Elaine Willeford NMLS # 311005 with Allied Mortgage Group

01/30/2026

Catch up with this week's Markets in a Minute!

Markets in a Minute

01/30/2026

Assumable loans are the hottest topic in real estate right now—and for good reason. With today’s higher interest rates, the ability to take over a seller’s low-rate mortgage can mean HUGE monthly savings for buyers and a massive marketing advantage for sellers. Dive into the full breakdown here:https://www.summit-mortgage.com/blog/why-assumable-loans-are-making-headlines-and-what-they-mean-for-you/ Curious how they work and whether one could benefit you?

01/28/2026

Winter might not be the first season you think of for buying or selling a home—but it can be one of the smartest. Read our latest blog: https://www.summit-mortgage.com/blog/preparing-for-a-home-sale-or-purchase-in-winter/ With fewer listings, more motivated buyers and sellers, and potential financing advantages, winter offers unique opportunities if you’re prepared.

01/26/2026

Looking to buy a home but have time left on your lease? Check out our blog https://www.summit-mortgage.com/blog/how-to-get-out-of-your-lease-agreement-to-buy-a-house/ for tips on how to get out of your lease agreement early!

01/23/2026

Buying a home? Discover the Seller's Choice Underwriting Guarantee by Summit Mortgage! https://www.summit-mortgage.com/get-started-sellers-choice-guarantee-summit-mortgage/?fbclid=IwAR3JvjKGxmb24yrdlMr5xRdxyo7WF5DxS1YBSOMtes6vj8cs0lY1BTdXP-8 Get started on maximizing your offer potential today. Don't miss out!

01/21/2026

Struggling to get your offer accepted in a seller’s market? You’re not alone — when inventory is low and competition is high, homebuyers need a strategy that stands out. From reducing contingencies to strengthening your earnest money and knowing when to offer above asking, check out our blog: https://www.summit-mortgage.com/blog/making-the-winning-offer-in-a-sellers-market/ breaks down smart ways to rise above the competition and put your best offer forward.

01/19/2026

Are 50-year mortgages the future? With home prices rising and affordability tightening, longer-term loans are getting a lot of attention. But do they actually help—or just cost more in the long run? Read the full blog here: https://www.summit-mortgage.com/blog/longer-terms-lower-payments-understanding-the-50-year-mortgage-debate/ Discover the pros, cons, and what this could mean for homebuyers in today’s market.