Nina Grum Financial Representative

06/24/2025

An immediate annuity could ensure that you have a regular income in retirement and help provide additional assurance you won't outlive your retirement savings.

And compared to investments like 401(k)s or 403(b)s — or putting money into the stock market — an immediate annuity comes with more guarantees and protections.

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06/23/2025

Have you thought about how you’d handle unexpected medical expenses? A small monthly payment today can help mean greater financial stability during a medical crisis.

Learn more about our critical illness insurance.

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06/21/2025

IUL sales: How to overcome ‘it’s too complicated’

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Explore our Universal Life Insurance product today.

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06/20/2025

As long as your premiums are paid, Universal Life Insurance offers lifelong protection and the flexibility to adapt as your needs change. Whether you're building wealth, planning for retirement, or need help protecting your loved ones, UL can help you stay one step ahead.

✅ Lifelong coverage
✅ Cash value growth
✅ Flexible premiums

Click the link below and explore how a universal life insurance product could fit into your long-term plan.

https://bit.ly/40gDF69

*Please note: There must be enough cash value in the policy to cover monthly charges if a lower premium is paid than the amount selected at issue or if a premium payment is skipped. Additional premium payments need to be made to keep the policy in force.

06/19/2025

Understanding Critical Illness Riders: What You Need to Know!

Curious about critical illness riders and how they can help protect you and your family?

Check out this insightful article that breaks down everything you need to know about critical illness riders and their importance in your financial roadmap.

Get additional protection with a Critical Illness Rider. Learn how it can cover major health costs and secure your future. Explore more today!

06/18/2025

As a new parent, you have enough to worry about, so why not do what you can to reduce your stress and consider a life insurance policy?

Learn more: https://bit.ly/3GagELk

Our products: https://bit.ly/4n8MKI0

Discover the best life insurance options for new parents to ensure your family's financial security. Learn how you can protect your loved ones now!

06/17/2025

Retirement -- the day when you can clock out, head home and never look back again.

However, the experience of retirement can differ from the expectation, and many retirees wish they had done things differently.

Learn some of the biggest retiree regrets below.

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06/16/2025

IT’S JUNE: CELEBRATE MILK … AND ANNUITIES ?!?

June is both “National Dairy Month” and “Annuity Awareness Month.” One promotes the dairy industry. The other helps you milk your retirement for all it’s worth with guaranteed income.

Drink in the details by viewing our “Retirement Shopping” video.

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06/13/2025

Should a tragedy occur, a life insurance policy can help ensure that your family can continue to pay the mortgage.

Learn more at the link below.

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Life insurance could help you keep your loved ones where they belong: at home. Learn more about mortgage protection with life insurance.

06/12/2025

IT’S JUNE: CELEBRATE TEA … AND ANNUITIES ?!?

June is both “National Iced Tea Month” and “Annuity Awareness Month.” One is a summer celebration of the cool beverage. The other is a cool way to get guaranteed retirement income.

Both are refreshing in their own way. Learn more in our “Ahhhhhnnuities” video …

https://bit.ly/44cwYo2

06/12/2025

Did you know that permanent life insurance may offer tax advantages?

From tax-deferred cash value growth to generally income-tax-free death benefits for beneficiaries, it can provide important financial benefits.

Want to explore how it might fit your needs? Message me!

Nina Grum | Financial Representative
1732 WILKESBORO HWY | STATESVILLE NC 28625-8709
704-872-9587 direct
704-871-8855 fax
WSLife.com/agent/ngrum
Let's Review Your Finances > Start Your eSnapshot

06/12/2025

Got 3 minutes? Get your personal finances on track with a mid-year financial checklist. Click the link below to read more!

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