Joseph Campagna

Joseph Campagna Loan Officer serving NY, NJ, MD, PA, FL & TX.

I specialize in first-time buyers, DPA programs, and complex financing (self-employed, Non-QM, investments).Personal NMLS602884 Branch NMLS1827498
Company NMLS3029

5.0 star review received on Experience.com for Joseph Campagna by Viera D - I recently worked with a Joseph Campagna dur...
05/04/2026

5.0 star review received on Experience.com for Joseph Campagna by Viera D - I recently worked with a Joseph Campagna during the process of securing my home loan, and overall, the experience was positive. Joseph was knowledgeable and able to clearly explain each step of the mortgage process, which made something that initially felt overwhelming much more manageable. Communication was consistent and timely. Whenever I had questions or needed clarification, he responded promptly and provided thorough answers. The application and approval process moved along efficiently, and I felt supported throughout.

Overall, I’m very satisfied with the service I received and would recommend this Joseph and his team to others looking for a smooth and well-guided home financing experience.

Click to see all 369 reviews of Joseph Campagna at CrossCountry Mortgage, Vice President of Lending | NMLS #602884

5.0 star review received on Experience.com for Joseph Campagna by Francis M - Joe  and  his  staff  are  very  very  res...
05/01/2026

5.0 star review received on Experience.com for Joseph Campagna by Francis M - Joe and his staff are very very responsive and always quick to answer any questions or concerns . Highly recommend Joe!!!!

Click to see all 366 reviews of Joseph Campagna at CrossCountry Mortgage, Vice President of Lending | NMLS #602884

Busy markets teach movement.Tough markets teach mastery.I’m here for both. ♟️
12/12/2025

Busy markets teach movement.
Tough markets teach mastery.
I’m here for both. ♟️

12/09/2025

No one will understand. 🤣 🤣 🤣






With the Fed meeting this week, buyer confidence is already shifting — and these are the 3 questions popping up everywhe...
12/08/2025

With the Fed meeting this week, buyer confidence is already shifting — and these are the 3 questions popping up everywhere: affordability, timing, and inventory.

There’s a great breakdown that helps explain what’s actually happening in simple terms your clients will understand.

Agents, DM me if you want the article to send to your buyers.
The Federal Savings Bank is an Equal Housing Lender & member FDIC. NMLS #411500. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Intended for general informational and educational purposes only and should not be construed as financial or tax advice. For more information on financial planning or investment advice, consult a registered investment advisor or financial planner.







12/04/2025

Scrolling Zillow is fun… until you fall in love with a home you’re not actually approved for or miss out on a home you could afford but didn’t realize it.

Most people have no idea what their real numbers look like.

If you want to understand what YOU truly qualify for - comment “MTG” and I’ll break it down for you personally.
Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

12/02/2025

When I ask for documents and the client says “don’t worry about it”…
Trust me, I’m definitely worrying about it.
Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

12/01/2025

Owning property can do more than give you a place to call home — it can be a long-term asset that supports your future plans.

When you invest in real estate, you’re putting your money into something tangible. Something that can be lived in, improved, and potentially appreciated over time.

It’s one of the clearest paths people use to build stability for themselves and their families.

The Federal Savings Bank is an Equal Housing Lender, Co. & member FDIC. NMLS #411500. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Intended for general informational and educational purposes only and should not be construed as financial or tax advice. For more information on financial planning or investment advice, consult a registered investment advisor or financial planner.

11/30/2025

Stock market or real estate?
Both can play a role in your long-term plans — but they work very differently.

📈 Stock Market:
Day-to-day swings can be unpredictable. Great for diversification, but you’re riding the market’s momentum.

🏡 Real Estate:
A property gives you something tangible. A place someone can live in, a resource you can leverage, and a path that many buyers find easier to understand and control.
There’s no “one-size-fits-all.” It comes down to your goals, your timeline, and what feels right for you.

The Federal Savings Bank is an Equal Housing Lender, Co. & member FDIC. NMLS #411500. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Intended for general informational and educational purposes only and should not be construed as financial or tax advice. For more information on financial planning or investment advice, consult a registered investment advisor or financial planner.

11/29/2025

No W-2? No problem.
You can still buy an investment property.

With a Debt Service Coverage Ratio (DSCR) loan, your personal income isn’t the focus — the property’s rental income potential is.

If the numbers work, you’re in a position to move forward.

Type “DSCR” and I’ll show you how to start your portfolio.

The Federal Savings Bank is an Equal Housing Lender, Co. & member FDIC. NMLS #411500. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property. Intended for general informational and educational purposes only and should not be construed as financial or tax advice. For more information on financial planning or investment advice, consult a registered investment advisor or financial planner.

Address

847 Annadale Road
Staten Island, NY
10312

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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