Sr. Mortgage Banker| Licensed in VA| NMLS #1074434
Atlantic Bay Mortgage Group | NMLS #72043| nmlsconsumeraccess.org| Equal Opportunity Lender

No two Home Buyers are the same. I provide guidance in the home loan process, matching Buyers with the best Mortgages.

Big dreams start with simple conversations. If a new home is on your horizon, I'd love to help you explore your options....
06/13/2026

Big dreams start with simple conversations. If a new home is on your horizon, I'd love to help you explore your options.
https://myoc.io/JulieAnneSmallwood



NMLS # 1074434

Happy Friday! Celebrating the little wins and looking forward to a great weekend. Hope you have a blessed day! 💗 ...
06/12/2026

Happy Friday! Celebrating the little wins and looking forward to a great weekend. Hope you have a blessed day! 💗

Want a huge advantage over other homebuyers? We’ve got a new way to make your offer more competitive!Atlantic Bay’s Fast...
06/12/2026

Want a huge advantage over other homebuyers? We’ve got a new way to make your offer more competitive!

Atlantic Bay’s Fast Track Buyer Advantage pre-approval process...
• Shows the seller your financing is solid.• Arms you with an offer that can compete with cash.
• Provides a smoother, faster closing process.

Still home shopping? You don’t even need an address to get pre-approved. Call me today to start your application!
https://myoc.io/JulieAnneSmallwood

NMLS # 1074434

June is National Homeownership Month, and an important year-midpoint for our business. 📊Tap the link below for my articl...
06/10/2026

June is National Homeownership Month, and an important year-midpoint for our business. 📊
Tap the link below for my article on becoming the go-to guide for the current market. 🏡
➡️atlanticbay.com/knowledge-center/real-estate-roundup-mid-year-market-update/?utm_source=socialcoach&utm_medium=organic

Want my monthly Round-Up email? just DM me! 📲



NMLS # 1074434

The first-time buyer label is actually a lot more flexible than most people realize. It’s less about being a literal beg...
06/08/2026

The first-time buyer label is actually a lot more flexible than most people realize. It’s less about being a literal beginner and more about your current situation. Life changes or previous housing types can sometimes reset your status, giving access to programs designed to get you into a new place with much less stress.

If you think you might fall into one of these categories, let's look at the numbers together. Send a quick message to see where you stand.
https://myoc.io/JulieAnneSmallwood



NMLS # 1074434

Cheers to summer and all the adventures ahead. Wishing everyone in our schools a season filled with family, friends, and...
06/07/2026

Cheers to summer and all the adventures ahead. Wishing everyone in our schools a season filled with family, friends, and plenty of sunshine. ☀️💙



NMLS # 1074434

Thinking about buying a home, refinancing, or just exploring your options? I'm available this weekend and happy to help....
06/05/2026

Thinking about buying a home, refinancing, or just exploring your options? I'm available this weekend and happy to help. Call, DM, or text anytime.
https://myoc.io/JulieAnneSmallwood



NMLS # 1074434

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our who...
06/04/2026

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our whole thing. Atlantic Bay connects you with real people, real loan options, and a plan that actually fits your life.

Oh, and if Spanish is your first language? We've got resources for that too. No one gets left out over here. Nope. No this or any month.



NMLS # 1074434

Every move creates a new opportunity to build something long-term. For some families, that means turning relocation into...
06/03/2026

Every move creates a new opportunity to build something long-term. For some families, that means turning relocation into equity, future rental income, and long-term financial growth instead of starting over each time.
We broke down how military buyers and other relocating homeowners are using smart financing strategies, housing benefits, and homeownership to build wealth over time, and the approach may be more realistic than many people think.
🔗 atlanticbay.com/knowledge-center/build-wealth-while-moving/?utm_source=socialcoach&utm_medium=organic



NMLS # 1074434

Every team in the playoffs has a good coach in their corner, right?Well, homebuyers deserve the same thing.If you're thi...
06/01/2026

Every team in the playoffs has a good coach in their corner, right?
Well, homebuyers deserve the same thing.

If you're thinking about making a move this spring, let's talk. I'd love to be part of your team.
Speaking of teams... who y'all got winning it all?



NMLS # 1074434

Address

19 Myers Corner Drive Suite A05
Fishersville, VA
24401

Telephone

+15404487263

Website

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