Norman Heil Insurance

Norman Heil Insurance Content Disclaimer: http://bit.ly/19y2fkR Protect yourself and your assets with great insurance coverage.

Choose a dedicated insurance company that has been serving Staten Island for over 50 years. Let our experienced agents use their expertise and knowledge to help you find and choose the best plan for your needs.

05/07/2020

What’s the difference between libel and slander? Both are types of defamation, which is damage to a person’s reputation. With libel, the damage is written and published while slander is defamation that is spoken. Many homeowner’s policies exclude coverage for lawsuits or judgments as the result of libel or slander.

05/05/2020

Could I really lose my home and other personal property to someone that sued after a traffic accident? The law varies from state to state, but there are states that allow a successful plaintiff to force the sale of a house to recover any equity to apply to a legal judgment or settlement.

04/30/2020

If you earn more than $100,000 per year or have more than $1 million in assets, it is a good idea to invest in an umbrella policy of more than $1 million, since your coverage should be at least the same as your net worth.

04/28/2020

Did you know that umbrella insurance covers personal injuries as well? This would include invasion of privacy, wrongful entry, wrongful eviction, false arrest and/or imprisonment, and malicious prosecution.

04/23/2020

Some helpful hints.....During this time when we are all home, here are some small projects that you should do around your home.

Spring is here!

The frigid temperatures of the winter season are now behind us, but the snow and ice may have left some lingering property damage.

Include some simple home maintenance as part of your spring cleaning routine and make sure that your home is in great shape for the season!


The spring thaw and increase in rain can cause damage to your home. Check your property for water damage, particularly basements.

Protect your roof! Clean any gutters and downspouts, as these can become cluttered with leaves, twigs and debris, causing blockages that can damage your home. Trim nearby tree branches so they are at least 8 feet away from your home.


Prevent trips and falls! Find and fill any holes in your yard. Repair cracks and holes in your driveway, walkway and steps. Check your deck or patio for any loose nails or rotting boards.


Make sure that any playground equipment is on level ground and that swings have at least 6 feet of clearance on all sides. Check the equipment for any loose screws, bolts and nails.

04/23/2020

In homeowner and auto insurance policies, liability insurance covers such expenses as the injured person's medical bills and lost wages, and legal defense representation. Often, this insurance is not enough, which is why umbrella insurance is a good option to thoroughly protect your assets.

04/21/2020

An important issue to consider these days is how far your current insurance protection will really go to protect you. In today’s litigious society, a good umbrella policy will ensure that you have all the coverage you need.

04/16/2020

Million-dollar lawsuits are surprisingly common in our society, but when you combine homeowners and auto insurance, most people only have a liability coverage for half of that. Fortunately, umbrella coverage policies are often $1 million policies, so you’ll be covered.

04/14/2020

One of the most common myths about umbrella insurance coverage is that it is only needed for those who earn high incomes – but umbrella insurance is actually an affordable type of insurance which can come in handy no matter how much you make.

04/09/2020

Most umbrella policies are not expensive. In fact, insurance experts say $1 million in additional liability coverage will usually cost between $150 and $300. Add another million and expect to pay an additional $75 to $100.

04/07/2020

There are some events that are not typically covered by liability insurance. For example, neither libel nor slander is usually covered. If you become an active blogger on different topics, an umbrella policy to protect against libel or slander actions could become crucial.

Address

147 New Dorp Lane
Staten Island, NY
10306

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17189872772

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