Winfield "Win" Lee- Independent Insurance Agent at Lee Hill and Johnston

10/30/2024

let me help you with your insurance! shoot me a DM and we can get you taken care of at Lee Hill & Johnston Insurors

10/07/2024

Hey guys, reminder that your insurance company matters! There is a clear distinction between a top insurance carrier and the bottom insurance carriers and we are seeing that now with how they are handling their claims! you get what you pay for!

09/30/2024

Hurricane Helene Insurance Update!

wanted to make a couple notes and a couple tips in how to determine if you have a claim and how to manage that claim... remember, you have insurance for a reason but there is always a reaction to an action of filing a claim..

1. know your deductible... some policies have been endorsed for a 2% or 5% wind hail or "named storm" deductible. this means 2-5% of your coverage A (dwelling).

2. know the cost.. if you have a 1,000 deductible and are filing a 1500$ claim, you may end up costing yourself more money in the long run by premium increases for claim frequency... (it just is what it is)

3. get estimates before filing a claim, you need to know the price of repairs without insurance because many contractors will charge more if its being used in an insurance claim. (if the contractor doubles the price that doubles the claim which could double your premium in the next couple years)

4. trust your contractor.. find a trusted contractor who is insured and capable of doing the work.

navigating claims is a difficult thing... we all have insurance to be protected and to be put back to the place we were before the storm.. some people need their insurance policy desperately right now because their house is destroyed, some people abuse the system to get a new roof or new siding on a house.. those are two very different claims.

please reach out or call me to talk through this situation and how you can best navigate your claim... we are local and trusted as an insurance agency and are happy to help.

08/14/2024

If you have any questions or are wanting someone to look over your insurance policies please feel free to message me! I would be happy to review and make sure you are covered.

08/14/2024

https://l.facebook.com/l.php?u=https%3A%2F%2Fyoutu.be%2FlemaSaLwMn4%3Ffbclid%3DIwZXh0bgNhZW0CMTAAAR0Os_vxnz_D6MM_TnCYWyQ0aE_RKoL0x4GFAJg8LeGPIRh3S_BgLegq_4c_aem_cFMYHAAIl-17iVY-TlwcaQ&h=AT2w7E0F0cHhYxT0N7cn-D1FJ7sgQll9aCmLYmhLlPQY7z08vRfydmtJcwbltilYDPiUtzEoN64v407UTwO5GtAZ1iqAC16yd8rRQqVCjEAyGoYaE28KkU0YKEaMNB_Fbrfd0xBokGMDLQ&__tn__=R]-R&c[0]=AT3RVysBQQyHWqAr64RbvQU3BWZLAulSDtp5pRW1ir7cpUx-QLAMiQCAjAD84zouX9T7-nnoYRbWvEFtHxiL-AFPftuiwyqVqk-7jN_Mjyw1rmjg8i2btSHucscPJvUZT8owZwHUUGDSV8HIUyiB1-6RbPeScBctHZBGf3e1K9b4lFqDD6NuLSMcMrfRLo9W6I15lv7ZCXJBJot9eInxeNUgz1ydKlxT

If you live in Savannah, Georgia or Statesboro, Georgia flood insurance and disaster assistance are crucial topics you can’t afford to ignore. In this video...

08/12/2024

https://www.lhjins.com/request-a-quote

never know what tomorrow holds.. make sure you have good coverage with a good company.. come see us

Please fill out the following if there is something that doesn’t pertain to you, leave it blank.

08/08/2024

Good time to talk about flood insurance vs home insurance.. give us a call Lee Hill & Johnston Insurors

08/05/2024

Did you know that we are a Dave Ramsey Trusted Insurance Agency?

We have Partnered with Ramsey Trusted to offer the highest level of service and expertise in the insurance world! We believe in the Ramsey model and believe that everyone deserves to have a conversation with a licensed insurance agent with their best interests at heart!

07/23/2024

10-0

07/16/2024

Come see us! Whether its home insurance or bonding we can handle any and all insurance needs at Lee Hill & Johnston Insurors

04/08/2024

https://www.dailymail.co.uk/yourmoney/consumer/article-13220819/home-insurance-premiums-record-crisis.html?fbclid=IwAR3cC2SJ_8YOu4eVU-pCTTRkbBnan7UkkO3MpdRk1AtpCjElhf8GN2-8d0U_aem_Af1xdbhRDGRzZAJtNYQ_8rPzGyvA0PXFngANh4h_9bK_Y0ESrtkgpaSeehdwQ5EhKPfLIyiKjfqlyNDlmpuGA62g

Homeowners policies are way up in our area... A couple things 1. make sure you dont sacrifice coverage for price 2. make sure you know what you have. 3, make sure your agency and agent are proactive and have different options to offer year over year.

Forecasts say the typical annual home insurance premium will rise 6 percent to $2,522 by the end of 2024. But for many Americans, the reality is far worse.

03/04/2024

If you have a March or April renewal you need to come see me ASAP!