Michael Campione, Agent with New York Life

01/23/2024

Check out Money magazine’s "How to Create a Life Insurance Retirement Plan" by Jeremi Davidson, explaining how a strategy of using the cash value of a permanent life insurance policy to supplement retirement income can enhance your retirement strategy, offering both the protection of life insurance along with the potential growth of retirement assets.

09/29/2023

Roth accounts can provide you with a tax-free source of income during retirement but they’re also valuable for account beneficiaries. Learn more about Roth conversions and how to use them in your estate planning strategy.

Under the Secure Act, Roth IRAs allow beneficiaries to enjoy 10 years of tax-free account growth.

09/28/2023

Both CDs and fixed deferred annuities are considered low-risk investments, but if your goals are more long-term, an annuity may be your better option. From tax benefits to return on interest, make sure you're saving the right way for the goals you want to achieve.

Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.

09/27/2023

Saving for college is a top priority for many growing families. How are you preparing to save?

09/26/2023

If you aren’t sure what goals might come after retirement, a great place to start is figuring out the missing pieces of your vision. What do you see when you reach retirement and look around? Ask yourself these questions.

Once you get to retirement, what are you going to do? Asking yourself some key questions as you approach that milestone can help you shape your vision of what’s next.

09/22/2023

Here are five strategies to help you get more comfortable taking smart financial risks that make sense for you.

Taking on some degree of risk is a healthy part of financial decision-making.

09/21/2023

Unlike grants and scholarships, student loans aren’t free money, so it’s important to understand the difference between private and federal loans. Look at the pros and cons of each type to help you decide what’s right for you.

Figuring out the best ways to manage your college expenses can be overwhelming! As you brace up for your college days, you must already have applied for your scholarships and...

09/20/2023

Even though 30-year fixed rate mortgages rose to their highest level in over two decades, this could still be your best moment to lock in a mortgage rate. Here’s why.

Latest mortgage rates data shows a tough landscape for prospective homebuyers – and sellers.

09/19/2023

New York Life hosts a promotional day at Yankee Stadium to celebrate the family legacies we help build and protect and offer a chance for you to win the “Ultimate Yankees VIP Experience.” Here’s how you can enter to win.

NEW YORK, August 29, 2023--New York Life Hosts a Promotional Day at Yankee Stadium and Offers a Chance to Win the "Ultimate Yankees VIP Experience"

09/11/2023

Today we remember the lives we lost and the heroes we gained on 9/11.

09/08/2023

With borrowing costs on the rise, this article explains the important role the federal funds rate plays in determining interest rates and the impact it has on the economy in general.

The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy. Here, we take a closer look at this key metric.

09/07/2023

Voluntary life insurance is a group benefit that is typically offered by employers. Since the cost is usually subsidized, it can be an affordable way to protect your family’s lifestyle and future. You can read more about it here.

Many employers offer voluntary life insurance as an optional workplace benefit.